Gold Loan Anand

AT 0.75%* INTEREST RATE
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Gold Loan Anand

Best Banks for Gold Loan in Anand

Feature
HDFC Bank
Private Bank
Muthoot Finance
Interest Rate
9.90%
10.50%
12%
Min Loan Amt
Metro : 25000, Non : 15000
25000
15000
Max Loan Amt
1 Cr
1 Cr
1 Cr
Loan Tenure
3 months to 24 months
9 months to 24 months
1 month to 24 months
Processing Fee
0.25% to 1.50% of the Loan Amt
0.25% to 1.50%
Nil
Preclosure Chgs
2%, Nil foreclosure charges after 3 months
2%, Nil foreclosure charges after 9 months
Nil
Overdraft Facility
Yes
Yes
Yes
Pay Only Interest Facility
Yes
Yes
Yes
Gold Rate Per Gram
2500
2600
2700*

Gold Loan Anand Featuresgold loan anand

Loans are now pretty easy and convenient to avail as most of the major banks and NBFCs provide the service at a low rate of interest and minimum documentation. Gold Loans are secured loans that can be availed by keeping your Gold ornaments/Jewelry as a collateral or security deposit. Banks sanction Gold Loan easily because you will repay the amount along with interest for the period of the loan.

Gold Loan Rate Per Gram Today in Anand

Updated - Gold Loan Per Gram Rate w.e.f Mar 28 2024

Gold Weight Gold Purity
24 Carat
Gold Purity
22 Carat
Gold Purity
20 Carat
Gold Purity
18 Carat
1 gram 4621 4290 3900 3510
10 gram 46210 42900 39000 35100
20 gram 93600 85800 78000 70200
30 gram 140400 128700 117000 105300
40 gram 187200 171600 156000 140400
50 gram 234000 214500 195000 175500
100 gram 468000 429000 390000 351000
200 gram 936000 858000 780000 702000
300 gram 1404000 1287000 1170000 1053000
400 gram 1872000 1716000 1560000 1404000
500 gram 2340000 2145000 1950000 1755000

Gold Loan in Anand Interest Rates and Charges

Feature
Gold Loan
Interest Rate
Processing Fee
Tenure
HDFC Gold Loan 9.90% 0.25 % - 1.50% 3 - 24 Month
Private Gold Loan 10.50% 0.25 % - 1.50%  9 - 24 Months
Axis Gold Loan 10.50% 0.50% - 1.50% 6 - 24 Months
Yes Bank Gold Loan 10.50% 0.50% - 1.50% 6 - 36 Months
SBI Gold Loan 9.50% 500/- to 0.50% 6 - 36 Months
Kotak Gold Loan 11.00% 1% to 2% 9 - 24 Months
IIFL Gold Loan 12.00% Nil 3 - 11 Months
Muthoot Finance Gold Loan 12.00% Nil 1 - 24 Months
Manappuram Gold Loan 12.50% Nil 6 - 12 Months
PNB Gold Loan 11.00% 0.70% to 1% 6 - 12 Months
Canara Bank Gold Loan 10.75% 1 % 6 - 12 Months
IndusInd Bank Gold Loan 11.50% 1% - 1.5% 9 - 24 Months

Gold Loan in Anand Documents Required

  1. Proof of Identity: Passport Copy/ Voters ID card/ Driving License/Aadhaar card.
  2. Residence Proof: Ration card/ Tel, Electricity Bill/ Rental bill/ Passport copy/Trade license /Shop & Est. License/Sales Tax certificate.
  3. Signature Proof: Passport Copy/Driving License/Banker’s verification/cheque.
  4. 2 passport size photographs.

Additional Documents Required for Gold Loan Anand

  1. There is a need for Land Proof: In the case of Agriculture Loan of more than Rs. 1 lac. The proof is not necessary for allied agriculture purposes.
  2. A Demand Promissory Note.
  3. Certificate by the Jewel Appraiser (Bank will arrange it for you).
  4. Income Proof: Salary Certificate and Form No.16

Gold Loan in Anand Eligibility Criteria

  1. The minimum age requirements of the individual should be 21 years and a maximum of up to 60 years.
  2. Should be an Indian National

GOLD LOAN @ 0.75%*

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How to Apply for Gold Loan Anand

Online Process to Apply for Gold Loan Anand

You can apply for the Gold Loan online through Dialabank. The process is straightforward. To begin, You have to fill a simple form online.

After that, you will get a call back from our side. Furthermore, you will get a document to pick up the facility from your doorstep.

Dialabank is taken as the best platform to apply for a gold loan online. Few reasons behind this are the following:

  1. First of all, Dialabank is India’s first financial helpline; it provides the best financial services to customers in India.
  2. Besides that, Dialabank has a good reputation among the customers because of its best services.
  3. Another reason, if you apply for a gold loan on Dialabank, then you will avail of a low  Gold Loan Interest Rate.
  4. Also, Dialabank provides a document pickup facility from the doorstep of the customer.
  5. One more important thing is that the Dialabank guides the customers free of cost. That is, there are no secondary charges of applying for a gold loan online on the website of Dialabank.
  6. Also, while applying for a gold loan per gram through Dialabank, there is a little paperwork.
  7. Another thing is that you will get a high LTV of your gold.
  8. Finally, the Relationship managers are trained thoroughly to guide you in the entire process of Gold Loan.
Offline Process to Apply for Gold Loan Anand

The applicant also has an option for getting a Gold Loan from the nearby branches. Search on google Gold Loan near me. It will enlist all the neighboring departments from where you can avail of the loan. Then, you will visit again and again until the gold loan approval.

Processing Fees / Prepayment Charges on Gold Loan Anand

Bank
Processing Fee
Prepayment Charges
HDFC Bank Gold Loan
0.25% to 1.50%
2%, Nil foreclosure charges after 3 months
Axis Bank Gold Loan
0.50% to 1.50%
Nil
Private Bank Gold Loan
0.25% to 1.50%
2%, Nil foreclosure charges after 9 months
SBI Gold Loan
500/- to 0.50%
Nil
Kotak Gold Loan
1% to 2%
2.25% of fore closure amount if closed 1 month ahead of the tenure.
IIFL Gold Loan
Nil
Nil
Muthoot Gold Loan
Nil
Nil
Manappauram Gold Loan
Nil
Nil
PNB Gold Loan
0.70% to 1%
Nil
Canara Bank Gold Loan
1%
Nil
Andhra Bank Gold Loan
Nil
Nil

CIBIL Score Required for Gold Loan Anand

There is no need for the CIBIL score for Gold Loan Anand.

Gold Loan Anand Agent and Contact Number

Dialabank is the leading and trusted agent for availing Gold Loan Anand. Apply online at www.dialabank.com or call us at 9878981166.

Dialabank helps you to examine the best option of Banks and NBFCs by providing you with a detailed market comparison of different banks so that you can make the right option. Visit www.dialabank.com and fill a simple form with your personal and employment details. Our customer relationship managers will get in contact with you soon.

Gold Loan Anand Contact Number

Call 9878981166 and get instant help and approval for Gold Loan Anand.

FAQs about gold loans:

  • Who is eligible to avail of a gold loan in Anand?

To be eligible for a gold loan you must be:

  1. An Indian national
  2. Above 18 years of age
  3. In ownership of gold jewelry between 18 to 24 carats.
  • Which one’s better – gold loans or personal loans?

Gold loans are better as they are secure and hence cheaper. Gold loans require lesser documentation and usually provide a higher maximum loan amount. 

  • What are the documents required to avail of a gold loan in Anand?

All you need when it comes to documents is an address proof, identity proof, and signature proof.

  • Are my pledged gold ornaments safe?

Yes, your ornaments are safer in the bank than in your house, because your ornaments are kept in lockers with electronic as well as manual surveillance. 

  • How do I repay my gold loan in Anand?

After availing of a gold loan in Anand, you will have to make monthly EMI payments to the banks till the completion of the loan tenure. These payments can be made via cash, demand drafts, cheques, or online. If you fail to make these payments, your CIBIL score will be affected negatively. 

Pre Calculated EMI Table for Gold Loan Anand

Rate
5 Yrs
4 Yrs
3 Yrs
10.50%
2149
2560
3250
11.00%
2174
2584
3273
11.50%
2199
2608
3297
12.00%
2224
2633
3321
12.50%
2249
2658
3345
13.00%
2275
2682
3369
13.50%
2300
2707
3393
14.00%
2326
2732
3417
14.50%
2352
2757
3442
15.00%
2378
2783
3466

About Anand

Anand is the administrative center of Anand District in the state of Gujarat, India. It is administered by Anand Municipality. It is part of the region known as Charotar, consisting of Anand and Kheda districts. Anand is known as Milk Capital of India. It became famous for Amul dairy and its milk revolution.

हिंदी में जानने के लिए क्लिक करें-गोल्ड लोन आनंद