Best Banks for Gold Loan in Anand
Gold Loan Anand Features
Loans are now pretty easy and convenient to avail as most of the major banks and NBFCs provide the service at a low rate of interest and minimum documentation. Gold Loans are secured loans that can be availed by keeping your Gold ornaments/Jewelry as a collateral or security deposit. Banks sanction Gold Loan easily because you will repay the amount along with interest for the period of the loan.
Gold Loan Rate Per Gram Today in Anand
Updated - Gold Loan Per Gram Rate w.e.f Mar 28 2024
Gold Weight
Gold Purity
24 CaratGold Purity
22 CaratGold Purity
20 CaratGold Purity
18 Carat
1 gram
4621
4290
3900
3510
10 gram
46210
42900
39000
35100
20 gram
93600
85800
78000
70200
30 gram
140400
128700
117000
105300
40 gram
187200
171600
156000
140400
50 gram
234000
214500
195000
175500
100 gram
468000
429000
390000
351000
200 gram
936000
858000
780000
702000
300 gram
1404000
1287000
1170000
1053000
400 gram
1872000
1716000
1560000
1404000
500 gram
2340000
2145000
1950000
1755000
Gold Loan in Anand Interest Rates and Charges
HDFC Gold Loan
9.90%
0.25 % - 1.50%
3 - 24 Month
Private Gold Loan
10.50%
0.25 % - 1.50%
9 - 24 Months
Axis Gold Loan
10.50%
0.50% - 1.50%
6 - 24 Months
Yes Bank Gold Loan
10.50%
0.50% - 1.50%
6 - 36 Months
SBI Gold Loan
9.50%
500/- to 0.50%
6 - 36 Months
Kotak Gold Loan
11.00%
1% to 2%
9 - 24 Months
IIFL Gold Loan
12.00%
Nil
3 - 11 Months
Muthoot Finance Gold Loan
12.00%
Nil
1 - 24 Months
Manappuram Gold Loan
12.50%
Nil
6 - 12 Months
PNB Gold Loan
11.00%
0.70% to 1%
6 - 12 Months
Canara Bank Gold Loan
10.75%
1 %
6 - 12 Months
IndusInd Bank Gold Loan
11.50%
1% - 1.5%
9 - 24 Months
Gold Loan in Anand Documents Required
- Proof of Identity: Passport Copy/ Voters ID card/ Driving License/Aadhaar card.
- Residence Proof: Ration card/ Tel, Electricity Bill/ Rental bill/ Passport copy/Trade license /Shop & Est. License/Sales Tax certificate.
- Signature Proof: Passport Copy/Driving License/Banker’s verification/cheque.
- 2 passport size photographs.
Additional Documents Required for Gold Loan Anand
- There is a need for Land Proof: In the case of Agriculture Loan of more than Rs. 1 lac. The proof is not necessary for allied agriculture purposes.
- A Demand Promissory Note.
- Certificate by the Jewel Appraiser (Bank will arrange it for you).
- Income Proof: Salary Certificate and Form No.16
Gold Loan in Anand Eligibility Criteria
- The minimum age requirements of the individual should be 21 years and a maximum of up to 60 years.
- Should be an Indian National
GOLD LOAN @ 0.75%*
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How to Apply for Gold Loan Anand
Online Process to Apply for Gold Loan Anand
You can apply for the Gold Loan online through Dialabank. The process is straightforward. To begin, You have to fill a simple form online.
After that, you will get a call back from our side. Furthermore, you will get a document to pick up the facility from your doorstep.
Dialabank is taken as the best platform to apply for a gold loan online. Few reasons behind this are the following:
- First of all, Dialabank is India’s first financial helpline; it provides the best financial services to customers in India.
- Besides that, Dialabank has a good reputation among the customers because of its best services.
- Another reason, if you apply for a gold loan on Dialabank, then you will avail of a low Gold Loan Interest Rate.
- Also, Dialabank provides a document pickup facility from the doorstep of the customer.
- One more important thing is that the Dialabank guides the customers free of cost. That is, there are no secondary charges of applying for a gold loan online on the website of Dialabank.
- Also, while applying for a gold loan per gram through Dialabank, there is a little paperwork.
- Another thing is that you will get a high LTV of your gold.
- Finally, the Relationship managers are trained thoroughly to guide you in the entire process of Gold Loan.
Offline Process to Apply for Gold Loan Anand
The applicant also has an option for getting a Gold Loan from the nearby branches. Search on google Gold Loan near me. It will enlist all the neighboring departments from where you can avail of the loan. Then, you will visit again and again until the gold loan approval.
Processing Fees / Prepayment Charges on Gold Loan Anand
CIBIL Score Required for Gold Loan Anand
There is no need for the CIBIL score for Gold Loan Anand.