Gold Loan Ashoknagar

Major Gold Loan Providers in Ashoknagar

Gold Loan Ashoknagar

Are you running short of cash?

Well, do not worry because Gold Loan is here to save your day. This loan can get approved within 48 hours of the completion of the verification process. As it is secured, less paperwork is required.

Gold Loan Ashoknagar comes as a savior to provide all the customers with financial aid at the best possible interest rates. In order to obtain a Gold loan, the customer must stand with a rigid as well as a good source of income with a good credit history, which will also accelerate the process of verification and loan approval.

Also, you can avail a loan amount of up to 75 percent of the gold market value, this happens considering the fluctuation in the market price of the gold.

Gold Loan Ashoknagar Interest Rates

Documents for Gold Loan Ashoknagar

1. Proof of Identity requires any of the following: Passport Copy/ Voters ID card/ Driving License/Aadhaar card.
2. Address Proof requires any of the following: Ration card/ Tel, Electricity Bill/ Rental bill/ Passport copy/Trade license /Shop & Est. License/Sales Tax certificate.
3. Signature Proof requires any of the following: Passport Copy/Driving License/Banker’s verification/cheque.
4. 2 passport size photos.

Additional Documents Required for Gold Loan Ashoknagar

1. Land Proof: In the case of Agriculture Loan of over Rs. 1 lac. The same is not needed for allied agriculture purposes.
2. A Demand Promissory Note.
3. The Jewel Appraiser Certification (Bank will arrange).
4. Proof of Income: Salary Certificate and Form No.16

Eligibility Criteria for Gold Loan Ashoknagar

1. The minimum age required is 21 years and a maximum of up to 60 years.
2. Must be an Indian National.

How to Apply for Gold Loan Ashoknagar

Online Process to Apply for Gold Loan Ashoknagar

You can apply for the HDFC Bank Gold Loan at the website of Dialabank.

You just need to fill a short and simple form online.

Our representative will get in touch with you then. Besides, a doorstep document pick-up facility is also provided for you.

For further information, you can call on 9878981144 anytime.

Dialabank is considered as the perfect and best platform to apply for a best gold loan online as:

1. Dialabank is India’s first financial helpline; it offers the best financial services to all the customers across the country.
2. Dialabank has a free of cost guidance policy for its customer which implies that there are no further charges for applying for a gold loan online on the Dialabank website.
3. You can also get a high LTV of your gold.
4. Also, the bank carries a great image amongst its customers due to its fine and fast services.
5. If you are applying for a gold loan through Dialabank, you will enjoy a low HDFC Best Gold Loan Interest Rate.
6. Dialabank also offers a doorstep document pickup facility for all the customers to ease the process.
7. Very little paperwork is needed if you apply for a gold loan rate per gram on the Dialabank website.
8. Moreover, Our Relationship managers are skilled and trained to guide and assist you in the Gold Loan process.

Offline Process to Apply for Gold Loan Ashoknagar

The applicant can also avail of a Gold Loan through the nearby branches. In order to do so, simply Google Gold Loan near me. The search will present you with all the bank branches and finance companies that provide a gold loan near you. You will then need to select amongst them with your preference and experience. On the other hand, Dialabank can do that part for you in order to make it quicker and a better process.

Then you will be needed to visit those departments to apply for the loan and before the loan gets approved, you will have to visit many more times.

HDFC Gold Loan branches and Muthoot Gold Loan branches are some of the banks and finance companies where the process is faster and more convenient.

You can get loans from the HDFC Gold Loan Branches. To find a branch that is near you, search Muthoot Gold Loan nearby. Google will present you with all the Muthoot Gold Loan Branches near you.

Processing Fees / Prepayment Charges on Gold Loan Ashoknagar

CIBIL Score Required for Gold Loan Ashoknagar

Every lending institution in Ashoknagar has its criteria for a minimum CIBIL score which is required to process a Gold Loan application, so it is a must to maintain a good CIBIL score before you apply for a gold loan. Most of the institutions have a requirement for a minimum score of 750 for processing a loan application.

It is not just your CIBIL score that is considered, the institutions also take a detailed look at your behavior on the previous loans taken which also consider the amount borrowed and the type of loan taken. Also, any late payments on the previous loans act as a hurdle for you to avail a fresh loan. Make sure to maintain a good CIBIL score before you apply for a loan.