Gold Loan Balaghat

Major Gold Loan Providers in Balaghat

Gold Loan Balaghat Features

Running short out of cash?

Do not know what to do?

No need to worry, Gold Loan is available here for you. This loan requires less paperwork, as it is secured and you can get your loan approved within 48 hours after all the verification process.

Gold Loan Balaghat loan provides financial aid to the customers at the best affordable interest rates. The applicant needs to have a firm and good source of income and also has to have a good credit history, to get a Gold Loan which will make the verification and loan approval process faster.

Furthermore, due to fluctuation in the market price of the gold, you can get a loan up to 75 percent of the market value of gold.

Gold Loan Balaghat Interest Rates

Documents for Gold Loan Balaghat

1. Proof of Identity can be any of the following: Passport Copy/ Voters ID card/ Driving License/Aadhaar card.
2. Address Proof can be any of the following: Ration card/ Tel, Electricity Bill/ Rental bill/ Passport copy/Trade license /Shop & Est. License/Sales Tax certificate.
3. You need signature proofs from the following: Driving License/cheque/Banker’s verification/Passport Copy.
4. 2 passport size photographs.

Additional Documents Required for Gold Loan Balaghat

1. Land Proof: If the Agricultural Loan amount is more than Rs. 1 lac. Allied agriculture purposes do not require proofs.
2. A Demand Promissory Note.
3. Bank will arrange certificate by the Jewel Appraiser.
4. Income Proof: Salary Certificate and Form No.16

Eligibility Criteria for Gold Loan Balaghat

1. Minimum age of the applicant should be 21 years and maximum  can be up to 60 years.

1. Must be having Indian Nationality.

How to Apply for Gold Loan Balaghat

Apply for Gold Loan in Balaghat(Online Process)

The HDFC Bank Gold Loan can be applied by an individual at Dialabank.

All you need is to fill a simple form online.

Our representative will give you a call back after that. Furthermore, a pick up facility will be provided to get the document from your doorstep.

You can call on 9878981166 anytime for further information.

Dialabank is considered as the best platform to apply for a gold loan online. Many reasons are there behind this statement, some of them are:

1. Dialabank is considered to be India’s first financial helpline; customers all over the country are provided the best financial services.
2. Dialabank guides the customers free of cost. That is, to apply online for Gold Loan on the website of Dialabank no extra charges are applied.
3. One more benefit is that you will receive a high LTV of your gold.
4. The bank has maintained a good reputation among the customers as it provides the best and fast services.
5. You will get a low HDFC best Gold Loan Interest Rate if you apply for gold loan on Dialabank.
6. To ease the process, Dialabank provides a document pickup facility from the doorstep of the customer.
7. Very little paperwork is required while applying for a gold loan through Dialabank.
8. Finally, in the entire process of Gold Loan,  our Relationship managers are trained thoroughly to guide and serve you.

Offline Process to Apply for Gold Loan Balaghat

Apllicants can from the nearby branches also avail the best Gold Loan. “Gold Loan near me” on Google can be searched to do so. All the branches of banks and finance companies will be listed which are providing loans near you. According to your preference and knowledge, you can select them, but it can be done by Dialabank for you in a quicker and better manner.

Then you have to visit those departments and apply for the loan and have to visit many times before than loan gets finally approved.

HDFC Gold Loan branches and Muthoot Gold Loan branches are some of the banks and finance companies where this process is much faster.

Your loans can also be availed by HDFC Gold Loan Branches. As well as to find a branch that is nearby, search Muthoot Gold Loan near me. Google will enlist all the Muthoot Gold Loan Branches near you.

Processing Fees / Prepayment Charges on Gold Loan Balaghat

CIBIL Score Required for Gold Loan Balaghat

Having a good CIBIL score is a must before applying for a gold loan, that is why every lending institution has its criteria for the minimum CIBIL score required for processing a Gold Loan application in Balaghat. A minimum score of 750 to process your loan application is required by most institutions.

The institutions along with your CIBIL score, also look at the detailed behavior of the previous loans taken. Type of loan taken and the amount borrowed, such kind of information is included in this. Delayed payments for previous loans, if any can create a problem to your availing a fresh loan. So make sure your CIBIL score is good before applying for a loan.

Katwa city is situated in West Bengal. The city has a five hundred years old long historical background, in former times it was known as Indranee Pargana. This city is located near two rivers that made the soil more fertile so the economy of Katwa depends on agriculture and it is a center of agriculture products.

Gold Loan In Other Cities

Special Note: Always check Gold Loan Rate Per Gram before applying for loan against gold.