About Gold Loan

Have you applied for different loans and not able to satisfy their whole of the eligibility criteria? If yes, you can apply for a loan scheme known as  Gold Loans in which banks do not do check your credit history. You will just need to pledge your gold to grab the entire required loan amount.

Why One Should Choose Gold Loan In Bhalki?

Low interest rates

No prepayment charges

No need of a cosigner

No hidden charges

Fast Loan Approvals 

Gold Loan Interest Rates:          

  1. The rate of interest on these loans has the lowest value of 10.5%.
  2. The lifetime of the loan is 1 to 4 years.

Eligibility

  1. Loan Amount: Minimum 18k and Maximum depends upon the weight of the gold
  2. Age: Minimum: 21 years and Maximum (at loan maturity): 70 years
  3. Citizenship: Indian
  4. Gold requirements: Minimum 10 gram of gold
  5. Employment status: salaried/ self-employed 

Documents Required For Gold Loan In Bhalki

  1. Borrower Identity: Two passport size colored photographs
  2. Proof of Identity: Passport Copy/ Voters ID card/ Driving License/Adhar card/ PAN card.
  3. Residence Proof: Ration card/ Tel, Electricity Bill/ Rental bill/ Passport copy/Trade license /Shop & Est. License/Sales Tax certificate.
  4. Signature Proof: Passport Copy/Driving License/Banker's verification/cheque

Additional Documents Required

The banks generally demand the above-given documents. However few banks demand some additional

  1. Land Proof: In the case of Agriculture Loan of more than Rs. 1 lac. The proof is not required for allied agriculture purposes.
  2. Income proof: Salary Certificate and Form No.16.

Following Are The Features Of Gold Loan:

  1. The amount of Rs 1 Crore can be attained by the applicants.
  2. The gold jewels are much more safe in lockers of the banks and NBFCs than in your lockers.
  3. The loans can be obtained at any time of the lifespan.
  4. The rates of interest are lower for the people who want to utilize these loans in agricultural purposes.
  5. The papers which are granted by the lenders are low in numbers.
  6. The processing time of these loans is only a few minutes, quickest of all.
  7. The over drafting can be a convenience for the applicants.

About Bhalki:

Bhalki is a city located on the  Karnataka state of India. it is a town and a Taluka in district Bidar. The major language spoken here is Kannada.

How To Apply

Apply online on www.dialabank.com

Check the eligibility

Call the helpline number 600-11-600 or 95920-46860

Visit the bank

Submit all the documents

Get the loan

we assure you that we will provide you with the lowest interest rate on your gold as compared to others call us 95920-46860 for more details.