Instead of keeping your gold valuables in the house, why not extract the monetary value of these assets through the procurement of a Gold Loans. It is a wise decision to choose this loan for gaining finance that can be used for personal demands. It is a preferable method to obtain cash in return of your jewelry. Gold loan is the process of pledging our gold with the bank and getting the respective funds depending upon the quality and quantity of the loan. It is the best way of getting the fund in a short span of time. It is considered a secure loan as it takes gold as collateral with them.  

Gold Loan Baran Interest Rate 

  1. First of all, Gold Loan Interest Rate of this service starts at 10.5%-12% p.a.
  2. Secondly, The financial organizations provide these loans for 1 to 4 years.
  3. Thirdly, The pre-closure charges are in between 0% to 2% of the value of the loans.
  4. Processing fee 1.50%
  5. Loan Tenure 3 month to 36 months
  6. Loan Amount - thousand to crore 
  7. The purity of eligible 18 carat to 22 carrat

Why one should choose Gold Loan in Baran?

  1.  No need for a cosigner.
  2. No EMI, service only interest.
  3. Minimal Documentation.
  4. Easy repayment schemes
  5. No hidden charges.
  6. Fast Loan Approvals. 

Eligibility for Gold Loan Baran

1. Firstly, the age of the applicant should lie between 18 years to 70 years.
2. Secondly, the applicant should be a citizen of India.
3. Next, The quality of gold should be from 18 Carat to 22 Carat to get a loan.
4. Also, Another equally essential criteria are the weight of gold which should be more than 10 grams.
5. Furthermore, Anyone can apply for a Gold Loan whether you are a salaried applicant or self-employed.
6. Finally, To avail a Gold Loan on agriculture land, one has to submit the land proof to the bank.
 

Gold Loan Baran Documents Required 

The documents should be particularly from the following options
1. Applicant Identity Verification Documents can be amongst the below  documents (ANY):
Passport (Valid Copy of passport both front and last page)
Driving License (Copy of Driving license which is valid)
Voters ID card (Copy of Valid Voter Identity Card)
Adhar card (Copy of Adhar Card with current information)
2. Applicant Address Verification Proof can be amongst the below documents(ANY):
Passport (Valid Copy of passport both front and last page)
Voters ID card (Copy of Valid Voter Identity Card)
Driving License (Copy of Driving license which is valid.
Adhar card (Copy of Adhar Card with current information
Utility Bills on the name of the applicant)
Sales Tax Certificate
Rental Agreement
Signature Verification Documents required are namely:
Valid Copy Passport
Bank’s Verification Certificate
Cheque
 

Gold Loan in Baran Features & Benifits

  1. You can avail Loan up to Rs.1 Crore or more & up to 70% of value for any purpose
  2. You get 100% Safety & Security of your Gold Jewelry
  3. Get your Loan processed in less than 30 minutes
  4. Enjoy Anytime Liquidity.
  5. No EMI, Service only Interest and enjoy the Loan facility
  6. Lower Interest Rates
  7. Simple documentation and fast processing.
  8. Overdraft limit varies depending on the market rate of gold.
  9. The interest rate is payable the only amount of the overdraft that you use.

About Baran 

The city of Baran is Municipal Council in Baran district, the state of Rajasthan. Baran was under Solanki Rajputs in the 14th -15th century. The district got the name from the City Baran which is also the district headquarters. To get Gold Loan in Baran is very easy when you apply through Dialabank. We offer you the lowest interest rate as compared to others in the market. Call us 9592046860 or  (enter area) 60011600 for more details.

 

How to Apply?

Visit www.dialabank.com.

 

Bank

 Interest Rates
HDFC Bank Gold Loan 10.00% - 14.50%
ICICI Gold Loan 10.00% - 16.10%
Muthoot Finance Gold Loan 12.00% - 24.00%
Axis Bank Gold Loan 14.50% - 17.00%
Manappuram Gold Loan 19.00% - 26.00%
Yes Bank Gold Loan 10.00% - 15.99%
Bank of India Gold Loan 19.00% - 26.00%
Federal Bank Gold Loan  11.75% - 13.50%
IIFL Gold Loan 12.00% - 12.00%
Central Bank of India Gold Loan 12. 90% - 14.65%
Canara Bank Gold Loan 12.65% - 12.65%
Andhra Bank Gold Loan 11.70% - 10.45%
Induslnd Bank Gold Loan 11.15% - 15.75%
PNB Gold Loan 10.75% - 11.75%