About Gold Loan

It has become very popular to procure a gold loan as it is a safe and worthy method of getting financial help through gold assets. It is the only collateral; a person has to offer in order to avail this loan. Despite its availability in a short span of time, it is a suitable method to avail the profit of finance through the stored gold.

Interest Rate And Others Charges

Interest Rate

Gold Loan interest rate

10.50% onward

Processing fee

1.50%

Lone Tenure

3 months to 48 months

Loan Amount

RS.18k to RS. 1cr

Quantity of Gold

Minimum 10 grams

The purity of eligible gold

18carat to 22carrat

 

ELIGIBILITY

Loan Amount

Minimum 18k

Maximum depends upon the weight of the gold

Age

Minimum: 18 years

Maximum (at loan maturity): 70 years

Citizenship

Indian

Gold requirements

Minimum 10 gram of gold

Employment status

Salaried

Self-employed 

 

Documents

  1. Identity Proof: Passport Copy/ Voters ID card/ Driving License
  2. Proof of Address: Ration card/ Tel, Electricity. Bill/ Rental Agr. / Passport copy/ Trade license /Shop & Est. License/Sales Tax certificate
  3. Signature Verification Proof: Passport Copy/Driving License/Banker's verification/cheque
  4. 2 passport size photographs

Others Documents Required 

  1. For farmers, the banks and NBFCs offer low rates of interests on the gold deposits.
  2. For this, the applicants have to give the proof of agriculture and also the proof of income. 

Why One Should Choose Gold Loan In Barwaha?

  1. Premiums calculated on daily reducing balance.
  2. Less interest rate on female  customer.
  3. No hidden charges.
  4. Fast Loan Approvals. 

About Barwaha :

Barwaha is a municipality in Khargone district, the state of Madhya Pradesh. It is situated on the banks of the Narmada River. The city Barwaha is surrounded by hundreds of very small villages and it is the main market area for those villages.

How To Apply?

Apply online on www.dialabank.com

Check the eligibility

Call the helpline number 600-11-600 or 95920-46860

Visit the bank

Submit all the documents

Get the loan