Gold Loan Betul

AT 0.75%* INTEREST RATE
APPLY NOW

I have read the Privacy Policy & Agree to Terms & Conditions and authorize Dialabank & its partner institutions to Call or SMS me with reference to my application.

Gold Loan Betul

Major Gold Loan Providers in Betul

Feature HDFC Bank SBI
Muthoot Finance
Interest Rate 9.90% onwards 7% onwards 12% onwards
Min Loan Amt Metro : 25000, Non : 15000 25000 15000
Max Loan Amt 1 Cr 1 Cr 1 Cr
Loan Tenure 3 months to 24 months 9 months to 24 months
1 month to 24 months
Processing Fee 0.25% to 1.50% of the Loan Amt 0.25% to 1.50% Nil
Pre-closure Charges 2%, Nil foreclosure charges after 3 months 2%, Nil foreclosure charges after 9 months Nil
Overdraft Facility Yes Yes Yes
Pay Only Interest Facility Yes Yes Yes
Gold Rate Per Gram 3066 3073 3073

Gold Loan Betul Features

Gold Loan Betul

Here comes the Gold loan to rescue you from all the worries of cash shortage and financial issues. The loan is secured so it does not require much paperwork and you can get loan approval within 48 hours of the verification process.

Gold Loan Betul provides the customer with finance aid at the best possible interest rate. To get the Gold loan approved, the customer must have a fixed and good source of income with a good credit history, this will also help in making the verification and loan approval process quicker.

You can avail of a Gold loan rate per gram amount of up to 75 per cent of the market price of gold, this happens considering the fluctuation in the market value of the gold.

Gold Loan Betul Interest Rates

Bank Interest Rate
HDFC Bank Gold Loan 9.9% to 14%
Axis Bank Gold Loan 10.50% to 16%
Private Bank Gold Loan 10.75% to 16%
SBI Gold Loan 9.5 % to 13%
Kotak Gold Loan 11% to 14%
IIFL Gold Loan 9.24% to 24%
Muthoot Gold Loan 12% to 24%
Manappauram Gold Loan 12% to 26%
PNB Gold Loan 10.05% to 16%
Canara Bank Gold Loan 9.75 % to 13%
Andhra Bank Gold Loan 10.70% to 16%

Documents for Gold Loan Betul

  1. Proof of Identity can be Passport Copy/ Voters ID card/ Driving License/Aadhaar card.
  2. Address Proof can be Ration card/ Tel, Electricity Bill/ Rental bill/ Passport copy/Trade license /Shop & Est. License/Sales Tax certificate.
  3. Signature Proof can be Passport Copy/Driving License/Banker’s verification/cheque.
  4. 2 passport size photos.

Additional Documents Required for Gold Loan Betul

  1. Land Proof: In the case of Agriculture Loan of over Rs. 1 lac. The same is not needed for allied agriculture purposes.
  2. A Demand Promissory Note.
  3. Certification by the Jewel Appraiser (Bank will arrange).
  4. Proof of Income: Salary Certificate and Form No.16

Eligibility Criteria for Gold Loan Betul

  1. The minimum age should be 21 years and a maximum of up to 60 years.
  2. Must be an Indian National.

GOLD LOAN @ 0.75%*

APPLY NOW

+91

How to Apply for Gold Loan Betul

Online Process to Apply for Gold Loan Betul

You can also choose to apply for the HDFC Bank Gold Loan at Dialabank.

You just need to fill a simple online form.

You will get a call from our representative for further process. You will also be provided with a doorstep document pick up facility.

For more details, you can call us on 9878981144 anytime.

Dialabank is even considered as the most trusted platform to apply for a gold loan online and there are many reasons behind this:

  1. Dialabank is India’s first financial helpline; it comes with the best financial services all over the country.
  2. Dialabank has a free of cost of guidance policy for its customers. So, there will be no additional charges if you apply for a gold loan online on the Dialabank website.
  3. Furthermore, you can even enjoy a high LTV of your gold.
  4. Due to its best and quick service, the bank has a great reputation amongst the customers.
  5. If you are applying for a gold loan on the Dialabank website, you will get a very low-best Gold loan interest rate HDFC Gold Loan.
  6. Dialabank also offers the customer a doorstep document pickup facility to ease the process.
  7. Also, very little paperwork is needed if you apply for a gold loan through Dialabank.
  8. Our Relationship Managers are thoroughly trained so that they can guide and assist you in the whole process of Gold Loan.

Offline Process to Apply for Gold Loan Betul

The applicant can also avail of a Gold Loan with the help of nearby branches. In order to do so, simply search Gold Loan near me on google. The search will present you with all the bank branches and finance companies that are providing loans near you. You then need to select amongst them according to your knowledge, but Dialabank can make your work easier and faster by doing it for you.

After that, you will have to visit those departments to apply for the loan, and then before the loan gets approved, you will have to visit many times more.

Some banks and finance companies that provide a much faster process is HDFC Gold Loan branches and Muthoot Gold Loan branches.

You can also obtain loans from HDFC Gold Loan Branches. To find a branch that is near you, just search Muthoot Gold Loan nearby. Google will show a list of all the Muthoot Gold Loan Branches that are near you.

Processing Fees / Prepayment Charges on Gold Loan Betul

Bank
Processing Fee
Prepayment Charges
HDFC Bank Gold Loan
0.25% to 1.50%
2%, Nil foreclosure charges after 3 months
Axis Bank Gold Loan
0.50% to 1.50%
Nil
Private Bank Gold Loan
0.25% to 1.50%
2%, Nil foreclosure charges after 9 months
SBI Gold Loan
500/- to 0.50%
Nil
Kotak Gold Loan
1% to 2%
2.25% of fore closure amount if closed 1 month ahead of the tenure.
IIFL Gold Loan
Nil
Nil
Muthoot Gold Loan
Nil
Nil
Manappauram Gold Loan
Nil
Nil
PNB Gold Loan
0.70% to 1%
Nil
Canara Bank Gold Loan
1%
Nil
Andhra Bank Gold Loan
Nil
Nil

CIBIL Score Required for Gold Loan Betul

A good CIBIL score is a must before you choose to apply for a gold loan, the reason is every lending institution in Betul has its criteria for a minimum CIBIL score which is required to process a Gold Loan application. Furthermore, a minimum score of 750 is required by most institutes for processing your loan application.

The institutions also take a look at the complete detailed behavior for the previous loans taken. The details also include the amount borrowed and the type of loan taken. Any previous loans with delayed payment is a barrier between you and your fresh loan approval. Therefore, make sure to maintain a good CIBIL score before you choose to apply for a loan.

Gold Loan Betul Agents

One of the most significant and trusted gold loan agents in Betul is Dialabank. You can apply online at www.dialabank.com or give a call at 9878981144

Dialabank helps you in finding the best and most suitable option amongst several Banks and NBFCs as we provide you with a detailed and well-structured market comparison amongst different banks so that you do not need to go through the complex information and process and hence focus on making the right choice. Visit our website www.dialabank.com and fill an online form asking for a few details and thereafter our customer relationship manager will get in touch with you soon.

Gold Loan Betul Contact Number

Call on 9878981144 and get instant help as well as Gold Loan approval in Betul right now.

Pre Calculated EMI Table for Gold Loan Betul

Rate
5 Yrs
4 Yrs
3 Yrs
10.50%
2149
2560
3250
11.00%
2174
2584
3273
11.50%
2199
2608
3297
12.00%
2224
2633
3321
12.50%
2249
2658
3345
13.00%
2275
2682
3369
13.50%
2300
2707
3393
14.00%
2326
2732
3417
14.50%
2352
2757
3442
15.00%
2378
2783
3466

About Betul

Betul which is a city in Madhya Pradesh is appealing to the as it reflects calmness and beauty. Located 2,000 feet above sea level, the place is unlike any other and the Satpura range adds to the beauty of Betul. The city feels like heaven with its pleasant weather, vast forest, and biodiversity. A lot of perfect places and sites are in the city to enjoy a calm weekend which includes Kukrukhamla, Multai, and Balaji Puram amongst others.