About Gold Loan

Need funds to meet an emergency? If yes, then you can apply for a  Gold Loan. It is a financial product that demands gold ornaments to put at stake with the lender. The money availed through this deal can be used for meeting various short-term requirements of life.

Why One Should Choose Gold Loan In Bhachau?

No need of a cosigner

No credit checks

Minimal Documentation

No hidden charges

Simple Procedures

Fast Loan Approvals

Easily available 

Features Of Gold Loan Bhachau

Following are the Features of Gold Loan:

  1. The cost of Rs. 1 Crore can be given in these loans.
  2. The gold securities will remain safe and secured with the lenders.
  3. The loans are forever attainable.
  4. The low-interest rate is granted on these loans. If these loans are used for farming purposes then this loan can be of lower rates of interest.
  5. Vey fewer papers are needed for these loans.
  6. The processing of these loans can be done in minutes.
  7. The overdraft convenience can be taken by the customer.

Eligibility

ELIGIBILITY

Age

Minimum:18 year

Maximum (at loan maturity): 70 year

Gold requirements

Minimum 10 gram of gold

Loan Amount

Minimum:15k

Maximum: No Limit

Citizenship

Indian

Employment Status

Salaried

Self-employed 

Required Documents

  1. Identity Proof (Passport Copy/ Voters ID card/ Driving License). 
  2. Proof of Address (Ration card/ Tel, Electricity. Bill/ Rental Agr. / Passport copy/ Trade license /Shop & Est. License/Sales Tax certificate).
  3. Signature Verification Proof (Passport Copy/Driving License/Banker's verification/cheque)
  4. 2 passport size photographs.

Other Documents

  1. For farmers, the banks and NBFCs offer low rates of interests on the gold deposits.
  2. For this, the applicants have to provide the agricultural documents and also the income proof.

About Bhachau

The city of Bhachau is a municipality in Kutch district, the state of Gujarat, India. It was one of many devastated towns in the Kutch region of the Indian state of Gujarat.

How To Apply

Apply online on www.dialabank.com

Check the eligibility

Call the helpline number 600-11-600 or 95920-46860

Visit the bank

Submit all the documents

Get the loan