Gold Loan Devanahalli

This is the right time to unlock the best price of your treasure without selling. Gold Finance helps you get out any financial shortage by providing you quick cash within least possible time.

 Why one should choose Gold Loan in Devanahalli?

  1.  Fast Loan Approvals.
  2. No co-signer needed.
  3. Prepayment facility.
  4. Flexible pre-closure way.
  5. Premiums calculated on daily reducing balance.

Eligibility Criteria Gold Loan Devanahalli

Loan Amount

Minimum 18k

Maximum depends upon the weight of the gold

Age

Minimum: 18 years

Maximum (at loan maturity): 70 years

Citizenship

Indian

Gold requirements

Minimum 10 gram of gold

Employment status

Salaried

Self-employed

 

Features of Gold Loan Devanahalli

Following are the Features of Gold Loan:

  1. You can avail Loan up to Rs.1 Crore or more & up to 70% of value for any purpose
  2. You get 100% Safety & Security of your Gold Jewellery
  3. Get your Loan processed in less than 30 minutes
  4. Enjoy Anytime Liquidity.
  5.  Lower Interest Rates
  6. Simple documentation and fast processing.
  7. Overdraft limit varies depending on the market rate of gold.
  8. The interest rate is payable the only amount of the overdraft that you use.

 Gold Loan Interest Rate

Gold Loan Scheme

Loan Tenure / Period

The rate of Interest (p.a.)

TrueValue Loan

 12 months

12.5 % to 15.5 %

 

 Documents Required for Gold Loan

  1. Proof of Identity: Passport Copy/ Voters ID card/ Driving License.
  2. Address Proof: Ration card/ Tel, Electricity Bill/ Rental bill/ Passport copy/Trade license /Shop & Est. License/Sales Tax certificate. 
  3. Signature Proof: Passport Copy/Driving License/Banker's verification/cheque.
  4. 2 passport size photographs.

 Additional Documents Required:

The banks generally demand the above-given documents. However few banks demand for someadditional documents, which are mentioned below:

  1. Land Proof: In case of Agriculture Loan of more than Rs. 1 lac.The proof is not required for allied agriculture purposes.
  2. A Demand Promissory Note.
  3. Certificate by the Jewel Appraiser (Bank will arrange).
  4. Income Proof: Salary Certificate and Form No.16.

About Gold Loan

Gold Loan is the best Loan to overcome you're immediate as well as short-term needs. The documentation process for this loan is quite simple. There are no credit checks needed for this financing. A person suffering from bad credit score even avail for a gold loan. The interest rate offered in Loan against gold is less compared to other Loan. To compare the interest rates Click Here.

About Devanahalli :

The City of Devanahalli also known as Yusufabad, Devanapura, and Devanadoddi.The City of Devanahalli Municipal Council in Bangalore Rural district in an Indian state of Karnataka. It is located 30 km to the northeast of Bangalore.To get a gold loan to visitwww.dialabank.com or call 9592046860.