Major Gold Loan Providers in Doddaballapur
Feature
HDFC Bank
SBI
Interest Rate
9.90% onwards
7% onwards
12% onwards
Min Loan Amt
Metro : 25000, Non : 15000
25000
15000
Max Loan Amt
1 Cr
1 Cr
1 Cr
Loan Tenure
3 months to 24 months
9 months to 24 months
Processing Fee
0.25% to 1.50% of the Loan Amt
0.25% to 1.50%
Nil
Pre-closure Charges
2%, Nil foreclosure charges after 3 months
2%, Nil foreclosure charges after 9 months
Nil
Overdraft Facility
Yes
Yes
Yes
Pay Only Interest Facility
Yes
Yes
Yes
Gold Rate Per Gram
3066
3073
3073
Gold Loan Doddaballapur Features
Do you need instant finance? Go with Gold Loan and transform your dreams into reality. Your every dream will be possible with Gold Loan. It is a safe and secure way of getting financed instantly. In this, no credit checks are required. It is the net loan available in the market with less hassle and trouble.
Gold Loans are now pretty easy and convenient to avail as most of the major banks and NBFCs provide the service at a low rate of interest and minimum documentation. Gold Loans are secured loans that can be availed against your Gold ornaments/Jewelry as a collateral or security deposit. Banks sanction Gold Loan easily considering the fact that you repay the amount in the form of interest in a specific period of time. If the borrower fails to repay, the loan can be renewed.
Gold Loan Doddaballapur Interest Rates
Bank
Interest Rate
HDFC Bank Gold Loan
9.9% to 14%
Axis Bank Gold Loan
10.50% to 16%
Private Bank Gold Loan
10.75% to 16%
SBI Gold Loan
9.5 % to 13%
Kotak Gold Loan
11% to 14%
IIFL Gold Loan
9.24% to 24%
Muthoot Gold Loan
12% to 24%
Manappauram Gold Loan
12% to 26%
PNB Gold Loan
10.05% to 16%
Canara Bank Gold Loan
9.75 % to 13%
Andhra Bank Gold Loan
10.70% to 16%
Documents for Gold Loan Doddaballapur
- Signed Application form
- A Demand Promissory Note by the applicant
- 2 recent colored passport size photographs
- Address proof: Ration card/ Telephone bill/ Electricity Bill/ Passport copy/Sales Tax certificate/Rental bill
- Land Proof: Only for agriculture loan above Rs 1 Lakh.(not required for allied agricultural purpose)\
- Certificate by the Jewel Appraiser (Bank will arrange)
- Signature Proof: Passport/Driving License/Banker’s verification
- Proof of Income (i.e. salary slips/ Form 16) of borrower
- Identity proof such as Driving License/Passport/Aadhar Card/Voter’s ID,etc
Eligibility Criteria for Gold Loan Doddaballapur
- Nationality of the applicant must be Indian
- The minimum age of the individual should be 21 years and maximum up to 60 years.
- He/She should be salaried or self-employed
GOLD LOAN @ 0.75%*
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How to Apply for Gold Loan Doddaballapur
Online Process to Apply for Gold Loan Doddaballapur
- You can apply for the best Gold Loan at Dialabank hassle-free
- You just have to fill an online form providing all the necessary details
- Our relationship manager will then contact you for any assistance required
- We also provide a document pickup facility from your doorsteps
- For more information, you can call on 9878981166.
Dialabank is considered as one of the best platforms to avail gold loan for the following reasons:
- Dialabank is India’s first financial helpline; it provides the best financial services to customers all over the country.
- The executives of Dialabank are trained and assist the customer without any hesitance
- Gold Loans can be availed at reasonable best gold loan interest rate with minimum documentation requirement
- There is no processing fee or additional charges for availing the service through Dialabank
- The bank has a good reputation among the customers because of its best services.
- Dialabank provides document pickup facility from the doorstep of the customer.
Offline Process to Apply for Gold Loan Doddaballapur
Availing gold loan rate per gram can be done through offline process too that requires visiting the nearest branch of the bank multiple times.
The applicants need to search for the nearby banks offering Gold Loans and visit them at their working hours. Thereafter, their relationship manager will assist you in further process.
Processing Fees / Prepayment Charges on Gold Loan Doddaballapur
CIBIL Score Required for Gold Loan Doddaballapur
Most of the major banks and NBFCs offer Gold Loan without asking for CIBIL score. The applicant should have all the necessary documents.