Gold Loan Deesa

When you have many bills to pay and many other expenses. You can take help from Gold Loans at that time. The beauty of the Gold Loan is that in spite of poor credit score you can easily avail for a loan against gold. Get instantly financed and fulfill all your dreams.

 Why one should choose Gold Loan in Deesa?

  1.  Low interest rates
  2. No prepayment charges
  3. Minimal Documentation
  4. Easy repayment schemes
  5. No hidden charges
  6. Fast Loan Approvals

Eligibility Criteria  Gold Loan Deesa:

Loan Amount

Minimum 18k

Maximum depends upon the weight of the gold

Age

Minimum: 18 years

Maximum (at loan maturity): 70 years

Citizenship

Indian

Gold requirements

Minimum 10 gram of gold

Employment status

Salaried

Self-employed 

 

Documents Required for Gold Loan

Borrower Identity

Two passport size colored photographs

Proof of Identity

Passport Copy/ Voters ID card/ Driving License/Adhar card/ PAN card.

Residence Proof

Ration card/ Tel, Electricity Bill/ Rental bill/ Passport copy/Trade license /Shop & Est. License/Sales Tax certificate.

Signature Proof

Passport Copy/Driving License/Banker's verification/cheque

 

Additional Documents Required

The banks generally demand the above-given documents. However few banks demand some additional

Land Proof

In the case of Agriculture Loan of more than Rs. 1 lac. The proof is not required for allied agriculture purposes.

Demand Promissory Note

Certificate by the Jewel Appraiser (Bank will arrange).

Income proof

Salary Certificate and Form No.16.

 

Gold Loan Interest Rates

Gold Loan Scheme

Loan Tenure / Period

The rate of Interest (p.a.)

TrueValue Loan

 12 months

12.5 % to 15.5 %

 

About Deesa:

The city of Deesa is a municipality in the Banaskantha district, the state of Gujarat. It is situated on the banks of the river Banas. Deesa had a population of 111,149. Apply for a gold loan in Deesa by calling at 9592046860 or visit www.dialabank.com.