Major Gold Loan Providers in Koppal
Feature
HDFC Bank
SBI
Interest Rate
9.90% onwards
7% onwards
12% onwards
Min Loan Amt
Metro : 25000, Non : 15000
25000
15000
Max Loan Amt
1 Cr
1 Cr
1 Cr
Loan Tenure
3 months to 24 months
9 months to 24 months
Processing Fee
0.25% to 1.50% of the Loan Amt
0.25% to 1.50%
Nil
Pre-closure Charges
2%, Nil foreclosure charges after 3 months
2%, Nil foreclosure charges after 9 months
Nil
Overdraft Facility
Yes
Yes
Yes
Pay Only Interest Facility
Yes
Yes
Yes
Gold Rate Per Gram
3066
3073
3073
Gold Loan Koppal Features
A Gold Loan is a financial product that offers a good loan amount to people for clearing and fulfilling the emergency requirements of life. The loan demands gold assets to place as collateral with the lender. The loan amount availed through this scheme can be used for a variety of purposes according to the requirement.
Gold Loan Koppal Interest Rates
Knowing about Gold loan interest rates always important. One should clear about interest rates before applying for the loan, check interest rates so that you can save a good amount while repaying the loan.
Bank
Interest Rate
HDFC Bank Gold Loan
9.9% to 14%
Axis Bank Gold Loan
10.50% to 16%
Private Bank Gold Loan
10.75% to 16%
SBI Gold Loan
9.5 % to 13%
Kotak Gold Loan
11% to 14%
IIFL Gold Loan
9.24% to 24%
Muthoot Gold Loan
12% to 24%
Manappauram Gold Loan
12% to 26%
PNB Gold Loan
10.05% to 16%
Canara Bank Gold Loan
9.75 % to 13%
Andhra Bank Gold Loan
10.70% to 16%
Documents for Gold Loan Koppal
The documents which are used and required for gold loan Koppal.
-
- We should have local proofs like Aadhar card or Pan card as local proofs.
- The applicant should submit his signature proofs like Driving license for bankers verification.
- A minimum of two photocopies is required for a gold loan.
- Bills like rentals and electricity bills are required.
- The Gold loan applicant should be Indian citizenship.
- If the applicant is from agriculture, the applicant has to submit his land details. so that applicant will get a low rate of interest rates.
- Income proofs are also needed in some cases.
Eligibility Criteria for Gold Loan Koppal
-
- The gold applicant’s age should lie between 21 years to 65 years.
- A person should be an Indian citizen or must have Citizenship in India
GOLD LOAN @ 0.75%*
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How to Apply for Gold Loan Koppal
By following steps you can get a gold loan in a few minutes.
-
- Visit the Dialabank website.
- After searching in google you will find the loan section. in that, you can choose the gold loan.
- Fill the form with your minimum details.
- Finally, you will receive a call from our experts and clear all your doubts with them.
- You can apply for the Gold loan in both online and offline modes.
Online Process to Apply for Gold Loan Koppal
Dialabank is considered as the best suitable platform to apply for a gold loan online . There are so many reasons behind this.
-
- You can start applying for a gold loan through the Dialabank website, also you can get a low HDFC Gold Loan Interest Rate.
- The Dialabank provides you a document pickup facility from the doorstep of the customer.
- You can take the guidance from our senior experts free of cost and also, there are no additional charges of applying for a gold loan online on the website of Dialabank.
- Very minimum paperwork is required while applying for a gold loan rate per gram through Dialabank.
- Per Gold gram, you will get a high loan amount.
- Our relationship managers are trained enough to guide and assist you in the entire process of Gold Loan approval.
Offline Process to Apply for Gold Loan Koppal
You can apply for the gold in the offline process also, just what you need is to, after filling the form from the dialabank. you will receive a call from our experts. they will suggest, the best banks to take a gold loan. From, that what you have to do is the select branch and bank name, which is near to you.
Processing Fees / Prepayment Charges on Gold Loan Koppal
If you want to check about the processing fees and prepayment charges in Gold loan Koppal. look below
CIBIL Score Required for Gold Loan Koppal
The cibil score is not that more important in the Gold loan. if you have Good the Cibil then you will get good interest rates.
Click here for Muthoot gold loan
Other Places to Avail Gold Loan
Gold Loan Mandya | Gold Loan Ramanagaram |
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Gold Loan Mudhol | Gold Loan Sedam |
Gold Loan Nanjangud | Gold Loan Tiptur |