Major Gold Loan Providers in Dharampur
Feature
HDFC Bank
SBI
Interest Rate
9.90% onwards
7% onwards
12% onwards
Min Loan Amt
Metro : 25000, Non : 15000
25000
15000
Max Loan Amt
1 Cr
1 Cr
1 Cr
Loan Tenure
3 months to 24 months
9 months to 24 months
Processing Fee
0.25% to 1.50% of the Loan Amt
0.25% to 1.50%
Nil
Pre-closure Charges
2%, Nil foreclosure charges after 3 months
2%, Nil foreclosure charges after 9 months
Nil
Overdraft Facility
Yes
Yes
Yes
Pay Only Interest Facility
Yes
Yes
Yes
Gold Rate Per Gram
3066
3073
3073
Gold Loan Dharampur Features
Gold rates are at the top of the pinnacle these days. This is the correct time to meet the best price of your treasure without selling it. Choosing the Loan Against Finance and get the quick transaction into your account.
Why Choose Gold Loan Dharampur?
- No EMI, Service only interest
- No credit checks
- Minimal Documentation
- The Loan gets sanctioned in just a few minutes.
- The money is offered to the customer after a quick evaluation of gold.
- It is free from the hassle of long paperwork.
Following are the Features of Gold Loan:
- You can avail Loan up to Rs.1 Crore or more & up to 70% of value for any purpose
- You get 100% Safety & Security of your Gold Jewellery
- Get your jewel Loan processed in less than 30 minutes
- Enjoy Anytime Liquidity.
- Lower gold loan Interest Rate
- Simple documentation and fast processing.
- The overdraft limit varies depending on the market rate of gold.
- The interest rate is payable the only amount of the overdraft that you use.
You can Contact with our Gold Loan Dharampur Relationship Manager on 9592046860.
Gold Loan Dharampur Interest Rates
Bank
Interest Rate
HDFC Bank Gold Loan
9.9% to 14%
Axis Bank Gold Loan
10.50% to 16%
Private Bank Gold Loan
10.75% to 16%
SBI Gold Loan
9.5 % to 13%
Kotak Gold Loan
11% to 14%
IIFL Gold Loan
9.24% to 24%
Muthoot Gold Loan
12% to 24%
Manappauram Gold Loan
12% to 26%
PNB Gold Loan
10.05% to 16%
Canara Bank Gold Loan
9.75 % to 13%
Andhra Bank Gold Loan
10.70% to 16%
Documents for Gold Loan Dharampur
- 2 passport size photographs.
- Any form of proof of identity (Passport Copy/ Voters ID card/ Driving License/Aadhaar card).
- Any form of Address Proof (Ration card/ Tel, Electricity Bill/ Rental bill/ Passport copy/Trade license /Shop & Est. License/Sales Tax certificate).
- Any form of Signature Proof (Passport Copy/Driving License/Banker’s verification/cheque).
Other Documents Required for Gold Loan Dharampur
- In the case of an Agriculture Loan of more than Rs. 1 lac, a land proof will be required.
- No proof required for allied agriculture purposes.
- A Demand Promissory Note.
- Bank will arrange a certificate by the Jewel Appraiser.
- Salary Certificate and Form No.16 as income proof.
Eligibility Criteria for Gold Loan Dharampur
- The applicant should be 21 years of age.
- The applicant should not be more than 60 years of age.
- He/ she should be of Indian nationality.
GOLD LOAN @ 0.75%*
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How to Apply for Gold Loan Dharampur
Online Process to Apply for Gold Loan Dharampur
Applying for a gold loan is easy with DialaBank. You only have to fill an application form to avail gold loan. You will then receive a call from DialaBank.
Then, you will get a document to pick up facility from your doorstep. For more information, you can call on 9592046860. It is best to apply for a gold loan with Dialabank because:
- Dialabank is India’s first financial helpline.
- It is spread all over the country.
- The bank provides the best services to its customers.
- The lowest interest rates on the Gold loans are offered by DialaBank.
- Document pickup facility is available only with DialaBank.
- No additional charges of applying for a gold loan rate per gram online are charged by Dialabank.
- Minimum documentation.
- Receive high LTV of your gold.
- Get expert advice on gold loans.
Offline Process to Apply for Gold Loan Dharampur
The applicant also has an option to avail Gold Loan offline. But Getting a gold loan offline is a tiring. Thus, to make your experience hassle-free it is highly recommended that you choose DialaBank for availing the Gold loan. DialaBank not only offers bank gold loans but also provides gold loans from various NBFCs. Thus, it acts as a place for connecting you to various options from where you can choose from.
Processing Fees / Prepayment Charges on Gold Loan Dharampur
CIBIL Score Required for Gold Loan Dharampur
No CIBIL Score is required for you to avail a gold loan.