Gold Loan Mandya

Major Gold Loan Providers in Mandya

Gold Loan Mandya Features

Gold Loans are now pretty easy and convenient to avail as most of the major banks and NBFCs provide the service at a low rate of interest and minimum documentation. Gold Loans are secured loans that can be availed against your Gold ornaments/Jewelry as a collateral or security deposit for short-term credit. Banks sanction Gold Loan easily considering the fact that you repay the amount in the form of interest in regular intervals. If the borrower fails to repay, the loan can be renewed. Avail Gold Loan through DialaBank in just few minutes.

Gold Loan Mandya Interest Rates

Documents for Gold Loan Mandya

1. A Demand Promissory Note
2. 2 recent colored passport size photographs
3. Proof of Address: Ration card/ Tel, Electricity Bill/ Rental bill/ Passport copy/Sales Tax certificate.
4. Identity proof such as Aadhar Card/ Driving License/Passport/Voter’s ID,etc
5. Signed Application form
6. Certificate by the Jewel Appraiser (Bank will arrange)
7. Signature Proof: Passport/Driving License/Banker’s verification
8. Land Proof: Only for agriculture loan above Rs 1 Lakh.(not required for allied agricultural purpose)
9. Proof of Income (i.e. salary slips/ Form 16) of borrower

Eligibility Criteria for Gold Loan Mandya

1. The minimum age of the individual should be 21 years and maximum up to 60 years.
2. Applicant must be Indian National
3. Applicant should be salaried or self-employed

How to Apply for Gold Loan Mandya

Online Process to Apply for Gold Loan Mandya

• You can avail Gold Loan rate per gram Mandya with a single click while sitting at home.
• Our customer relationship manager will be providing you the service of helping you choose the right type of loan for you.
• Just fill a simple form so that our customer care department can look up for your finances can check your financial status and your eligibility for the loan that you have applied.
• You will be led to the right banker for more details on your Loan. The bank executives will arrive at your doorsteps to collect the required documents from you.
• You have to visit the bank only at the time of submission of gold. The rest will be taken care of by the Bank’s executives.

Dialabank is considered as one of the best platforms to avail jewel loan for the following reasons:

1. Dialabank is India’s first financial helpline; it provides the best financial services to customers all over the country.
2. The bank has a good reputation among the customers because of its best services.
3.  Dialabank provides document pickup facility from the doorstep of the customer.
4. Gold Loans can be availed at a low gold loan interest rate with a minimum documentation requirement
5. No service charge or additional fee is applicable
6. The executives of Dialabank are trained and assist the customer without any hesitance

Offline Process to Apply for Gold Loan Mandya

Gold Loan can also be availed through an offline process that requires market research as well as physically paying a visit to the bank.

The applicants need to search for the nearby banks offering Gold Loans and visit them at their working hours. Thereafter, their relationship manager will assist you in further process.

Processing Fees / Prepayment Charges on Gold Loan Mandya

CIBIL Score Required for Gold Loan Mandya

Most of the major banks and NBFCs offer Gold Loan do not require CIBIL score. The applicant should have all the necessary documents.