Gold Loan Nanjangud

AT 0.75%* INTEREST RATE
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Gold Loan Nanjangud

Major Gold Loan Providers in Nanjangud

Feature HDFC Bank SBI
Muthoot Finance
Interest Rate 9.90% onwards 7% onwards 12% onwards
Min Loan Amt Metro : 25000, Non : 15000 25000 15000
Max Loan Amt 1 Cr 1 Cr 1 Cr
Loan Tenure 3 months to 24 months 9 months to 24 months
1 month to 24 months
Processing Fee 0.25% to 1.50% of the Loan Amt 0.25% to 1.50% Nil
Pre-closure Charges 2%, Nil foreclosure charges after 3 months 2%, Nil foreclosure charges after 9 months Nil
Overdraft Facility Yes Yes Yes
Pay Only Interest Facility Yes Yes Yes
Gold Rate Per Gram 3066 3073 3073

Gold Loan Nanjangud Features

Gold Loan Nanjangud

Are you worried about the finance shortage?

In need of instant cash?

Gold Loan is a very suitable option for you then. You do not have to worry about instant cash as you can get your loan approval within 48hours of the verification process. The loan is secured against the gold so very less paperwork is required.

Jewel Loan Nanjangud provides its clients with financial aid at the most affordable interest rate. In order to get a Gold Loan, the applicant must stand with a fixed and considerable source of income as well as a good credit history. This even makes the process of verification and loan approval quicker.

Also, you can avail of a loan amount of up to 75 percent of the market price of gold, this is due to the consideration of fluctuation in the market value of the gold.

Gold Loan Nanjangud Interest Rates

Bank Interest Rate
HDFC Bank Gold Loan 9.9% to 14%
Axis Bank Gold Loan 10.50% to 16%
Private Bank Gold Loan 10.75% to 16%
SBI Gold Loan 9.5 % to 13%
Kotak Gold Loan 11% to 14%
IIFL Gold Loan 9.24% to 24%
Muthoot Gold Loan 12% to 24%
Manappauram Gold Loan 12% to 26%
PNB Gold Loan 10.05% to 16%
Canara Bank Gold Loan 9.75 % to 13%
Andhra Bank Gold Loan 10.70% to 16%

Documents for Gold Loan Nanjangud

  1. Identity Proof requires any of the following: Passport Copy/ Voters ID card/ Driving License/Aadhaar card.
  2. Address Proof requires any of the following: Ration card/ Tel, Electricity Bill/ Rental bill/ Passport copy/Trade license /Shop & Est. License/Sales Tax certificate.
  3. Signature Proof requires any of the following: Passport Copy/Driving License/Banker’s verification/cheque.
  4. Passport size photographs- 2.

Additional Documents Required for Gold Loan Najangud

  1. Proof of Land: In the case of an Agriculture Loan of over Rs. 1 lac. For allied agriculture purposes, the proof is not needed.
  2. A Demand Promissory Note.
  3. Jewel Appraiser Certification (Bank will arrange).
  4. Proof of Income: Salary Certificate and Form No.16

Eligibility Criteria for Gold Loan Nanjangud

  1. The minimum age is 21 years and a maximum of up to 60 years.
  2. Indian Nationality is a must.

GOLD LOAN @ 0.75%*

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How to Apply for Gold Loan Nanjangud

Online Process to Apply for Gold Loan Nanjangud

You can even apply for the HDFC Bank Gold Loan at Dialabank.

You just need to fill a simple online form.

Then, you will get a call from our representative. You will also get a facility to pick up documents from your doorstep.

For more details, you can call us anytime on 9878981144.

There are many reasons behind the fact that Dialabank is the best platform to apply for a gold loan online, some of them are:

  1. Dialabank is India’s first financial helpline; it promises to provide the best financial services to all the customers across the country.
  2. Dialabank guides the customers without any additional charges to apply for a gold loan online on the Dialabank website.
  3. A high LTV of your gold serves as a plus point.
  4. Moreover, due to its fast and impressive services, the bank holds a good reputation amongst the customers.
  5. If you are applying for a gold loan on Dialabank, then you will also get to enjoy a low HDFC Gold Loan Interest Rate.
  6. Dialabank provides a document pickup facility from the doorstep of the customer to ease the process.
  7. Very little paperwork is needed when you apply for a gold loan rate per gram through the Dialabank website.
  8. Relationship managers are properly trained to guide you in the whole process of Gold Loan.

Offline Process to Apply for Gold Loan Nanjangud

The nearby branches are also an option if the applicant wants to proceed for an offline process. In order to do the same, simply search Gold Loan near me on google. The search will present a list of all the bank branches as well as finance companies that provides a gold loan near you. After that, you will be required to select them with your experience and knowledge. On the other hand, Dialabank can do that in a faster and more convenient manner for you.

Moreover, you will also be required to visit several departments to apply for the gold loan and before your loan gets the final approval, you will need to visit many times more.

HDFC Gold Loan branches and Muthoot Gold Loan branches are some of the banks and finance companies where the process is much faster.

You can also get your gold loan from HDFC Gold Loan Branches. To find a branch that is nearby, search for Muthoot Gold Loan near me. Google will help you with the result for all the Muthoot Gold Loan Branches near you.

Processing Fees / Prepayment Charges on Gold Loan Nanjangud

Bank
Processing Fee
Prepayment Charges
HDFC Bank Gold Loan
0.25% to 1.50%
2%, Nil foreclosure charges after 3 months
Axis Bank Gold Loan
0.50% to 1.50%
Nil
Private Bank Gold Loan
0.25% to 1.50%
2%, Nil foreclosure charges after 9 months
SBI Gold Loan
500/- to 0.50%
Nil
Kotak Gold Loan
1% to 2%
2.25% of fore closure amount if closed 1 month ahead of the tenure.
IIFL Gold Loan
Nil
Nil
Muthoot Gold Loan
Nil
Nil
Manappauram Gold Loan
Nil
Nil
PNB Gold Loan
0.70% to 1%
Nil
Canara Bank Gold Loan
1%
Nil
Andhra Bank Gold Loan
Nil
Nil

CIBIL Score Required for Gold Loan Nanjangud

As every lending institution in Nanjangud requires a minimum CIBIL score criterion to process a Gold Loan application, a CIBIL score is a very important aspect before you apply for a gold loan. A minimum CIBIL score of 750 is required by most institutions to process a gold loan application.

The institutions also consider the details of the previous loan taken which includes the repayment behavior, the amount borrowed, and the type of loan taken. Any late payments during the previous loans act as a hurdle between you and your loan approval. This makes a good CIBIL score necessary before you wish to apply for a gold loan.

Gold Loan Nanjangud Agents

Dialabank is the most trusted as well as a respectable gold loan agent in Nanjangud. You can apply online at www.dialabank.com or give a call at 9878981144

By providing you with a comprehensive and well-structured market comparison of various banks and NBFCs, Dialabank assists you in making the right choice. The comparison of different banks will help you avoid all the confusing and unnecessary information process that you would have to go through otherwise. Visit our website www.dialabank.com and fill an online form with a few details and soon you will be contacted by our customer relationship for further assistance.

Gold Loan Nanjangud Contact Number

Call on 9878981144 and get instant help and Gold Loan approval in Nanjangud right now.

Pre Calculated EMI Table for Gold Loan Nanjangud

Rate
5 Yrs
4 Yrs
3 Yrs
10.50%
2149
2560
3250
11.00%
2174
2584
3273
11.50%
2199
2608
3297
12.00%
2224
2633
3321
12.50%
2249
2658
3345
13.00%
2275
2682
3369
13.50%
2300
2707
3393
14.00%
2326
2732
3417
14.50%
2352
2757
3442
15.00%
2378
2783
3466

About Nanjangud

Nanjangud is officially known as Nanjanagudu and it lies in the state of Karnataka. Dakshina Kashi (Southern Kashi) is one of the names given to the city. Located on the banks of the Kapila River, Nanjangud is famous of its temples including the Srikanteshwara temple, variety of bananas, and the Nanjanagoodu Rasabale.