Gold Loan Jamjodhpur

Loan against gold is a vital step to confront your urgent financial requirements.The gold loans can give you the finances which are required in the lives.Also, the banks and NBFCs will take care of the gold deposits.It is simple as ABC and rapid sanctioned within split-minutes.The gold loans are simple and are mostly used for gaining funds and CIBIL score.

Why one should choose Gold Loan in Jamjodhpur?

  1. Premiums calculated on daily reducing balance
  2. No hidden charges
  3. Fast Loan disbursal
  4. No credit cheques
  5. No co-signer needed
  6. Easy repayment schemes

Features:

Following are the Features of Gold Loan:

  1. The lenders give Rs 1 Crore as the largest amount in these loans.
  2. More safety and security are provided by the lenders to your gold.
  3. Anyone at any time can withdraw the amounts of the loans.
  4. The rates of interest will be lowered down for the loans which are used for agriculture.
  5. Lowest numbers of papers are provided in these loans.
  6. The processing time in these debts is a few minutes.
  7. The over drafting can be a convenience for the applicants.

Rate of Interest on Gold Loan Jamjodhpur

  1. The banks and NBFCs are giving these loans to the applicants with the starting rate of interest of 10.5% p.a.
  2. The banks and NBFCs are giving these loans for a period of 1 to 4 years.
  3. The pre-closure charges of these loans fall between 0% and 2% of the outstanding value of loans.

Eligibility Criteria for Gold Loan Jamjodhpur

ELIGIBILITY

Age

Minimum: 18 year

Maximum (at loan maturity): 70 year

Gold requirements

Minimum 10 gram of gold

Loan Amount

Minimum: 15k

Maximum: No Limit

Citizenship

Indian

Employment Status

Salaried

Self-employed 

 

Documentation of Gold Loan Jamjodhpur

  1. Borrower Identity: Two passport size colored photographs
  2. Proof of Identity: Passport Copy/ Voters ID card/ Driving License/Adhar card/ PAN card.
  3. Residence Proof: Ration card/ Tel, Electricity Bill/ Rental bill/ Passport copy/Trade license /Shop & Est. License/Sales Tax certificate.
  4. Signature Proof: Passport Copy/Driving License/Banker's verification/cheque

Additional Documents Required

The banks generally demand the above-given documents. However few banks demand some additional documents which are as follows

  1. Land Proof: In the case of Agriculture Loan of more than Rs. 1 lac. The proof is not required for allied agriculture purposes.
  2. Income proof: Salary Certificate and Form No.16.

About Jamjodhpur:

Jamjodhpur is a city in Jamnagar district of Gujarat. The population of the city is 25,892 (Census 2011). The city is one of the richest city in Gujarat. The city ranked 2nd in the year 2009 for its management.

How to Apply?

Apply online on www.dialabank.com

Check the eligibility        

Call the helpline number 600-11-600 or 95920-46860

Visit the bank

Submit all the documents

Get the loan

We assure you that we will provide you with the lowest interest rate on your gold as compared to others call us 95920-46860 for more details.