About Gold Loan

Your every dream will be possible with Gold Loan.

It is the safe and secure way of getting financed instantly.

In this, no credit checks are required. It is the net loan available in the market with less hassle and trouble.

Gold Loan is the best option to fulfill all your needs instantly.

Why one should choose Gold Loan in Jaora?

  1. Premiums calculated on daily reducing balance
  2. No hidden charges
  3. Fast Loan disbursal
  4. No credit cheques
  5. No co-signer needed
  6. Easy repayment schemes

Features of Gold Loan:

  1. The amount of Rs 1 Crore can be approved in these loans.
  2. The gold jewels are much more secured in lockers of the lenders than in your lockers.
  3. The loans can be withdrawn at any time.
  4. The rates of interest are lower for the people who want to use these loan amounts for the cultivation.
  5. The papers which are required by the banks and NBFCs are less in countings.
  6. The processing time of gold debts is only a few minutes, fastest of all.
  7. The over drafting can be a profit for the applicants.

Rate of Interest on Gold Loan Jaora

  1. The banks and NBFCs are giving these loans at an interest rate of 10.5% p.a.
  2. The gold loans have the lifespan of 1 to 4 years.
  3. The pre-closure charges fall in between 0% and 2% of the outstanding amounts of the loans.

Eligibility for Gold Loan Jaora

ELIGIBILITY

Age

Minimum: 18 year

Maximum (at loan maturity): 70 year

Gold requirements

Minimum 10 gram of gold

Loan Amount

Minimum: 15k

Maximum: No Limit

Citizenship

Indian

Employment Status

Salaried

Self-employed 

 

Documentation for Gold Loan Jaora

  1. Borrower Identity: Two passport size colored photographs
  2. Proof of Identity: Passport Copy/ Voters ID card/ Driving License/Adhar card/ PAN card.
  3. Residence Proof: Ration card/ Tel, Electricity Bill/ Rental bill/ Passport copy/Trade license /Shop & Est. License/Sales Tax certificate.
  4. Signature Proof: Passport Copy/Driving License/Banker's verification/cheque

Additional Documents Required

The banks generally demand the above-given documents. However few banks demand some additional documents which are as follows

  1. Land Proof: In the case of Agriculture Loan of more than Rs. 1 lac. The proof is not required for allied agriculture purposes.
  2. Income proof: Salary Certificate and Form No.16.

About Jaora:

The city of Jaora is a municipality in Ratlam district, the Indian state of Madhya Pradesh. It is located in the Malwa region, between Ratlam and Neemuch. Jaora was the capital of the princely state of Jaora.

How to Apply?

Apply online on www.dialabank.com

Check the eligibility        

Call the helpline number 600-11-600 or 95920-46860

Visit the bank

Submit all the documents

Get the loan

We assure you that we will provide you with the lowest interest rate on your gold as compared to others call us 95920-46860 for more details.