Major Gold Loan Providers in Adampur
Feature
HDFC Bank
SBI
Interest Rate
9.90% onwards
7% onwards
12% onwards
Min Loan Amt
Metro : 25000, Non : 15000
25000
15000
Max Loan Amt
1 Cr
1 Cr
1 Cr
Loan Tenure
3 months to 24 months
9 months to 24 months
Processing Fee
0.25% to 1.50% of the Loan Amt
0.25% to 1.50%
Nil
Pre-closure Charges
2%, Nil foreclosure charges after 3 months
2%, Nil foreclosure charges after 9 months
Nil
Overdraft Facility
Yes
Yes
Yes
Pay Only Interest Facility
Yes
Yes
Yes
Gold Rate Per Gram
3066
3073
3073
Gold Loan Adampur Features
Your gold is an asset that can help you during financial crunch or when you are in need of urgent lumpsum money in hand. Gold loan is a type of secured loan in which gold is kept as collateral security in exchange for monetary help.
Many banks and NBFCs in India offer this financial service that can be easily availed by anyone. but the Dialabank uniqueness is to offer the loan for a low Gold loan interest rate and Good loan amount per gram Gold. Best Gold Loan Interest Rate.
Gold Loan Adampur Interest Rates
If you want clear information about interest rates. just look below table
Bank
Interest Rate
HDFC Bank Gold Loan
9.9% to 14%
Axis Bank Gold Loan
10.50% to 16%
Private Bank Gold Loan
10.75% to 16%
SBI Gold Loan
9.5 % to 13%
Kotak Gold Loan
11% to 14%
IIFL Gold Loan
9.24% to 24%
Muthoot Gold Loan
12% to 24%
Manappauram Gold Loan
12% to 26%
PNB Gold Loan
10.05% to 16%
Canara Bank Gold Loan
9.75 % to 13%
Andhra Bank Gold Loan
10.70% to 16%
Documents for Gold Loan Adampur
Documents required to apply for Gold loan in Adampur
- Aadhar card or Passport copies are needed for the proof identity.
- The electricity bill is considered a local identity.
- A driving license or digital signature will be taken as Signature proof.
- A minimum of Two latest photocopies is needed(without spectacles).
- If the Gold loan applicant is Farmer, then the applicant has to submit his passbook as identity.
- If possible income proof like salary certificate and form16 has to be submitted as income identity.
Eligibility Criteria for Gold Loan Adampur
- The minimum and maximum age of the applicant is 21 years and 65 years.
- The person should be Indian or he should show his identity of Citizenship.
GOLD LOAN @ 0.75%*
APPLY NOW
How to Apply for Gold Loan Adampur
There are different types of modes that are there to apply for the gold loan online.
Step1: Visit the Dialabank website.
Step 2: After visiting the dialabank website, choose the loan option, and Select the Gold loan.
Step 3: Fill the form with your details and information.
Step 4: You will get the call from our Senior experts and Relations managers.
Step 5: You can clarify the doubts and start the process of applying for the loan.
Step 6: You can apply for a loan in both Online and Offline modes.
Processing Fees / Prepayment Charges on Gold Loan Adampur
Check below for Processing fee and Prepayment charges on Gold loan Adampur
CIBIL Score Required for Gold Loan Adampur
Cibil score is not at all important for a loan. In case if you have a good Cibil score then you will get loan approvals in minutes.
Gold Loan Adampur Agents
The Majority of the banks and NBFCs are ready to give Gold loans, but the charges like processing and documentation charges will be taken from them. they also give a low loan amount per gram gold. visiting the dialabank and applying through the dialabank will not charge any processing fee and also I help and suggest you get a good Gold loan amount per gram. interest rates are also attractive when compare to peers.
Gold Loan Adampur Contact Number
To get instant help and approval for Gold Loan in Adampur, Call 9878981166.
Pre Calculated EMI Table for Gold Loan Adampur
You can Calculate the EMI below for God loan Adampur.
About Adampur
Adampur is a town, and a sub-tehsil in Jalandhar district in the Indian state of Punjab and also this 38Kms far away from Hisar city. This is one of the important towns in the state.
Check here for more banks:
Click here for the SBI Gold loan.
Click here for the Private Gold loan.
Click here for the IDBI Gold loan.
Special Note: Always check Gold Loan Rate Per Gram before applying for loan against gold.
