Gold Loan Jasdan

An emergency financial need is the one when an individual demands quick cash payment.But due to poor salary consumer get confused that time loan against finance is the foremost deal.The banks and NBFCs give the loans on the basis of the gold deposits done by the applicants.The amount of the loans and the gold can be same.

Why one should choose Gold Loan in Jasdan?

  1. Premiums calculated on daily reducing balance.
  2. No hidden charges.
  3. Fast Loan disbursal.
  4. No credit cheques.
  5. No co-signer needed.
  6. Easy repayment schemes. 

Features of Gold Loan:

  1. The cost of Rs 1 Crore can be granted in these debts.
  2. The gold ornaments are much more secured in lockers of the lenders than in your lockers.
  3. The debts can be withdrawn at any time of the life.
  4. The farm uses of these loans have lower rates of interest.
  5.  The papers which the banks and NBFCs require are less in numbers.
  6. The loans have only a few minutes as the processing, quickest of all.
  7. The banks and NBFCs offer the provisions of over drafting, which can be an asset for the customers.

Rate of Interest on Gold Loan Jasdan

  1. The banks and NBFCs are giving these loans at an interest rate of 10.5% p.a.
  2. The time of these loans is from 1 year to 4 years.
  3. The banks and NBFCs have the charge of pre-closure which is from 0% to 2% of the outstanding value of the loans.

Eligibility for Gold Loan Jasdan

ELIGIBILITY

Age

Minimum:18 year

Maximum (at loan maturity): 70 year

Gold requirements

Minimum 10 gram of gold

Loan Amount

Minimum:15k

Maximum: No Limit

Citizenship

Indian

Employment Status

Salaried

Self-employed 

 

Documentation for Gold Loan Jasdan

  1. Borrower Identity: Two passport size colored photographs
  2. Proof of Identity: Passport Copy/ Voters ID card/ Driving License/Adhar card/ PAN card.
  3. Residence Proof: Ration card/ Tel, Electricity Bill/ Rental bill/ Passport copy/Trade license /Shop & Est. License/Sales Tax certificate.
  4. Signature Proof: Passport Copy/Driving License/Banker's verification/cheque

Additional Documents Required

The banks generally demand the above-given documents. However few banks demand some additional documents which are as follows

  1. Land Proof: In the case of Agriculture Loan of more than Rs. 1 lac. The proof is not required for allied agriculture purposes.
  2. Income proof: Salary Certificate and Form No.16. 

About Jasdan:

The city of Jasdan is a municipality in Rajkot district, the Indian state of Gujarat. Jasdan had a population of 80,000. It is the biggest Taluka in Rajkot district and has 102 villages.

How to Apply?

Apply online on www.dialabank.com

Check the eligibility        

Call the helpline number 600-11-600 or 95920-46860

Visit the bank

Submit all the documents

Get the loan

We assure you that we will provide you with the lowest interest rate on your gold as compared to others call us 95920-46860 for more details.