Gold Loan Begowal

Do you need breakneck cash? Gold Loan provides instant fiscal support. It needs nominal documentation by placing your treasure as collateral to the bank.

About Gold Loan

The best way to get the funds for your finances by keeping your collaterals safe is the gold loan.

The banks and NBFCs are very eager to make the lending these loans to the customers on the basis of the gold deposits.

Your gold can give you expenses for your lives from the banks and NBFCs, instead of being idle.

Why One Should Choose Gold Loan In Begowal?

The money is offered to the customer after a quick evaluation of gold.

  1. No prepayment charges.
  2. No hidden charges.
  3. Fast Loan disbursal.
  4. No need of a cosigner
  5. Less processing charges.

Rate Of Interest Gold Loan Begowal

  1. The rate at which the bank is providing these loans is 10.5%.
  2. The banks and NBFCs are providing these loans for 4 years of time.

Eligibility

ELIGIBILITY

Loan Amount

Minimum 18k

Maximum depends upon the weight of the gold

Age

Minimum: 18 years

Maximum (at loan maturity): 70 years

Citizenship

Indian

Gold requirements

Minimum 10 gram of gold

Employment status

salaried

self-employed 


Documents

  1. Identity Proof: Passport Copy/ Voters ID card/ Driving License
  2. Proof of Address: Ration card/ Tel, Electricity. Bill/ Rental Agr. / Passport copy/ Trade license /Shop & Est. License/Sales Tax certificate
  3. Signature Verification Proof: Passport Copy/Driving License/Banker's verification/cheque
  4. 2 passport size photographs.

Other Documents

  1. For farmers, the banks and NBFCs offer low rates of interests on the gold collaterals.
  2. For this, the customers have to provide the agricultural documents and also the income proof.

Features Of Gold Loan Begowal:

Following are the Features of Gold Loan:

  1. The largest cost which the banks and NBFCs can approve is of Rs 1 Crore.
  2. The gold of the customers will stay safe and sound with the banks.
  3. The loans have the ability to get approved at any time whenever you want.
  4. The rate of interest on these debts is lowest.
  5. The papers which are required in these debts are very less.
  6. The fast processing of these loans is another profit.
  7. The provisions of the overdraft can opt from the lenders and the rate of interest is applicable only on the cost you use. 

 About Begowal:

Begowal is a City and a Nagar Panchayat in Kapurthala district in Punjab State, India. The official language spoken here is Punjabi.

How To Apply

Apply online on www.dialabank.com

Check the eligibility

Call the helpline number 600-11-600 or 95920-46860

Visit the bank

Submit all the documents

Get the loan