Major Gold Loan Providers in Modasa
Feature
HDFC Bank
SBI
Interest Rate
9.90% onwards
7% onwards
12% onwards
Min Loan Amt
Metro : 25000, Non : 15000
25000
15000
Max Loan Amt
1 Cr
1 Cr
1 Cr
Loan Tenure
3 months to 24 months
9 months to 24 months
Processing Fee
0.25% to 1.50% of the Loan Amt
0.25% to 1.50%
Nil
Pre-closure Charges
2%, Nil foreclosure charges after 3 months
2%, Nil foreclosure charges after 9 months
Nil
Overdraft Facility
Yes
Yes
Yes
Pay Only Interest Facility
Yes
Yes
Yes
Gold Rate Per Gram
3066
3073
3073
Gold Loan Modasa Features
If you are going low on your cash reserves or feeling insecure about your finances, there is something you can do to feel better right now. If you have ever invested in Gold, then it might be the right time to take a gold loan from any reputed bank to save yourself. Unlike other loans, gold loans are secured and require minimal paperwork. Also, it can get approved much easier than other loans.
Gold Loan Modasa provides its customers with the best financial assistance for gold loans at affordable interest rates. Generally, there are no pre-requisites for taking a gold loan as long as you have gold. For other loans, one might need to show a good credit history with a good and stable source of income to get their loans approved.
The market price of gold loans varies unexpectedly. This is the reason why you can take a gold loan per gram of up to 75 percent of the market value of gold.
Gold Loan Modasa Interest Rates
Bank
Interest Rate
HDFC Bank Gold Loan
9.9% to 14%
Axis Bank Gold Loan
10.50% to 16%
Private Bank Gold Loan
10.75% to 16%
SBI Gold Loan
9.5 % to 13%
Kotak Gold Loan
11% to 14%
IIFL Gold Loan
9.24% to 24%
Muthoot Gold Loan
12% to 24%
Manappauram Gold Loan
12% to 26%
PNB Gold Loan
10.05% to 16%
Canara Bank Gold Loan
9.75 % to 13%
Andhra Bank Gold Loan
10.70% to 16%
Documents for Gold Loan Modasa
- Any of the records can be used as Proof of Identity: Passport Copy/ Voters ID card/ Driving License and Aadhaar card.
- Any of the records can be used as Address Proof: Ration card/ Tel, Electricity Bill/ Rental bill/ Passport copy/Trade license /Shop & Est. License or Sales Tax Certificate
- Any of the documents can be used as Signature Proof: Passport Copy/Driving License/Banker’s verification or cheque
- 2 passport size photographs.
Additional Documents Required for Gold Loan Modasa
- Land Proof: Might be required as a document for agriculture loan that exceeds Rs. 1 lac. Also, the proof might not be needed for allied agriculture activities.
- A Demand Promissory Note would be needed.
- Certificate by the Jewel Appraiser ( To be coordinated by Bank)
- Income Proof: Salary Certificate and Form No.16 might be required to prove that you earn sufficient.
Eligibility Criteria for Gold Loan Modasa
- The age bracket for eligibility is 21 years to 60 years.
- The applicant needs to recognize themselves as Indian nationals.
GOLD LOAN @ 0.75%*
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How to Apply for Gold Loan Modasa
Online Process to Apply for Gold Loan Modasa
If you have access to the Internet, you can apply for Gold Loan via Dialabank from any of the top banks.
You just need to register on Dialabank and our representative will revert to your call to assist you in document pick-up facility from your doorstep.
To get more info, you can call on 9878981166.
Dialabank is considered as an eminent platform for online gold loan applications. Multiple reasons are there, here we listed a few of them.
- Dialabank is the country’s first financial helpline that provides the best financial assistance to customers all across India.
- Dialabank leads customers for free. Customers can get a gold loan through Dialabank without paying any additional charges.
- We provide you with a high Loan-to-Value(LTV) of your gold.
- Besides, the bank has a good reputation among clients because of its class apart financial services.
- A lower gold loan interest rate can be claimed if you apply through Dialabank.
- For express verification, Dialabank provides a document pick-up facility at the customer’s doorstep.
- The minimum amount of paperwork is required while applying for a gold loan through Dialabank.
- Relationship managers at Dialabank help you throughout the journey of your gold loan.
Offline Process to Apply for Gold Loan Modasa
For an offline gold loan application, you need to see whether there are any available banks or NBFCs near your home. You can search on Google and it will provide you a list of banks and finance companies. You can choose one of them according to your knowledge and preference, but Dialabank is something that could help you do all this stuff more quickly.
Getting your loan approved is not as easy as it seems in advertisements. You need to visit a few departments of banks regularly. But, here at Dialabank, we provide you verification at your home and you can do everything in comparatively lesser time.
Processing Fees / Prepayment Charges on Gold Loan Modasa
CIBIL Score Required for Gold Loan Modasa
There is no required CIBIL score for Gold Loan in Modasa. Though, there might be a few conditions for taking a personal loan.
Gold Loan Modasa Agents
Dialabank is one of the chief gold loan agents of Modasa. You can experience it yourself by applying online at Dialabank or by calling at 9878981166.
By structurally comparing the gold loan schemes of various banks and NBFCs, Dialabank helps you make a wiser choice without confusing you with the necessary details. There a few steps that you need to follow like, visit our website, fill a form with your details, and our customer relationship managers will get in touch with you to help you out.
Gold Loan Modasa Contact Number
Ring on 9878981166 and get instant help and approval for Gold Loan in Modasa right now.
Pre Calculated EMI Table for Gold Loan Modasa
About Modasa
In the Aravali district of Gujrat, Modasa is a town carved out of areas with Tribal dominance. Spread across an area of 13.47 square kilometers, this town is known for its scenic beauty, there are various places to visit in this city. Some of them are – Odhari Lake, Zanzari Waterfalls, Mahudi Tirth, and many other culturally relevant and rich places.
हिंदी में जानने के लिए यहाँ क्लिक करें: गोल्ड लोन मोडासा
Special Note: Always check Gold Loan Rate Per Gram before applying for loan against gold.