Gold Loan Modasa

AT 0.75%* INTEREST RATE
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Gold Loan Modasa

Major Gold Loan Providers in Modasa

Feature HDFC Bank SBI
Muthoot Finance
Interest Rate 9.90% onwards 7% onwards 12% onwards
Min Loan Amt Metro : 25000, Non : 15000 25000 15000
Max Loan Amt 1 Cr 1 Cr 1 Cr
Loan Tenure 3 months to 24 months 9 months to 24 months
1 month to 24 months
Processing Fee 0.25% to 1.50% of the Loan Amt 0.25% to 1.50% Nil
Pre-closure Charges 2%, Nil foreclosure charges after 3 months 2%, Nil foreclosure charges after 9 months Nil
Overdraft Facility Yes Yes Yes
Pay Only Interest Facility Yes Yes Yes
Gold Rate Per Gram 3066 3073 3073

Gold Loan Modasa Features

Gold Loan Modasa

If you are going low on your cash reserves or feeling insecure about your finances, there is something you can do to feel better right now. If you have ever invested in Gold, then it might be the right time to take a gold loan from any reputed bank to save yourself. Unlike other loans, gold loans are secured and require minimal paperwork. Also, it can get approved much easier than other loans.

Gold Loan Modasa provides its customers with the best financial assistance for gold loans at affordable interest rates. Generally, there are no pre-requisites for taking a gold loan as long as you have gold. For other loans, one might need to show a good credit history with a good and stable source of income to get their loans approved.

The market price of gold loans varies unexpectedly. This is the reason why you can take a gold loan per gram of up to 75 percent of the market value of gold.

Gold Loan Modasa Interest Rates

Bank Interest Rate
HDFC Bank Gold Loan 9.9% to 14%
Axis Bank Gold Loan 10.50% to 16%
Private Bank Gold Loan 10.75% to 16%
SBI Gold Loan 9.5 % to 13%
Kotak Gold Loan 11% to 14%
IIFL Gold Loan 9.24% to 24%
Muthoot Gold Loan 12% to 24%
Manappauram Gold Loan 12% to 26%
PNB Gold Loan 10.05% to 16%
Canara Bank Gold Loan 9.75 % to 13%
Andhra Bank Gold Loan 10.70% to 16%

Documents for Gold Loan Modasa

  1. Any of the records can be used as Proof of Identity: Passport Copy/ Voters ID card/ Driving License and Aadhaar card.
  2. Any of the records can be used as Address Proof: Ration card/ Tel, Electricity Bill/ Rental bill/ Passport copy/Trade license /Shop & Est. License or Sales Tax Certificate
  3. Any of the documents can be used as Signature Proof: Passport Copy/Driving License/Banker’s verification or cheque
  4. 2 passport size photographs.

Additional Documents Required for Gold Loan Modasa

  1. Land Proof: Might be required as a document for agriculture loan that exceeds Rs. 1 lac. Also, the proof might not be needed for allied agriculture activities.
  2. A Demand Promissory Note would be needed.
  3. Certificate by the Jewel Appraiser ( To be coordinated by Bank)
  4. Income Proof: Salary Certificate and Form No.16 might be required to prove that you earn sufficient.

Eligibility Criteria for Gold Loan Modasa

  1. The age bracket for eligibility is 21 years to 60 years.
  2. The applicant needs to recognize themselves as Indian nationals.

GOLD LOAN @ 0.75%*

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How to Apply for Gold Loan Modasa

Online Process to Apply for Gold Loan Modasa

If you have access to the Internet, you can apply for Gold Loan via Dialabank from any of the top banks.

You just need to register on Dialabank and our representative will revert to your call to assist you in document pick-up facility from your doorstep.

To get more info, you can call on 9878981166.

Dialabank is considered as an eminent platform for online gold loan applications. Multiple reasons are there, here we listed a few of them.

  1. Dialabank is the country’s first financial helpline that provides the best financial assistance to customers all across India.
  2. Dialabank leads customers for free. Customers can get a gold loan through Dialabank without paying any additional charges.
  3. We provide you with a high Loan-to-Value(LTV) of your gold.
  4. Besides, the bank has a good reputation among clients because of its class apart financial services.
  5. A lower gold loan interest rate can be claimed if you apply through Dialabank.
  6. For express verification, Dialabank provides a document pick-up facility at the customer’s doorstep.
  7. The minimum amount of paperwork is required while applying for a gold loan through Dialabank.
  8. Relationship managers at Dialabank help you throughout the journey of your gold loan.
Offline Process to Apply for Gold Loan Modasa

For an offline gold loan application, you need to see whether there are any available banks or NBFCs near your home. You can search on Google and it will provide you a list of banks and finance companies. You can choose one of them according to your knowledge and preference, but Dialabank is something that could help you do all this stuff more quickly.

Getting your loan approved is not as easy as it seems in advertisements. You need to visit a few departments of banks regularly. But, here at Dialabank, we provide you verification at your home and you can do everything in comparatively lesser time.

Processing Fees / Prepayment Charges on Gold Loan Modasa

Bank
Processing Fee
Prepayment Charges
HDFC Bank Gold Loan
0.25% to 1.50%
2%, Nil foreclosure charges after 3 months
Axis Bank Gold Loan
0.50% to 1.50%
Nil
Private Bank Gold Loan
0.25% to 1.50%
2%, Nil foreclosure charges after 9 months
SBI Gold Loan
500/- to 0.50%
Nil
Kotak Gold Loan
1% to 2%
2.25% of fore closure amount if closed 1 month ahead of the tenure.
IIFL Gold Loan
Nil
Nil
Muthoot Gold Loan
Nil
Nil
Manappauram Gold Loan
Nil
Nil
PNB Gold Loan
0.70% to 1%
Nil
Canara Bank Gold Loan
1%
Nil
Andhra Bank Gold Loan
Nil
Nil

CIBIL Score Required for Gold Loan Modasa

There is no required CIBIL score for Gold Loan in Modasa. Though, there might be a few conditions for taking a personal loan.

Gold Loan Modasa Agents

Dialabank is one of the chief gold loan agents of Modasa. You can experience it yourself by applying online at Dialabank or by calling at 9878981166.

By structurally comparing the gold loan schemes of various banks and NBFCs, Dialabank helps you make a wiser choice without confusing you with the necessary details. There a few steps that you need to follow like, visit our website, fill a form with your details, and our customer relationship managers will get in touch with you to help you out.

Gold Loan Modasa Contact Number

Ring on 9878981166 and get instant help and approval for Gold Loan in Modasa right now.

Pre Calculated EMI Table for Gold Loan Modasa

Rate
5 Yrs
4 Yrs
3 Yrs
10.50%
2149
2560
3250
11.00%
2174
2584
3273
11.50%
2199
2608
3297
12.00%
2224
2633
3321
12.50%
2249
2658
3345
13.00%
2275
2682
3369
13.50%
2300
2707
3393
14.00%
2326
2732
3417
14.50%
2352
2757
3442
15.00%
2378
2783
3466

About Modasa

In the Aravali district of Gujrat, Modasa is a town carved out of areas with Tribal dominance. Spread across an area of 13.47 square kilometers, this town is known for its scenic beauty, there are various places to visit in this city. Some of them are – Odhari Lake, Zanzari Waterfalls, Mahudi Tirth, and many other culturally relevant and rich places.

हिंदी में जानने के लिए यहाँ क्लिक करें: गोल्ड लोन मोडासा 

Special Note: Always check Gold Loan Rate Per Gram before applying for loan against gold.