About Gold Loan

Don’t let your dreams suffer due to lacking finances when you have gold.

The yellow metal has the power of unlocking all your dreams. 

Gold Loan is easily available within a few minutes and with instant cash, you can fulfill all your dreams.

Why One Should Choose Gold Loan in Budhlada?

No credit checks

Minimal Documentation

Easy repayment schemes

The Loan gets sanctioned in just a few minutes.

The money is offered to the customer after a quick evaluation of gold.

It is free from the hassle of long paperwork. 

Features of Gold Loan Budhlada

  1. You can avail Loan up to Rs.1 Crore & up to 90% of the cost can be used for any purpose
  2. You get 100% safety & security of your Gold Jewelry is provided by the banks and NBFCs.
  3. Get your loan processed in just a few minutes.
  4. You can take out the money at any time you want.
  5. No EMIs and you just have to pay only Interest value and enjoy the Loan facility
  6. Lower Interest Rates are provided by the banks and NBFCs.
  7. Simple documentation and fast processing are the benefits of these loans.
  8. Overdraft limit varies depending on the market rate of gold and this will be a better option for the people to save the money.
  9. The rate of interest has to be paid only on the amount of the overdraft that is used.

Rate of Interest on Gold Loan Budhlada

  1. The banks and NBFCs are providing the gold loan in Budhlada at a rate of 10.5% p.a.
  2. The tenure of the loans which the banks and NBFCs grant the gold loans is in between 1 to 4 years.

Eligibility for Gold Loan Budhlada

  1. Loan Amount: Minimum 18k and Maximum depends upon the weight of the gold
  2. Age: Minimum: 18 years and Maximum (at loan maturity): 70 years
  3. Citizenship: Indian
  4. Gold requirements: Minimum 10 gram of gold
  5. Employment status: salaried/ self-employed

Required Documents for Gold Loan Budhlada

  1. Borrower Identity: Two Passport Size colored photographs
  2. Proof of Identity: Passport Copy/ Voters ID card/ Driving License/Adhar card/ PAN card.
  3. Residence Proof: Ration card/ Tel, Electricity Bill/ Rental bill/ Passport copy/Trade license /Shop & Est. License/Sales Tax certificate.
  4. Signature Proof: Passport Copy/Driving License/Banker's verification/cheque

Additional Required Documents

The banks generally demand the above-given documents. However few banks demand some additional documents which are as follows

  1. Land Proof: In the case of Agriculture Loan of more than Rs. 1 lac. The proof is not required for allied agriculture purposes.
  2. Income proof: Salary Certificate and Form No.16.

About Budhlada

The city of Budhlada is a municipality in Budhlada district, the Indian state of Gujarat. Budhlada was a Princely State ruled by Jadeja clan of Rajputs. It is situated on the river Machhu

How to Apply?

Apply online on www.dialabank.com

Check the eligibility        

Call the helpline number 600-11-600 or 95920-46860

Visit the bank

Submit all the documents

Get the loan

We assure you that we will provide you with the lowest interest rate on your gold as compared to others call us 95920-46860 for more details.