Major Gold Loan Providers in Dhuri
Feature
HDFC Bank
SBI
Interest Rate
9.90% onwards
7% onwards
12% onwards
Min Loan Amt
Metro : 25000, Non : 15000
25000
15000
Max Loan Amt
1 Cr
1 Cr
1 Cr
Loan Tenure
3 months to 24 months
9 months to 24 months
Processing Fee
0.25% to 1.50% of the Loan Amt
0.25% to 1.50%
Nil
Pre-closure Charges
2%, Nil foreclosure charges after 3 months
2%, Nil foreclosure charges after 9 months
Nil
Overdraft Facility
Yes
Yes
Yes
Pay Only Interest Facility
Yes
Yes
Yes
Gold Rate Per Gram
3066
3073
3073
Gold Loan Dhuri Features
The interest rates are very much less as compared to any other loan in the market. It is a tension-free loan in terms of the time and documents needed. Gold Loan takes on just 30 minutes to get disbursed. A gold loan is also known as a loan against gold it comes in the category of secured loans. There are so many banks and non-banking financial companies that provide a gold loan to the customers at very easy Gold loan interest rate.
Features of Gold Loan Dhuri
- First of all the gold loan is very easy to access.
- After that, the documentation process of the gold loan is very simple and easy.
- Furthermore, the gold loan comes with very easy rates of interest.
- The loan gets disbursed within 30 minutes.
You can Contact with our Gold Loan Dhuri Relationship Manager on 9592046860.
Why one should choose Gold Loan Dhuri?
- Less processing charges.
- No hidden charges.
- Fast Loan disbursal.
- No credit checks.
- No co-signer needed.
- Prepayment facility.
Gold Loan Dhuri Interest Rates
Bank
Interest Rate
HDFC Bank Gold Loan
9.9% to 14%
Axis Bank Gold Loan
10.50% to 16%
Private Bank Gold Loan
10.75% to 16%
SBI Gold Loan
9.5 % to 13%
Kotak Gold Loan
11% to 14%
IIFL Gold Loan
9.24% to 24%
Muthoot Gold Loan
12% to 24%
Manappauram Gold Loan
12% to 26%
PNB Gold Loan
10.05% to 16%
Canara Bank Gold Loan
9.75 % to 13%
Andhra Bank Gold Loan
10.70% to 16%
Documents for Gold Loan Dhuri
The documentation process in Gold Loan per gram Dhuri is very easy and simple.
- First of all one proof of identity is required. It can be Aadhar Card/ PAN Card/ Voter ID Card/ Passport/ Driving License.
- After that one residence proof is also required it can be Ration Card/Aadhar Card/ PAN Card/ Voter ID Card/ Passport/ Driving License/ Utility bills of the last three months with the name of the applicant.
- Besides these two passports, sized colored photographs are also needed
Eligibility Criteria for Gold Loan Dhuri
- First of all the age of the applicant should be more than 18 years.
- After that, the applicant should not be older than 70 years.
- Besides that, the applicant should be a citizen of India.
GOLD LOAN @ 0.75%*
APPLY NOW
How to Apply for Gold Loan Dhuri
Online Process to Apply for Gold Loan
Applying for a gold loan is easy with DialaBank. You only have to fill an application form to avail gold loan. You will then receive a call from DialaBank.
Then, you will get a document to pick up the facility from your doorstep. For more information, you can call on 9592046860.
Offline Process to Apply for Gold Loan
The applicant also has an option to avail of Gold Loan offline. To do so, search Gold Loan near me on google. It will enlist all the neighboring departments from where you can avail of the loan. Then, you will have to visit again and again until the loan approval. It is a time-consuming process so it best to apply for a gold loan with Dialbank.
Processing Fees / Prepayment Charges on Gold Loan Dhuri
CIBIL Score Required for Gold Loan Dhuri
No CIBIL Score is required for you to avail of a gold loan.