Best Banks for Gold Loan in Fatehgarh Sahib
Feature |
HDFC Bank |
Private Bank |
Muthoot Finance |
Interest Rate |
9.90% |
10.50% |
12% |
Min Loan Amt |
Metro : 25000, Non : 15000 |
25000 |
15000 |
Max Loan Amt |
1 Cr |
1 Cr |
1 Cr |
Loan Tenure |
3 months to 24 months |
9 months to 24 months |
1 month to 24 months |
Processing Fee |
0.25% to 1.50% of the Loan Amt |
0.25% to 1.50% |
Nil |
Preclosure Chgs |
2%, Nil foreclosure charges after 3 months |
2%, Nil foreclosure charges after 9 months |
Nil |
Overdraft Facility |
Yes |
Yes |
Yes |
Pay Only Interest Facility |
Yes |
Yes |
Yes |
Gold Rate Per Gram |
2500 |
2600 |
2700* |
Gold Loan Fatehgarh Sahib Features
Do you need any financial help when you are short of cash? Then, Gold Loan will help you to handle all the financial worries. This loan demands you to pledge security to the lender in order to avail of cash in an emergency. A gold loan is usually a suitable option for those who need immediate cash and want to avoid the lengthy process of paperwork and other required formalities while availing any other type of loan.
Because in the gold loan you have to have at least 10 gm of gold and after the proper valuation of gold in the bank, your loan will be processed in just 30 minutes. The whole process is hassle-free, and the precious gold will be kept in the secured bank lockers like HDFC Bank, YES Bank till the tenure of the gold loan is completed.
Gold Loan Rate Per Gram Today in Fatehgarh Sahib
Updated - Gold Loan Per Gram Rate w.e.f Apr 16 2024 |
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| Gold Weight | Gold Purity 24 Carat |
Gold Purity 22 Carat |
Gold Purity 20 Carat |
Gold Purity 18 Carat |
| 1 gram | 4621 | 4290 | 3900 | 3510 |
| 10 gram | 46210 | 42900 | 39000 | 35100 |
| 20 gram | 93600 | 85800 | 78000 | 70200 |
| 30 gram | 140400 | 128700 | 117000 | 105300 |
| 40 gram | 187200 | 171600 | 156000 | 140400 |
| 50 gram | 234000 | 214500 | 195000 | 175500 |
| 100 gram | 468000 | 429000 | 390000 | 351000 |
| 200 gram | 936000 | 858000 | 780000 | 702000 |
| 300 gram | 1404000 | 1287000 | 1170000 | 1053000 |
| 400 gram | 1872000 | 1716000 | 1560000 | 1404000 |
| 500 gram | 2340000 | 2145000 | 1950000 | 1755000 |
Gold Loan Fatehgarh Sahib Interest Rates
|
Feature
|
Gold Loan
Interest Rate
|
Processing Fee
|
Tenure
|
| HDFC Gold Loan | 9.90% | 0.25 % - 1.50% | 3 - 24 Month |
| Private Gold Loan | 10.50% | 0.25 % - 1.50% | 9 - 24 Months |
| Axis Gold Loan | 10.50% | 0.50% - 1.50% | 6 - 24 Months |
| Yes Bank Gold Loan | 10.50% | 0.50% - 1.50% | 6 - 36 Months |
| SBI Gold Loan | 9.50% | 500/- to 0.50% | 6 - 36 Months |
| Kotak Gold Loan | 11.00% | 1% to 2% | 9 - 24 Months |
| IIFL Gold Loan | 12.00% | Nil | 3 - 11 Months |
| Muthoot Finance Gold Loan | 12.00% | Nil | 1 - 24 Months |
| Manappuram Gold Loan | 12.50% | Nil | 6 - 12 Months |
| PNB Gold Loan | 11.00% | 0.70% to 1% | 6 - 12 Months |
| Canara Bank Gold Loan | 10.75% | 1 % | 6 - 12 Months |
| IndusInd Bank Gold Loan | 11.50% | 1% - 1.5% | 9 - 24 Months |
Gold Loan in Fatehgarh Sahib Documents Required
- Proof of Identity
- Address Proof
- Signature Proof
- 2 passport size photographs
Other Documents Required for Gold Loan Fatehgarh Sahib
- Land Proof in case of Agriculture Loan of more than Rs. 1 lac. (The proof is not required for allied agriculture purposes)
- A Demand Promissory Note
- Certificate by the Jewel Appraiser (Bank will arrange)
- Income Proof
Gold Loan in Fatehgarh Sahib Eligibility Criteria
- The applicant should be an Indian.
- He should not be of more than 60 years of age at the time of application.
GOLD LOAN @ 0.75%*
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How to Apply for Gold Loan Fatehgarh Sahib
Online Process to Apply for Gold Loan Fatehgarh Sahib
The reason why DialaBank is considered the best online platform for gold loan is:
- Dialabank India’s first financial helpline is spread throughout the country.
- It has accessibility to several banks and NBFCs.
- Minimum documentation is required for availing of a gold loan.
- It offers a free pick-up facility of documents from your doorstep.
- High LTV of gold.
- Expert, relationship managers help and guide you at every step.
Just fill a simple form online and avail the benefits of the gold loan with DialaBank.
- Firstly, visit our website dialabank.com.
- Secondly, the applicant has to fill a form Online which involve necessary information.
- After this, you will get a call back from our Relationship Manager to clear all doubts as well as to assist you in the entire process of the Gold Loan.
- Next, the applicant can check his /her eligibility for further clarification of the approval of a gold loan.
- Moreover, Submit all the documents need as proofs in the bank.
- Gold loan is approved in some minutes and disbursed within a day.
- Lastly, call us directly for any quires at 9878981166, to clear any doubts.
Offline Process to Apply for Gold Loan Fatehgarh Sahib
The applicant can also choose to avail of Gold Loan per gram from the nearby physical branches. This can be done by searching ‘Gold Loan near me‘ on google. It will enlist all the closest branches of banks and finance companies providing loans near your location. Please select them according to your preference and knowledge. However, Dialabank can do that for you in a quicker and organized manner.
But if you choose to go with a physical branch which is near you, the applicant might have to visit the responsible departments to apply for the loan, again and again, before than loan gets finally approved as it is a complex process. However, some banks and finance companies can approve the loan process faster. Our recommendations are HDFC Gold Loan branches and Muthoot Gold Loan branches. But again, Dialabank can do this even faster by handling all complex processes. You just need to apply to believe.
Processing Fees / Prepayment Charges on Gold Loan Fatehgarh Sahib
CIBIL Score Required for Gold Loan Fatehgarh Sahib
There is no CIBIL score requirement in order to avail of a gold loan in Fatehgarh Sahib.
Gold Loan in Fatehgarh Sahib Agents and Contact Number
One of the leading and most trusted gold loan agents in Fatehgarh Sahib is Dialabank. You can apply online at Dialabank or give us a call.
Dialabank works as a bridge to find the best option between several Banks and NBFCs by providing you with a detailed and structured market comparison of different banks. This eliminates the unnecessary worries about the complex information and process you have to go through. So, you can make the right choice. Visit our website Dialabank to fill a simple form for more details and our customer relationship managers will soon get in touch with you.
Contact Number – +919878981166
Pre Calculated EMI Table for Gold Loan Fatehgarh Sahib
About Fatehgarh Sahib
Fatehgarh Sahib is a district in state Punjab, India. The city got named after Fateh Singh, son of Guru Gobind Singh It is one of the 20 districts in the state of Punjab in North-West India. The city name ‘Fatehgarh’ refers to the ‘Town of Victory’. Fatehgarh Sahib is bounded by four memorial gates, each in the memory of 4 important figures from the Sikh history associated with Sirhind.
