Gold Loan Gardhiwal

Gold Finance is a truly transparent scheme that offers abrupt cash to the consumer within a few hours.It is a steady and A-1 accord for the consumer.The gold ornaments can bring funds to us by being safer at the lockers of the banks.The loans can have the same value as of the gold deposits.

Why one should choose Gold Loan in Gardhiwal?

  1. Easy repayment schemes.
  2. No hidden charges.
  3. Fast Loan approvals.
  4. 100% Safety & Security of your Gold Jewellery.
  5. Get your loan processed in 30 minutes.
  6. Flexible pre-closure way.

Features of Gold Loan:

Following are the Features of Gold Loan:

  1. Rs 1 Crore of amounts are available in these debts.
  2. Your gold collaterals will be safer than ever and sound with the lenders.
  3. The loans can be granted at any time and anywhere they want.
  4. These loans are granted with the lowest interest rates.
  5. The number of papers which are needed for these loans is lower than any other loan.
  6. The loans are attainable in a few hours.
  7. The gold loans come with the provisions of overdraft.

Rate of Interest on Gold Loan Gardhiwal

  1. The banks and NBFCs grant these loans at a rate of 10.5% p.a. which is the lowest of all of the loans.
  2. The banks and NBFCs are approving these loans for the 1 to 4 years of time.
  3. The pre-closure charges of these loans are in the range of 0% to 2% of the outstanding loan values.

Eligibility for Gold Loan Gardhiwal

  1. Loan Amount: Minimum 18k and Maximum depends upon the weight of the gold
  2. Age: Minimum: 18 years and Maximum (at loan maturity): 70 years
  3. Citizenship: Indian
  4. Gold requirements: Minimum 10 gram of gold
  5. Employment status: salaried/ self-employed

Required Documents for Gold Loan Gardhiwal

  1. Borrower Identity: Two passport sizes colored photographs
  2. Proof of Identity: Passport Copy/ Voters ID card/ Driving License/Aadhar card/ PAN card.
  3. Residence Proof: Ration card/ Tel, Electricity Bill/ Rental bill/ Passport copy/Trade license /Shop & Est. License/Sales Tax certificate.
  4. Signature Proof: Passport Copy/Driving License/Banker's verification/cheque

Additional Documents Required

The banks generally demand the above-given documents. However few banks demand some additional documents which are as follows

  1. Land Proof: In the case of Agriculture Loan of more than Rs. 1 lac. The proof is not required for allied agriculture purposes.
  2. Income proof: Salary Certificate and Form No.16.

About Gardhiwal:

The City of Gardhiwala is a municipal council in Hoshiarpur district in the Indian state of Punjab. The population of the city is 6,263 (2001 Census). The place is famous for producing great soldiers like Colonel Bachhiter Singh Sahota.

How to Apply

Apply online on

Check the eligibility        

Call the helpline number 600-11-600 or 95920-46860

Visit the bank

Submit all the documents

Get the loan

We assure you that we will provide you with the lowest interest rate on your gold as compared to others call us 95920-46860 for more details.