Gold Loan Goindwal

Gold Loan is the quickest and easiest loan available in the market.It is a secured loan that only takes your gold asset as collateral against which you get the required money in return.It is a loan with fewer hassles and minimal documentation.

Why One Should Choose Gold Loan in Goindwal?

  1. Easy repayment schemes
  2. No hidden charges
  3. Fast Loan Approvals
  4. Get your loan processed in 30 minutes
  5. Flexible pre-closure way

Features of Gold Loan:

Following are the Features of Gold Loan:

  1. The amount of Rs. 1 Crore can be granted in these loans.
  2. The gold securities will remain safe and sound with the lenders.
  3. The loans are forever attainable.
  4. The low rates of interest are available on these loans. If these loans are used for cultivation purposes then this loan is accessible with lower rates of interest.
  5. Vey fewer documents are needed for these loans.
  6. The processing of these loans can be done in minutes.
  7. The overdraft provisions are also available.

Rate of Interest on Gold Loan Goindwal

  1. The banks and NBFCs are providing the gold loans with the rate of interest of 10.5% p.a.
  2. The banks and NBFCs are giving these loans for a time period of 1 to 4 years.
  3. The charge of the pre-closure falls in the range of 0% to 2% of the outstanding value.

Eligibility for Gold Loan Goindwal

ELIGIBILITY

Age

Minimum: 18 year

Maximum (at loan maturity): 70 year

Gold requirements

Minimum 10 gram of gold

Loan Amount

Minimum: 15k

Maximum: No Limit

Citizenship

Indian

Employment Status

Salaried

Self-employed 

 

Required Documents for Gold Loan Goindwal

  1. Borrower Identity: Two passport size colored photographs
  2. Proof of Identity: Passport Copy/ Voters ID card/ Driving License/Adhar card/ PAN card.
  3. Residence Proof: Ration card/ Tel, Electricity Bill/ Rental bill/ Passport copy/Trade license /Shop & Est. License/Sales Tax certificate.
  4. Signature Proof: Passport Copy/Driving License/Banker's verification/cheque

Additional Documents Required

The banks generally demand the above-given documents. However few banks demand some additional documents which are as follows

  1. Land Proof: In the case of Agriculture Loan of more than Rs. 1 lac. The proof is not required for allied agriculture purposes.
  2. Income proof: Salary Certificate and Form No.16.

About Goindwal:

The City of Goindval is also called as Goindwal Sahib in Amritsar district, the states of Punjab in India. It is near about 23 km. from Tarn Taran.

How to Apply?

Apply online on www.dialabank.com

Check the eligibility        

Call the helpline number 600-11-600 or 95920-46860

Visit the bank

Submit all the documents

Get the loan

We assure you that we will provide you with the lowest interest rate on your gold as compared to others call us 95920-46860 for more details.