Gold Loan Goraya

Gold is an important asset of one’s life. People keep it safe and secure as they are attached to it.

Your ornament can provide instant financing. 

Gold Loan is the best option to cater all your instant needs.

Why one should choose Gold Loan in Goraya?

  1. Minimal Documentation.
  2. Easy repayment schemes.
  3. The Loan gets sanctioned in just a few minutes.
  4. The money is offered to the customer after a quick evaluation of gold.
  5. It is free from the hassle of long paperwork.
  6. Low interest rates.

Features of Gold Loan Goraya:

  1. The cost of Rs 1 Crore can be granted in these loans.
  2. The gold objects are much secured in lockers of the banks and NBFCs than in your lockers.
  3. The loans can be withdrawn at any time of the life.
  4. The cultivation uses of these loan amounts have lesser rates of interest.
  5.  The papers which the banks and NBFCs ask are less in numbers.
  6. The loans have only a few minutes as the processing, fastest of all.
  7. The banks and NBFCs offer the provisions of over drafting, which can be an advantage for the applicants.

Rate of Interest on Gold Loan Goraya

  1. The banks and NBFCs are providing the gold loans at a minimum rate of 10.5% p.a.
  2. The lenders give these loans to the people for a time period of 1 to 4 years.
  3. The pre-closure charges in these loans are in between 0% and 2% of the outstanding value of the loans.




Minimum: 18 year

Maximum (at loan maturity): 70 year

Gold requirements

Minimum 10 gram of gold

Loan Amount

Minimum: 15k

Maximum: No Limit



Employment Status




Documentation for Gold Loan Goraya

  1. Borrower Identity: Two passport size colored photographs
  2. Proof of Identity: Passport Copy/ Voters ID card/ Driving License/Adhar card/ PAN card.
  3. Residence Proof: Ration card/ Tel, Electricity Bill/ Rental bill/ Passport copy/Trade license /Shop & Est. License/Sales Tax certificate.
  4. Signature Proof: Passport Copy/Driving License/Banker's verification/cheque

Additional Documents Required

The banks generally demand the above-given documents. However few banks demand some additional documents which are as follows

  1. Land Proof: In the case of Agriculture Loan of more than Rs. 1 lac. The proof is not required for allied agriculture purposes.
  2. Income proof: Salary Certificate and Form No.16.

About Goraya:

A Small village of Goraya in Phagwara, it is an Indian state of Punjab. Goraya lies between Ludhiana and Phagwara on G. T. Road NH-1, which connects Amritsar & Delhi. It belongs to Tehsil managerial part and is called for its industry.

How to Apply?

Apply online on

Check the eligibility        

Call the helpline number 600-11-600 or 95920-46860

Visit the bank

Submit all the documents

Get the loan

We assure you that we will provide you with the lowest interest rate on your gold as compared to others call us 95920-46860 for more details.