About Gold Loan

Why worry so much for higher education of your child.

If you have gold, you can go for gold Loan. It is the best financial service available in the market.

It is the fastest and most secured loan.

The beauty of this loan is that it is sanctioned in within a few minutes. 

Gold Loan is the best way to turn your dreams into reality.

Why one should choose Gold Loan in Jagraon?

  1. Easy repayment schemes.
  2. No hidden charges.
  3. Fast Loan approvals.
  4. 100% Safety & Security of your Gold Jewellery.
  5. Get your loan processed in 30 minutes.

Features:

Following are the Features of Gold Loan:

  1. The largest funds which the banks and NBFCs can give are of the value of Rs 1 Crore.
  2. The gold of the customers will be kept safe and secure with the banks.
  3. The loans can be withdrawn at any time whenever the applicants want.
  4. The rate of interest on gold loans is very minimal.
  5. The papers which are required in these debts are very less in numbers.
  6. The fast processing of these loans is another profit.
  7. The provision of the overdraft can be selected by the applicants and the rate of interest is payable only on the amount you use.

Rate of Interest on Gold Loan Jagraon

  1. The banks and NBFCs are giving these loans at a minimal rate of 10.5% p.a.
  2. The time period of these loans is in between 1 and 4 years.
  3. The pre-closure charges of these loans are in between 0% and 2% of the outstanding values of the loans.

Eligibility of Gold Loan Jagraon

ELIGIBILITY

Age

Minimum: 18 year

Maximum (at loan maturity): 70 year

Gold requirements

Minimum 10 gram of gold

Loan Amount

Minimum: 15k

Maximum: No Limit

Citizenship

Indian

Employment Status

Salaried

Self-employed 

 

Documentation For Gold Loan Jagraon

  1. Borrower Identity: Two passport size colored photographs
  2. Proof of Identity: Passport Copy/ Voters ID card/ Driving License/Adhar card/ PAN card.
  3. Residence Proof: Ration card/ Tel, Electricity Bill/ Rental bill/ Passport copy/Trade license /Shop & Est. License/Sales Tax certificate.
  4. Signature Proof: Passport Copy/Driving License/Banker's verification/cheque

Additional Documents Required

The banks generally demand the above-given documents. However few banks demand some additional documents which are as follows

  1. Land Proof: In the case of Agriculture Loan of more than Rs. 1 lac. The proof is not required for allied agriculture purposes.
  2. Income proof: Salary Certificate and Form No.16.

About Jagraon:

The City of Jagraon is a municipal council and it is a rural police district. It is a sub-part of the Ludhiana in Punjab State, India. It is more than 3 centuries old. It is situated at almost the geographical center of Punjab state which is 16 kilometers from the River Satluj.

How to Apply

Apply online on www.dialabank.com

Check the eligibility        

Call the helpline number 600-11-600 or 95920-46860

Visit the bank

Submit all the documents

Get the loan

We assure you that we will provide you with the lowest interest rate on your gold as compared to others call us 95920-46860 for more details.