Gold Loan Jaitu
Why worry so much for higher education of your child.If you have gold, you can go for gold Loan. It is the best financial service available in the market.It is the fastest and most secured loan.The beauty of this loan is that it is sanctioned in within a few minutes. Gold Loan is the best way to turn your dreams into reality.
Why one should choose Gold Loan in Jaitu?
- Easy repayment schemes
- No hidden charges
- Fast Loan Approvals
- 100% Safety & Security of your Gold ornaments
- Get your loan processed in 30 minutes
Features of Gold Loan:
- The cost of Rs 1 Crore can be approved in these loans.
- The gold ornaments are much more secure in safes of the banks and NBFCs than your lockers.
- The customers can take out the loan amount at any time and at any other place.
- The cultivation usages of these loans have lesser rates of interest.
- The papers which the banks and NBFCs ask are low in numbers.
- The loans have only a few minutes as the processing, fastest of all.
- The banks and NBFCs offer the provisions of over drafting, which can be an advantage for the applicants.
Rate of Interest on Gold Loan Jaitu
- The lenders of gold loans give these loans at a minimal rate of 10.5% p.a.
- The banks and NBFCs give these loans for a period of 1 to 4 years.
- The banks and NBFCs charge the convenience of pre-closure between 0% and 2% of the outstanding values of the loans.
Eligibility of Gold Loans Jaitu
- Loan Amount: Minimum 18k and Maximum depends upon the weight of the gold
- Age: Minimum: 18 years and Maximum (at loan maturity): 70 years
- Citizenship: Indian
- Gold requirements: Minimum 10 gram of gold
- Employment status: salaried/ self-employed
Documentation for Gold Loan Jaitu
- Borrower Identity: Two passport size colored photographs
- Proof of Identity: Passport Copy/ Voters ID card/ Driving License/Adhar card/ PAN card.
- Residence Proof: Ration card/ Tel, Electricity Bill/ Rental bill/ Passport copy/Trade license /Shop & Est. License/Sales Tax certificate.
- Signature Proof: Passport Copy/Driving License/Banker's verification/cheque
Additional Documents Required
The banks generally demand the above-given documents. However few banks demand some additional documents which are as follows
- Land Proof: In the case of Agriculture Loan of more than Rs. 1 lac. The proof is not required for allied agriculture purposes.
- Income proof: Salary Certificate and Form No.16.
The City of Jaitu (Jaito) is also Called as Gangsar Jaitu. It is a municipal council in the Indian state of Punjab of Faridkot district.
How to Apply?
Apply online on www.dialabank.com
Check the eligibility
Call the helpline number 600-11-600 or 95920-46860
Visit the bank
Submit all the documents
Get the loan
We assure you that we will provide you with the lowest interest rate on your gold as compared to others call us 95920-46860 for more details.