About Gold Loan

If you are unemployed and you are in urgent requirement of cash.

Don’t worry..!! there is no need to show salary for Gold Loan.

It is the only financial service available in the market which doesn’t demand any salary checks and credit scores. 

Gold Loan is the best option to turn your dreams into reality. 

Why one should choose Gold Loan in Jhajjar?

  1. Fast Loan approvals.
  2. Simple documentation and fast processing.
  3. Overdraft limit varies depending on the market rate of gold.
  4. The interest rate is payable the only amount of the overdraft that you use. 

Features of Gold Loan:

Following are the Features of Gold Loan:

  1. The banks and NBFCs avail Rs 1 Crore as the cost of these loans.
  2. Your gold will remain with more security than ever with the loan grantors.
  3. At any time and anywhere, these loans can be withdrawn by the people.
  4. The rate of interest on these loans is less as compared to other loans.
  5. The papers which are needed for the grant of gold loans are few in numbers.
  6. The loan amount will be yours in just a few minutes.
  7. These loans have the convenience of overdraft.

Rate of Interest on Gold Loan  Jhajjar

  1. The gold loan’s rate of interest starts at the rate of 10.5% p.a.
  2. The banks and NBFCs give these loans for a time limit of 1 to 4 years.
  3. The loans have the pre-closure charges which lie in between 0% and 2% of the outstanding value of the loan.

Eligibility of Gold Loan Jhajjar

ELIGIBILITY

Age

Minimum:18 year

Maximum (at loan maturity): 70 year

Gold requirements

Minimum 10 gram of gold

Loan Amount

Minimum:15k

Maximum: No Limit

Citizenship

Indian

Employment Status

Salaried

Self-employed 

 

Documents for Gold Loan Jhajjar

  1. Borrower Identity: Two passport size colored photographs
  2. Proof of Identity: Passport Copy/ Voters ID card/ Driving License/Adhar card/ PAN card.
  3. Residence Proof: Ration card/ Tel, Electricity Bill/ Rental bill/ Passport copy/Trade license /Shop & Est. License/Sales Tax certificate.
  4. Signature Proof: Passport Copy/Driving License/Banker's verification/cheque

Additional Documents Required

The banks generally demand the above-given documents. However few banks demand some additional documents which are as follows

  1. Land Proof: In the case of Agriculture Loan of more than Rs. 1 lac. The proof is not required for allied agriculture purposes.
  2. Income proof: Salary Certificate and Form No.16.

About Jhajjar:

The City of Jhajjar is in Jhajjar district in Haryana State, India. It is one of the twenty-one districts in the Indian State of Haryana. It was stamped out of Rohtak district.

How to Apply?

Apply online on www.dialabank.com

Check the eligibility        

Call the helpline number 600-11-600 or 95920-46860

Visit the bank

Submit all the documents

Get the loan

We assure you that we will provide you with the lowest interest rate on your gold as compared to others call us 95920-46860 for more details.