When you have many bills to pay and many other expenses. You can avail Loan Against Gold at that time that offers fast cash without any hindrance and doesn’t check the credit history of individuals.

Why one should choose Gold Loan in Kurukshetra?

  1. No hidden charges.
  2. Fast Loan approvals.
  3. Lower Interest Rates.
  4. Simple documentation and fast processing.
  5. Overdraft limit varies depending on the market rate of gold.
  6. The interest rate is payable only amount of the overdraft that you use.

 

Gold Loan Kurukshetra Interest Rates:

In the case of Gold Loan, the credit is available at a low interest rate. This is because the loan on gold comes in the category of secured loans. Moreover, the interest rate of gold is less than that of other loans. Though the Gold Loan rate keeps on changing with the passage of time as well as person to person. Gold Loan in Kurukshetra is available at 1% per month interest rate.
1. Gold Loan Interest rate - 10.70 %
2. Also, offer low processing fee -  0.85%
3. Moreover, Pre-closer charges range from 0 – 2 %.
4. Besides Tenure minimum of six months; maximum five year
5. Lastly Amount - Thousand to a crore
 

 

Gold Loan Kurukshetra Benefits:

  1. Interest rates are very low.
  2. The process is hassle-free.
  3. Less paperwork is required.
  4. One can get the maximum amount of loan according to the value of their gold.
  5. The loan is sanction very transparently.

Know More -  Gold Loan Features and Benefits

 

Gold Loan in Kurukshetra Eligibility

  1. Firstly, The age of the customer should not be less than 18 years.
  2. Secondly, The applicant should be a citizen of India.
  3. The applicant should have gold in an appropriate form.
  4. The quality of the gold should be 18 karats to 22 karat

 

Gold Loan Kurukshetra Documents Required :

  1. Identity Proof: Verification documents required should be specifically among the following: Voter ID /Ration card /Aadhar card /Valid  Passport
  2. Signature Proof: The documents required as signature proof includes: Passport Copy/Banker’s verification/cheque
  3. Residence Proof: The documents required as proof of residence are: Telephone Bill/ Electricity Bill/ Rental bill /Trade license /Shop & Est. License/Sales Tax certificate.
  4. Documents required for the farmers are namely: Land Proof and Income proof
  5. Other: Two passports sized colored photographs.

 

About Kurukshetra:

The City of Kurukshetra is a land of historical and religious significance. Historically the land belonged to Punjab, but now Kurukshetra is a district in the State of Haryana, India.

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Gold Loan Interest Rate of Different Banks - Updated on 2019

 
Bank  Gold Loan Rate 
HDFC Bank 10.75%
Yes Bank  10.85%
Axis Bank 10.90%
SBI Gold Loan 11.50%
ICICI Bank 11.75%
IIFL Gold Loan 11.75%
Allahabad Bank Gold Loan 11.75%
Muthoot Gold Loan 12.00%
Federal Bank Gold Loan 12.00%
Manappuram Gold Loan  12.25%
IDBI Bank 12.25%
PNB Gold Loan 12.25%