Gold Loan Rau

AT 0.75%* INTEREST RATE
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Gold Loan Rau

Major Gold Loan Providers in Rau

Feature HDFC Bank SBI
Muthoot Finance
Interest Rate 9.90% onwards 7% onwards 12% onwards
Min Loan Amt Metro : 25000, Non : 15000 25000 15000
Max Loan Amt 1 Cr 1 Cr 1 Cr
Loan Tenure 3 months to 24 months 9 months to 24 months
1 month to 24 months
Processing Fee 0.25% to 1.50% of the Loan Amt 0.25% to 1.50% Nil
Pre-closure Charges 2%, Nil foreclosure charges after 3 months 2%, Nil foreclosure charges after 9 months Nil
Overdraft Facility Yes Yes Yes
Pay Only Interest Facility Yes Yes Yes
Gold Rate Per Gram 3066 3073 3073

Gold Loan Rau FeaturesIndore

In India, people have always opted gold to overcome their hard times. With maximum security and minimum documentation, Dialabank offers all type of loan at easily affordable interest rates.

Gold Loan has always been the one which fulfils monetary requirements since ages. Just 48 hours and the loan is approved after verification process! Gold Loan Barabanki provides financial aid to its customers at low-interest rates. You need to have a reliable source of income and good credit history to make the verification and loan approval process faster. The loan up to 75 per cent of the market value of gold can be availed due to fluctuation in the market price of the ornament.

Gold Loan Rau Interest Rates

Bank Interest Rate
HDFC Bank Gold Loan 9.9% to 14%
Axis Bank Gold Loan 10.50% to 16%
Private Bank Gold Loan 10.75% to 16%
SBI Gold Loan 9.5 % to 13%
Kotak Gold Loan 11% to 14%
IIFL Gold Loan 9.24% to 24%
Muthoot Gold Loan 12% to 24%
Manappauram Gold Loan 12% to 26%
PNB Gold Loan 10.05% to 16%
Canara Bank Gold Loan 9.75 % to 13%
Andhra Bank Gold Loan 10.70% to 16%

Documents for Gold Loan Rau

  • Identity Proof: Passport Copy/ Voters ID card/ Driving License/ Adhaar card.
  • Address Proof: Ration card/ Telephone or Electricity Bill/ Rental bill/ Passport copy/ Trade or Shop License/ Sales Tax certificate.
  • Signature Proof: Passport Copy/ Driving License/ Banker’s verification or cheque.
  • 2 passport size photographs.

Additional Documents Required for Gold Loan Rau

  • Land Proof (For Agriculture Loan exceeding Rs. 1 lac; not required for allied agriculture purposes).
  • A Demand Promissory Note.
  • Certificate by Jewel Appraiser (Bank will arrange).
  • Income Proof (Salary Certificate and Form No.16)

Eligibility Criteria for Gold Loan Rau

  • Nationality: Indian
  • Age limit: 21-60 years

GOLD LOAN @ 0.75%*

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How to Apply for Gold Loan Rau

Online Process to Apply for Gold Loan Rau
  • Apply for the Gold Loan at Dialabank.
  • Fill a simple form online on our website.
  • Get a call from our Representative.
  • Document pick up facility available from your doorstep.

For more information, contact 9878981144.

Dialabank is considered as the best platform to apply for a gold loan online as:

  • We are India’s first financial helpline; providing the best financial services to our customers.
  • We guide our customers free of cost, with no additional charges of applying for an online loan.
  • We promise a high LTV of your gold along with the safety and security of your jewels.
  • We enjoy a good reputation among our customers due to reliable and fast services.
  • We find a low gold loan interest rate lending institution for you.
  • We also provide document pickup facility from the doorstep of our customers.
  • We require very less paperwork is required to ease the process.
  • Our Relationship Managers are trained thoroughly to serve you in the entire process.
Offline Process to Apply for Gold Loan Rau

From the nearby branches as well, one may avail the Gold Loan. To do so,

  • Search Gold Loan near me on google.
  • List of all the branches of banks and finance companies, near you will appear.
  • According to your preference and knowledge select them.
  • Apply for the loan while you go through the departments.
  • Pay a visit many times before than loan gets finally approved.

Some banks and finance company where this process is much faster include HDFC Gold Loan branches and Muthoot Gold Loan branches. One may avail loan from the said branches. Dialabank can do that for you more quickly and easily!

Processing Fees / Prepayment Charges on Gold Loan Rau

Bank
Processing Fee
Prepayment Charges
HDFC Bank Gold Loan
0.25% to 1.50%
2%, Nil foreclosure charges after 3 months
Axis Bank Gold Loan
0.50% to 1.50%
Nil
Private Bank Gold Loan
0.25% to 1.50%
2%, Nil foreclosure charges after 9 months
SBI Gold Loan
500/- to 0.50%
Nil
Kotak Gold Loan
1% to 2%
2.25% of fore closure amount if closed 1 month ahead of the tenure.
IIFL Gold Loan
Nil
Nil
Muthoot Gold Loan
Nil
Nil
Manappauram Gold Loan
Nil
Nil
PNB Gold Loan
0.70% to 1%
Nil
Canara Bank Gold Loan
1%
Nil
Andhra Bank Gold Loan
Nil
Nil

CIBIL Score Required for Gold Loan Rau

A good CIBIL score is a prerequisite to apply for a per gram gold loan. This is the reason why every lending institution has its criteria for the minimum CIBIL score required for processing a Gold Loan application. Most institutions require a minimum score of 750 for processing the application.The institutions also keep a track of the previously taken loans, which includes details on the type of loan taken and the amount borrowed. Accordingly, delayed payments for previous loans can act as a barrier to your availing a fresh loan. Thus, make sure your CIBIL score is good before applying for a loan!

About Gold Loan Rau

Gold Loan is the best alternative for loan seekers at easy interest rates. One can find a large capture of financing authorities available in the market dealing with such loans. A borrower should opt for the best deal with appropriate offers available. In India, several lending institutions, private banks and credit unions are available that provide against gold at low-interest rates.

Gold Loan Rau Agents

One of the leading and most trusted gold loan agents all over the country is Dialabank. We aim to help you find the best alternative between available Banks and NBFCs by providing a detailed and structured market comparison. Simply, visit our website and fill a form asking for some details so that our Customer Relationship Manager will get in touch with you. Forget about the complex information and process with us and make the right choice!

Gold Loan Rau Contact Number

Call 9878981144 or visit our website Dialabank and get instant help for loan approval.

Pre Calculated EMI Table for Gold Loan Rau

Rate
5 Yrs
4 Yrs
3 Yrs
10.50%
2149
2560
3250
11.00%
2174
2584
3273
11.50%
2199
2608
3297
12.00%
2224
2633
3321
12.50%
2249
2658
3345
13.00%
2275
2682
3369
13.50%
2300
2707
3393
14.00%
2326
2732
3417
14.50%
2352
2757
3442
15.00%
2378
2783
3466

About Rau

Rau is a beautiful suburb in the Indore District in the state of Madhya Pradesh. The place is famous for its Vijayadashami festival which is celebrated on the tenth day of the month of Ashwin, the Umiya Dham temple as well as many food spots. Umiya Dham temple, Mamaji Ka Dhaba, Mashal Hotel, Hotel Papaya Tree, Nakhrali Dhani, Hardiya eye hospital, Medi caps, Vikas Namkeen are also few popular eating zones.


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