Major Gold Loan Providers in Talwara

Gold Loan Talwara Features

India is one of the largest consumers of gold worldwide. This never-ending preciosity of gold can also serve as a loan at the time of any financial crisis. Furthermore, gold loan is one of the easiest and fastest ways to access fund. After the verification of all documents, one can easily avail the loan in just 48 hours!

Dialabank provides financial aid to its customers at the easily affordable interest rates. All you need to have is a reliable source of income to avail the loan along with a good credit history. Regular fluctuation in the market price of gold makes it worth 75 per cent of the actual market value of gold.

Gold Loan Talwara Interest Rates

Documents for Gold Loan Talwara

• Identity Proof: Passport Copy/ Voters ID card/ Driving License/ Adhaar card
• Address Proof: Ration card/ Telephone or Electricity Bill/ Rental bill/ Passport copy/ Trade or Shop License/ Sales Tax certificate
• Signature Proof: Passport Copy/ Driving License/ Banker’s verification or Cheque
• 2 passport size photographs.

Additional Documents Required for Gold Loan Tawara

• Land Proof (For Agriculture Loan exceeding Rs. 1 lac; not needed for allied agriculture purposes)
• A Demand Promissory Note.
• Bank will arrange certificate by Jewel Appraiser.
• Income Proof (Salary Certificate and Form No.16)

Eligibility Criteria for Gold Loan Talwara

• Age limit: 21-60 years
• Nationality: Indian

How to Apply for Gold Loan Talwara

Online Process to Apply for Gold Loan Talwara

• Apply for the Gold Loan at Dialabank.
• Fill a simple form online on our website Dialabank.
• Get a call back from our representative
•  Document pick-up facility available at your doorstep. 

Why Dialabank?

Dialabank is considered as the best platform to apply for a gold loan online as:

• We are India’s first financial helpline having 11 years of experience in this field.
• We provide the best financial services to our customers over 18 cities all over India.
• We have no additional charges on the loan application.
• One can get a high LTV of the gold.
• We have a good reputation among our customers because of our transparent and instant services.
• Get a low-interest rate by applying for a gold loan from Dialabank.
•  A document pickup facility from the doorstep, is provided  by us for the customer.
• To ease the process, very few documents are required while applying for a loan with us.
• To serve you in the entire process, relationship managers are trained thoroughly.

Offline Process to Apply for Gold Loan Talwara

The applicant also has an alternative to avail of Gold Loan from the nearby branches. To do so;

• Search Gold Loan near me on google.
• A list of all the branches of banks and finance companies providing loans near you appear.
• According to your preference and knowledge, select them.
• Visit suitable department and apply for the loan.
• You will be asked to visit many times before than loan gets finally approved.

Some banks and finance company where this process is much faster include HDFC Gold Loan and Muthoot Gold Loan. One can avail loans from HDFC Gold Loan Branches. To find a branch that is nearby, search Muthoot Gold Loan near me and Google will enlist all the Muthoot Gold Loan Branches near you.

Dialabank can do that for you reliably and easily!

Processing Fees / Prepayment Charges on Gold Loan Talwara

CIBIL Score Required for Gold Loan Talwara

A good CIBIL score is a prerequisite for availing the gold loan. Each lending institution has its criteria for the minimum CIBIL score of 700-750 which is required for processing the application.

Apart from the score, the detailed behaviour on the previously taken loan is also necessary. Details on the type of loan taken and the amount borrowed are kept in mind before granting a loan. Delayed payments for previous loans can act as a barrier for availing a fresh loan. So make sure your CIBIL score is good before you apply for a loan!