Gold Loan Chengalpattu

Quick money seekers can get a first-rate deal in India at reasonable interest rates with Loan Against Gold. Payment should be delivered to the customer’s account within 24 hours.

 Why one should choose Gold Loan in Chengalpattu?

  1.  No EMI, service only interest.
  2. No credit checks.
  3. Minimal Documentation.
  4. Easy repayment schemes.
  5. The Loan gets sanctioned in just a few minutes.
  6. The money is offered to the customer after a quick evaluation of gold.
  7. It is free from the hassle of long paperwork.
  8. Low-interest rates.

Features of Gold Loan Chengalpattu

Following are the Features of Gold Loan:

  1. You can avail Loan up to Rs.1 Crore or more & up to 70% of value for any purpose
  2. You get 100% Safety & Security of your Gold Jewellery
  3. Get your Loan processed in less than 30 minutes
  4. Enjoy Anytime Liquidity.
  5. Lower Interest Rates
  6. Simple documentation and fast processing.
  7. Overdraft limit varies depending on the market rate of gold.
  8. The interest rate is payable the only amount of the overdraft that you use.

Documents Required for Gold Loan Chengalpattu

  1. Proof of Identity: Passport Copy/ Voters ID card/ Driving License.
  2. Address Proof: Ration card/ Tel, Electricity Bill/ Rental bill/ Passport copy/Trade license /Shop & Est. License/Sales Tax certificate. 
  3. Signature Proof: Passport Copy/Driving License/Banker's verification/cheque.
  4. 2 passport size photographs.

Additional Documents Required:

The banks generally demand the above-given documents. However few banks demand some additional documents, which are mentioned below:

  1. Land Proof: In case of Agriculture Loan of more than Rs. 1 lac. The proof is not required for allied agriculture purposes.
  2. A Demand Promissory Note.
  3. Certificate by the Jewel Appraiser (Bank will arrange).
  4. Income Proof: Salary Certificate and Form No.16.

Interest Rates

Gold Loan Scheme

Loan Tenure / Period

The rate of Interest (p.a.)

TrueValue Loan

 12 months

12.5 % to 15.5 %

About  Chengalpattu:

The City of Chengalpattu is Called as Chingleput. It is a municipality in Kanchipuram district in Tamil Nadu State, India. It is the headquarters of the Chengalpattu taluk of the district.