Best Banks for Gold Loan in Hosur
| Feature | HDFC Bank | SBI |
Muthoot Finance
|
| Interest Rate | 9.90% onwards | 7% onwards | 12% onwards |
| Min Loan Amt | Metro : 25000, Non : 15000 | 25000 | 15000 |
| Max Loan Amt | 1 Cr | 1 Cr | 1 Cr |
| Loan Tenure | 3 months to 24 months | 9 months to 24 months |
1 month to 24 months
|
| Processing Fee | 0.25% to 1.50% of the Loan Amt | 0.25% to 1.50% | Nil |
| Pre-closure Charges | 2%, Nil foreclosure charges after 3 months | 2%, Nil foreclosure charges after 9 months | Nil |
| Overdraft Facility | Yes | Yes | Yes |
| Pay Only Interest Facility | Yes | Yes | Yes |
| Gold Rate Per Gram | 3066 | 3073 | 3073 |
Gold Loan Hosur Features
Gold Loans are now pretty convenient to avail as most of the major banks and NBFCs provide the service at a low rate of interest and minimum documentation. Gold Loans are secured loans that can be availed against your assets such as Gold ornaments/Jewelry as collateral or security deposit.
Banks sanction Gold Loan easily considering the fact that you repay the amount in the form of interest in a specific period of time. If the borrower fails to repay, the loan can be renewed. Avail Gold Loan through DialaBank hassle-free
Gold Loan Rate Per Gram Today in Hosur
Updated - Gold Loan Per Gram Rate w.e.f Apr 20 2024 |
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| Gold Weight | Gold Purity 24 Carat |
Gold Purity 22 Carat |
Gold Purity 20 Carat |
Gold Purity 18 Carat |
| 1 gram | 4621 | 4290 | 3900 | 3510 |
| 10 gram | 46210 | 42900 | 39000 | 35100 |
| 20 gram | 93600 | 85800 | 78000 | 70200 |
| 30 gram | 140400 | 128700 | 117000 | 105300 |
| 40 gram | 187200 | 171600 | 156000 | 140400 |
| 50 gram | 234000 | 214500 | 195000 | 175500 |
| 100 gram | 468000 | 429000 | 390000 | 351000 |
| 200 gram | 936000 | 858000 | 780000 | 702000 |
| 300 gram | 1404000 | 1287000 | 1170000 | 1053000 |
| 400 gram | 1872000 | 1716000 | 1560000 | 1404000 |
| 500 gram | 2340000 | 2145000 | 1950000 | 1755000 |
Gold Loan Hosur Interest Rates
|
Feature
|
Gold Loan
Interest Rate
|
Processing Fee
|
Tenure
|
| HDFC Gold Loan | 9.90% | 0.25 % - 1.50% | 3 - 24 Month |
| Private Gold Loan | 10.50% | 0.25 % - 1.50% | 9 - 24 Months |
| Axis Gold Loan | 10.50% | 0.50% - 1.50% | 6 - 24 Months |
| Yes Bank Gold Loan | 10.50% | 0.50% - 1.50% | 6 - 36 Months |
| SBI Gold Loan | 9.50% | 500/- to 0.50% | 6 - 36 Months |
| Kotak Gold Loan | 11.00% | 1% to 2% | 9 - 24 Months |
| IIFL Gold Loan | 12.00% | Nil | 3 - 11 Months |
| Muthoot Finance Gold Loan | 12.00% | Nil | 1 - 24 Months |
| Manappuram Gold Loan | 12.50% | Nil | 6 - 12 Months |
| PNB Gold Loan | 11.00% | 0.70% to 1% | 6 - 12 Months |
| Canara Bank Gold Loan | 10.75% | 1 % | 6 - 12 Months |
| IndusInd Bank Gold Loan | 11.50% | 1% - 1.5% | 9 - 24 Months |
Gold Loan in Hosur Documents Required
- Address proof such as Ration card/ Tel, Electricity Bill/ Rental bill/ Passport copy/Sales Tax certificate.
- A Demand Promissory Note
- 2 recent coloured passport size photographs
- Land Proof: Only for agriculture loan above Rs 1 Lakh. (not required for allied agricultural purpose)
- Identity proof such as Driving License/Passport/Aadhar Card/Voter’s ID, etc
- Certificate by the Jewel Appraiser (Bank will arrange)
- Signed Application form
- Signature Proof: Passport/Driving License/Banker’s verification
- Proof of Income (i.e. salary slips/ Form 16) of the borrower
Gold Loan in Hosur Eligibility Criteria
- The minimum age of the individual should be 21 years and a maximum of up to 60 years.
- The nationality of the applicant must be Indian
- He/She should be salaried or self-employed
GOLD LOAN @ 0.75%*
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How to Apply for Gold Loan Hosur
Online Process to Apply for Gold Loan Hosur
You can easily apply for the Gold Loan in available banks such as Private, Axis, HDFC and others through Dialabank online by filling up a simple user-friendly form.
In a short time, you will receive a call from our trained representative. Furthermore, Dialabank provides you with a pick-up facility for your documents from your doorstep.
For further information, you can call on +919878981166 anytime.
Consider Dialabank as the best platform to apply for a gold loan online, because it is rated the best by its users. There are many reasons behind this, some of them are:
- Dialabank is the first financial helpline in India providing the best known financial services to its customers all over the country.
- Dialabank guides the customers cost-free, as it charges no additional cost of applying for a gold loan online on the website of Dialabank.
- You can get a high Loan-to-Value (LTV) of your gold with Dialabank.
- Dialabank is connected with leading Banks such as HDFC, Private, Axis, Muthoot, Yes bank and many others.
- Besides that, the bank has a high reputation among its customers because of its best and fast services.
- Applying for a gold loan on Dialabank will get a low Gold Loan Interest Rate.
- Dialabank provides a facility of document pickup from the applicant’s doorstep to ease the process.
- Processing your gold loan through Dialabank requires minimum paperwork.
- Finally, the Relationship managers are highly trained to guide and serve you in the entire process of Gold Loan.
Offline Process to Apply for Gold Loan Hosur
Gold Loan can also be availed through an offline process that requires physically visiting the nearby banks.
The applicants need to search for the nearby banks offering Gold Loans and visit them at their working hours. Thereafter, their relationship manager will assist you in further process.
Processing Fees / Prepayment Charges on Gold Loan Hosur
CIBIL Score Required for Gold Loan Hosur
Major banks and NBFCs approve Gold Loan without the CIBIL score. The applicant should have all the necessary documents.
Gold Loan in Hosur Agents and Contact Number
One of the leading and most trusted gold loan agents in Hosur is Dialabank. You can apply online at Dialabank or give us a call.
Dialabank works as a bridge to find the best option between several Banks and NBFCs by providing you with a detailed and structured market comparison of different banks. This eliminates the unnecessary worries about the complex information and process you have to go through. So, you can make the right choice. Visit our website Dialabank to fill a simple form for more details and our customer relationship managers will soon get in touch with you.
Contact Number – +919878981166
Pre Calculated EMI Table for Gold Loan Hossur
About Hosur
Hosur is situated in the state of Tamil Nadu and lies along the Bangalore highway. It is an important industrial hub and houses many automobile companies and their production units. It is also popular by the name of Little England of India.
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