Gold Loan Goalpara
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Go with Gold Loan and convert your dreams into reality.
The gold Loans are the loans which the banks and NBFCs provide on the basis of the gold deposits of the customers
Why one should choose Gold Loan in Goalpara?
- Less processing charges.
- No hidden charges.
- Fast Loan disbursal.
- No credit checks.
- No co-signer needed.
- Prepayment facility.
- Flexible pre-closure way.
- Premiums calculated on daily reducing balance
Following are the Features of Gold Loan:
- The amount of Rs 1 Crore can be granted with these loans.
- The gold jewels are much more secured in lockers of the banks and NBFCs than your lockers.
- The applicants can withdraw the loan amount at any time of the lifespan.
- The rates of interest are lesser for the people who want to make its uses in agriculture.
- The papers which are required by the banks and NBFCs are few in numbers.
- The processing time of these loans is only a few minutes, fastest of all.
- The over drafting can be an advantage for the customers.
Rate of Interest on Gold Loan Goalpara
- The rate of interest in these loans starts at 10.5% p.a.
- The banks and NBFCs are providing these loans for 1 to 4 years.
- The banks and NBFCs are charging the fee for the pre-closure which ranged in between 0% and 2% of the outstanding value of the loans.
Eligibility for Gold Loan Goalpara
- Loan Amount: Minimum 18k and Maximum depends upon the weight of the gold
- Age: Minimum: 18 years and Maximum (at loan maturity): 70 years
- Citizenship: Indian
- Gold requirements: Minimum 10 gram of gold
- Employment status: salaried/ self-employed
Required Documents for Gold Loan Goalpara
- Borrower Identity: Two passport size colored photographs
- Proof of Identity: Passport Copy/ Voters ID card/ Driving License/Adhar card/ PAN card.
- Residence Proof: Ration card/ Tel, Electricity Bill/ Rental bill/ Passport copy/Trade license /Shop & Est. License/Sales Tax certificate.
- Signature Proof: Passport Copy/Driving License/Banker's verification/cheque
The banks generally demand the above-given documents. However few banks demand some additional documents which are as follows
- Land Proof: In the case of Agriculture Loan of more than Rs. 1 lac. The proof is not required for allied agriculture purposes.
- Income proof: Salary Certificate and Form No.16.
The city of Goalpara is the district headquarters of Goalpara district, Assam, India. Goalpara is situated 134 kilometers west of Guwahati. It had a population of 48,911.
How to Apply?
Apply online on www.dialabank.com
Check the eligibility
Call the helpline number 600-11-600 or 95920-46860
Visit the bank
Submit all the documents
Get the loan
We assure you that we will provide you with the lowest interest rate on your gold as compared to others call us 95920-46860 for more details.