About Gold Loan

Loan against Gold is one of the most commonly used loans where you get a loan against securities.

Under this loan, you get money against the gold ornaments provided by you.

Also, you have the option to use the loan amount for almost any purpose.

Why one should choose Gold Loan in Jagatsinghpur?

  1. Less processing charges.
  2. No hidden charges.
  3. Fast Loan disbursal
  4. No credit checks.
  5. No co-signer needed.
  6. Prepayment facility.
  7. Flexible pre-closure way.
  8. Premiums calculated on daily reducing balance

Features:

Following are the Features of Gold Loan:

  1. Rs 1 Crore of values are attainable in these debts.
  2. Your gold securities will remain safer than ever and sound with the lenders.
  3. The loans can be withdrawn by the applicants at any time and anywhere.
  4. These loans are granted on the lower interest rates.
  5. The number of documents which are needed in these loans is low.
  6. The loans are available in a few numbers.
  7. The gold loans come with the profits of overdraft.

Rate of Interest on Gold Loan Jagatsinghpur

  1. The banks and NBFCs are providing the gold loans with a rate of interest starting at 10.5% p.a.
  2. The pre-closure charges of these loans are in between 0% and 2% of the outstanding loan amount.
  3. The tenure of these loans is in between 1 and 4 years.

Eligibility for Gold Loan Jagatsinghpur

ELIGIBILITY

Age

Minimum:18 year

Maximum (at loan maturity): 70 year

Gold requirements

Minimum 10 gram of gold

Loan Amount

Minimum:15k

Maximum: No Limit

Citizenship

Indian

Employment Status

Salaried

Self-employed 

 

Documents for Gold Loan Jagatsinghpur

  1. Borrower Identity: Two passport size colored photographs
  2. Proof of Identity: Passport Copy/ Voters ID card/ Driving License/Adhar card/ PAN card.
  3. Residence Proof: Ration card/ Tel, Electricity Bill/ Rental bill/ Passport copy/Trade license /Shop & Est. License/Sales Tax certificate.
  4. Signature Proof: Passport Copy/Driving License/Banker's verification/cheque

Additional Documents Required

The banks generally demand the above-given documents. However few banks demand some additional documents which are as follows

  1. Land Proof: In the case of Agriculture Loan of more than Rs. 1 lac. The proof is not required for allied agriculture purposes.
  2. Income proof: Salary Certificate and Form No.16.

About  Jagatsinghpur:

Jagatsinghpur District is an administrative district of Orissa, India. Jagatsinghpur is the district headquarters. The district has a population of 1, 136, 60. It is also famous for the Sarala Temple and is well known as the cultural heart of Orissa.

How to Apply

Apply online on www.dialabank.com

Check the eligibility        

Call the helpline number 600-11-600 or 95920-46860

Visit the bank

Submit all the documents

Get the loan

We assure you that we will provide you with the lowest interest rate on your gold as compared to others call us 95920-46860 for more details.