About Gold Loan

Gold Financing is the most popular way to arrange funds in times of need.

These are loans which are offered by various banks and financial companies where the customer is asked to submit gold ornaments.

The money is offered to the customer according to the market rate prevailing of gold.

Why one should choose Gold Loan in Jamuria?

  1. No need for a cosigner
  2. No EMI, service only interest
  3. No credit checks
  4. Minimal Documentation Loan

Features:

Following are the Features of Gold Loan:

  1. The amount of Rs. 1 Crore can be attained in these loans.
  2. The gold securities will be kept safe and sound with the lenders.
  3. The loans are forever available that means the loan amounts can be withdrawn at any time.
  4. The low-interest rate is granted on these loans. If these loans are utilized for agricultural purposes then this loan can be of lowest rates of interest.
  5. Very fewer numbers of documents are needed for these loans.
  6. The time of processing of these loans is in minutes.
  7. The overdraft convenience is also used.

Rate of Interest on Gold Loan Jamuria

  1. The bank can give the gold loans at a starting rate of interest 10.5% p.a.
  2. The tenure of these loans is in between 1 and 4 years.
  3. The pre-closure charges of these loans are in between 0% and 2% of the outstanding value of loans.

Eligibility for Gold Loan Jamuria

ELIGIBILITY

Age

Minimum:18 year

Maximum (at loan maturity): 70 year

Gold requirements

Minimum 10 gram of gold

Loan Amount

Minimum:15k

Maximum: No Limit

Citizenship

Indian

Employment Status

Salaried

Self-employed 

 

Documents for Gold Loan Jamuria

  1. Borrower Identity: Two passport size colored photographs
  2. Proof of Identity: Passport Copy/ Voters ID card/ Driving License/Adhar card/ PAN card.
  3. Residence Proof: Ration card/ Tel, Electricity Bill/ Rental bill/ Passport copy/Trade license /Shop & Est. License/Sales Tax certificate.
  4. Signature Proof: Passport Copy/Driving License/Banker's verification/cheque

Additional Documents Required

The banks generally demand the above-given documents. However few banks demand some additional documents which are as follows

  1. Land Proof: In the case of Agriculture Loan of more than Rs. 1 lac. The proof is not required for allied agriculture purposes.
  2. Income proof: Salary Certificate and Form No.16.

About Jamuria:

The city of Jamuria is a municipality in Asansol subdivision of Barddhaman district, the Indian state of West Bengal. It had a population of 129,456.

How to Apply?

Apply online on www.dialabank.com

Check the eligibility        

Call the helpline number 600-11-600 or 95920-46860

Visit the bank

Submit all the documents

Get the loan

We assure you that we will provide you with the lowest interest rate on your gold as compared to others call us 95920-46860 for more details.