Gold Loan in Gutuvayoor is the best option available for the loan seekers at very best interest rates. Several financing authorities are available in market dealing with these Loans. The borrower should go for the best deal with the best offer available.

Find the Best Rate on Gold Loan Guruvayoor

Following are Best Rate offered Gold Loan Guruvayoor:

Interest Rates

Starting @ 1.25% per month

Collateral Required

Gold Jewellery / Gold Bars

Loan Tenure

6 Months / 12 Months (can be renewed up to 3 Years)

Max Funding

Up to 90% of Gold Value

Pre Closure Charges

0 % to 2 % of the outstanding loan amount

 
 
 

What is Gold Loan?

The quick money which can be granted to overcome money crises is known as  Gold Loans. Moreover, the banks and NBFCs gives these loans by the gold deposits by you.  Besides that, anyone can be avail Gold Loan only you required 10 gram of gold. Also, the lenders provide gold loans with minimal needs as well as simple procedures.
 

Gold Loan Guruvayoor Interest Rates

In general Loan on Gold, the credit is available at a low-interest rate. Moreover, the reason behind that the gold loan comes in the category of secured loans. So the Gold interest rates are less than that of personal loan or any other kind of loans. Though the gold loan rate keeps on changing with the passage of time as well as person to person. The Gold Loan Interest Rate is available at 1% per month interest rate.
1. Gold Loan Interest rate - 10.70 %
2. Also, offer low processing fee -  0.85%
3. Further, pre-closer charges range from 0 – 2 %.
4. Besides Tenure minimum six months; maximum five year
5. Lastly Amount - Thousand to a crore    
 

Why should one choose to Apply for Gold Loan in Guruvayoor?

Firstly, the Applicant will only have to pay a rate of interest. No EMI’s are involved.
Secondly, No prepayment charges.
Thirdly, Gold Loan generally constitutes a shorter tenure period ranging from 6 months to 4 years.
Most importantly person has the facility to foreclose his Gold loan.
Gold Loan is available at low rates of interest.
 

Gold Loan in Guruvayoor Eligibility

There are some eligibility criteria defined by the Lender. The Borrower can get a gold loan only if he/she is eligible. Let us discuss them
1. Firstly, the age of the applicant should not be less than 18 years.
2. He/she should be a citizen of India.
3. After that, the applicant should have a minimum of 10 grams of gold.
 

Gold Loan Documentation Process

1. Firstly, an Proof of Identity is required it can be a PAN Card/Aadhar Card/ Voter ID card/ Driving License/ Passport.
2. Secondly,  One proof of residence is also required while applying for a gold loan it can also be an Aadhar Card/ Card/ Voter ID card/ PAN Card/Driving License/ passport/Ration Card/Electricity/water bills of last three months with the name of the applicant.
3. Two colored photographs.
 

Additional Documentation Process for Gold Loan

The bank/ NBFC's needs a Proof of ownership of Land if you are applying for an Agriculture Gold Loan.
1. Land Proof - In the case of Agriculture Loan on gold of more than Rs. 1 lakh the proof is not required for associated with agriculture purposes.
2. Needed a Demand Promissory Note: (Bank will arrange) Certificate by the Jewel Appraiser.
3. Income Proof of Salary Certificate & Form No.16
 

Gold Form accepted by Lender

1. Gold in the form of the ornament is accepted by the lender like a necklace, earring, gold bangles, etc
2. Gold coins weight less than 10 grams taken by the lender 
3. The bank does not accept sole Manglasutra.
4. The lender does not accept any minted coins.
5. Lastly, that gold bars and gold bricks are not accepted.
 

About Guruvayur

The City of Guruvayur is a municipal city of Indian State of Kerala in Thrissur District. It houses the well-known Guruvayur Sree Krishna Temple, the 4th largest temple in India in terms of the number of devotees per day.
 

Why Dialabank for Online Gold Loan?

Firstly www.dialabank.com offers a very easy process of application for Online Gold Loan.  Secondly, the applicant gets a good comparison of the gold interest rates of other banks as well. Lastly, you will get the best as well as the lowest interest rate. Moreover, for more information call 9592046860 or 60011600 with your city code.
 
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