Gold Loan Mavelikkara

AT 0.75%* INTEREST RATE
APPLY NOW

I have read the Privacy Policy & Agree to Terms & Conditions and authorize Dialabank & its partner institutions to Call or SMS me with reference to my application.

Gold Loan Mavelikkara

Major Gold Loan Providers in Mavelikkara

Feature HDFC Bank SBI
Muthoot Finance
Interest Rate 9.90% onwards 7% onwards 12% onwards
Min Loan Amt Metro : 25000, Non : 15000 25000 15000
Max Loan Amt 1 Cr 1 Cr 1 Cr
Loan Tenure 3 months to 24 months 9 months to 24 months
1 month to 24 months
Processing Fee 0.25% to 1.50% of the Loan Amt 0.25% to 1.50% Nil
Pre-closure Charges 2%, Nil foreclosure charges after 3 months 2%, Nil foreclosure charges after 9 months Nil
Overdraft Facility Yes Yes Yes
Pay Only Interest Facility Yes Yes Yes
Gold Rate Per Gram 3066 3073 3073

Gold Loan Mavelikkara Features

Don’t have enough money for your cash reserves?

Uncertain about your prospects?

As long as you can avail of a Gold Loan, you don’t have to worry about anything. This loan requires minimum paperwork as it is secured and within 48 hours you can get your loan approved after all the verification process.

Gold Loan Mavelikkara helps its customers by providing financial aid at the best available interest rates. A rigid and good source of income along with a good credit history of the applicant eases the process of verification and loan approval for all kinds of loans.

Also, you can get a loan up to 75 percent of the market value of gold, the reason behind this partial amount loan is fluctuating market price of gold.

Gold Loan Mavelikkara rest Rates

Bank Interest Rate
HDFC Bank Gold Loan 9.9% to 14%
Axis Bank Gold Loan 10.50% to 16%
Private Bank Gold Loan 10.75% to 16%
SBI Gold Loan 9.5 % to 13%
Kotak Gold Loan 11% to 14%
IIFL Gold Loan 9.24% to 24%
Muthoot Gold Loan 12% to 24%
Manappauram Gold Loan 12% to 26%
PNB Gold Loan 10.05% to 16%
Canara Bank Gold Loan 9.75 % to 13%
Andhra Bank Gold Loan 10.70% to 16%

Documents for Gold Loan Mavelikkara

  1. Proof of Identity can be any of the following: Voter ID card/Aadhaar Card /Driving License/ Passport Copy
  2. Address Proof can be any of the following: Telephone Bill/ Ration Bill/ Passport Copy/ Electricity Bill/ Rental bill /Trade license /Shop & Establishment License/ Sales Tax Certificate.
  3. Signature Proof can be any of the following: Driving License/ Cheque/ Banker’s verification/ Passport Copy.
  4. 2 passport size photographs for facial recognition.

Additional Documents Required for Gold Loan Mavelikkara

  1. Land Proof: For agriculture Loan of more than Rs. 1 lac. The proof is unrequired for allied agriculture purposes.
  2. A Demand Promissory Note.
  3. Certificate by the Jewel Appraiser ( To be managed by the bank)
  4. Income Proof: Salary Certificate and Form No.16

Eligibility Criteria for Gold Loan Mavelikkara

  1. The age of the individual should lie between 21 years (minimum) and 60 years (maximum).
  2. Candidate must be an Indian national.

GOLD LOAN @ 0.75%*

APPLY NOW

+91

How to Apply for Gold Loan Mavelikkara

Online Process to Apply for Gold Loan Mavelikkara

You can apply to the bank of your choice via Dialabank.

You just need to fill a simple user-friendly form online.

Thereafter, you will get a call back from our representative. Then, you will be provided a document pick up facility from your doorstep.

You can call on +919878981166 for further information

Consider Dialabank as the best platform to apply for a Gold Loan online, because it is rated the best by its users. There are many reasons behind this, some of them are:

  1. Dialabank is India’s first financial helpline that provides the best financial services to customers all over the country.
  2. Dialabank guides the customers without asking for any money. Thus, there are no additional charges of applying for a gold loan online on the website of Dialabank.
  3. You will get a high LTV of your gold which means low-risk for the borrower.
  4. Apart from that, the Bank has a good reputation among the customers because of its efficient services.
  5. You can get low Gold loan interest rate on a few other banks as well if you apply for the loan via Dialabank.
  6. To make the process smoother, Dialaban provides a document pickup facility from the doorstep of the customers.
  7. Dialabank requires minimal paperwork while applying for a Gold loan per gram via their website.
  8. Eventually, the Relationship managers are trained thoroughly to guide and serve you in the entire process of Gold Loan.
Offline Process to Apply for Gold Loan Mavelikkara

The process to apply for Gold Loan Mavelikkara is similar to any other procedure. The candidate has an option to avail of Gold Loan from the nearest branches. One can search Gold Loan near me on Google, and it will enlist all the branches of banks and NBFCs near you. You can select any of them according to your preference and knowledge, but Dialabank can do that all for you in a smoother and better manner.

To get your loan approved, you have to visit those departments frequently after applying which is a painstaking process. Thus, Dialabank is a smoother alternative to compare different banks and choose the right one without doing any physical labor.

Processing Fees / Prepayment Charges on Gold Loan Mavelikkara

Bank
Processing Fee
Prepayment Charges
HDFC Bank Gold Loan
0.25% to 1.50%
2%, Nil foreclosure charges after 3 months
Axis Bank Gold Loan
0.50% to 1.50%
Nil
Private Bank Gold Loan
0.25% to 1.50%
2%, Nil foreclosure charges after 9 months
SBI Gold Loan
500/- to 0.50%
Nil
Kotak Gold Loan
1% to 2%
2.25% of fore closure amount if closed 1 month ahead of the tenure.
IIFL Gold Loan
Nil
Nil
Muthoot Gold Loan
Nil
Nil
Manappauram Gold Loan
Nil
Nil
PNB Gold Loan
0.70% to 1%
Nil
Canara Bank Gold Loan
1%
Nil
Andhra Bank Gold Loan
Nil
Nil

CIBIL Score Required for Gold Loan Mavelikkara

While applying for gold loans, your CIBIL score is irrelevant as long as you have a gold article to submit.

Gold Loan Mavelikkara Agents

Dialabank is one of the leading and most trusted gold agents in Mavelikkara. You can apply on the website at Dialabank or call at 9878981166.

To find the best choice between several banks and NBFCs, Dialabank provides you with a detailed and structured market comparison of different banks so that you make the right choice with getting in complex information. Visit our website Dialabank to fill a simple form for more details and our customer relationship managers will soon get in touch with you.

Gold Loan Mavelikkara Contact Number

Call 9878981166 and get instant help and approval for Gold Loan in Mavelikkara right now.

Pre Calculated EMI Table for Gold Loan Mavelikkara

Rate
5 Yrs
4 Yrs
3 Yrs
10.50%
2149
2560
3250
11.00%
2174
2584
3273
11.50%
2199
2608
3297
12.00%
2224
2633
3321
12.50%
2249
2658
3345
13.00%
2275
2682
3369
13.50%
2300
2707
3393
14.00%
2326
2732
3417
14.50%
2352
2757
3442
15.00%
2378
2783
3466

About Mavelikkara

Mavelikkara is believed to be named after the mythical king of Kerala known as Mahabali or Maveli, while the Kara means land. In the Alapuzzah district of the southern state Kerala, Mavelikkara is a taluk and municipality located on the banks of Achankovli river. The name Malevikkara is famously known for its worshipping places and tourist attraction.