If you need immediate money to overcome the money crisis or to fulfill the personal needs, business expansion, medical emergency, then Gold Loan in Alibaug is the right choice for you. Besides that keeping Gold ornament in your locker will not going to help you but taking a loan against Gold will definitely.

Gold Loan Highlight

1. Firstly the Low-interest rate.
2. Secondly Faster processing as well as quick disbursal.
3. Thirdly, Your Gold ornament is safe as well as secured in a bank locker.
4. You can use the gold loan amount of money for any personal purpose.
5. Less paperwork 
6. Furthermore, Flexible repayment options moreover lower monthly outflow.
7. Beside that no processing fees.
8. No foreclosure charges.
9. Bad credit history, not an issue.
10. Instant Processing and Disbursal.
11. The loan is sanction very transparently.
12. Lastly, the applicant can borrow in thousands to a crore.
 

Gold Loan Alibaug Interest Rates

In the case of Gold Loan, the credit is available at a low-interest rate. This is because the loan on gold comes in the category of secured loans. Moreover, the interest rate of gold is less than that of other loans. Though the Gold Loan rate keeps on changing with the passage of time as well as person to person. Gold Loan in Alibaug is available at 1% per month interest rate.
1. Gold Loan Interest rate - 10.70 %
2. Also, offer low processing fee -  0.85%
3. Moreover, Pre-closer charges range from 0 – 2 %.
4. Besides Tenure minimum of six months; maximum five year
5. Lastly Amount - Thousand to a crore

Types Of Gold Accept By Bank's / NBFC

Forms of Gold Ornament accept by the bank, but there is some limitation, ie.
1. Firstly the purity of the gold jewelry should lie in between 18 Karats to 22 Karats.
2. After that, the bank accepts the gold in the form of ornament.
3. Besides, that bank refused to take the raw gold for the Gold Loan.
4. Furthermore, you can get a gold loan by using gold coins that weigh less than Grams.
 

Why choose Gold Loan in Alibaug?

  1. Firstly, the good credit score of the applicant applying for a Gold loan is not necessary.
  2. Secondly, the applicant can get an amount as big as 1 Crore
  3. Thirdly, the service of gold loan is very clear and convenient.

Gold Loan Alibaug Features & Benefits

  1. No income & salary criteria- Firstly, this service does not require any income check of the applicant
  2. CIBIL Score - Also, No CIBIL/Credit score is checked by the Banks/NBFC.
  3. Need to repay only the interest -  applicant has the option to pay only the interest during the tenure period of the entire gold loan
  4. Total Convenience - Also, the gold loan is the most convenient service in comparison to other services as it is known as a secured loan.
  5. Less Processing Time-  Lastly, No tedious, as well as lengthy documentation, is required in case of gold loans
 

Gold Loan Alibag Eligibility 

1. Firstly, The age of the customer should not be less than 18 years.
2. Secondly, The applicant should be a citizen of India.
3. The applicant should have gold in an appropriate form.
4. The quality of the gold should be 18 karats to 22 karats.
 

To Get Gold Loan in Alibag Documents Required 

  1. Identity Proof: Verification documents required should be specifically among the following: Voter ID /Ration card /Aadhar card /Valid  Passport
  2. Signature Proof: The documents required as signature proof includes: Passport Copy/Banker’s verification/cheque
  3. Residence Proof: The documents required as proof of residence are: Telephone Bill/ Electricity Bill/ Rental bill /Trade license /Shop & Est. License/Sales Tax certificate.
  4. Documents required for the farmers are namely: Land Proof and Income proof
  5. Other: Two passports sized colored photographs.
 

To Get Agriculture  Gold Loan Documentation Process

The bank needs a Proof of ownership of Land if you are applying for an Agriculture Gold Loan.
1. Land Proof - In the case of Agriculture Loan on gold of more than Rs. One lakh the proof is not required for allied agriculture purposes.
2. Needed a Demand Promissory Note - Certificate by the Jewel Appraiser (Bank will arrange).
3. Besides Income Proof of Salary Certificate as well as Form No.16
 
 

How to apply for the Gold Loan Alibaug?

Applying for the Gold loan in Alibaug is effortless. So theake a benefit of evolved technology and apply for a Gold loan without going anywhere. 
1. Firstly, You have to the visit Online Gold Loan and need to fill up the application form.
2. Secondly, Then Customer representative will contact you and confirm some of the details. Then they will let you know the eligibility and fix your appointment with the banker. 
3. After that, The banker will come to your doorsteps to collect the required.
4. Besides that,  You need to visit once at the time of submission of Gold. After that, you will enter the bank with the gold and exit with the sanctioned loan.
 

Why Dialabank for online Gold Loan in Alibaug?

1. First of all, www.dialabank.com offers a very easy process of application of the gold loan.
2. Secondly, the customer gets a good comparison of the interest rates of other banks as well.
3. Furthermore, the company provides the document pickup facility from your doorstep.
4. Finally, you will get the best as well as the lowest interest rate. Moreover, for more information call 9592046860 or 60011600 with your city code.

 About Alibaug

Alibaug is a coastal town as well as a municipal council in Raigad District of Maharashtra, India. Besides that it is the headquarters of the Raigad district and is south of the city of Mumbai It is effortless to get a loan in your town, to do so visit www.dialabank or call on 9592046860
 

FAQ

Q. How does Gold Loan Work?

Gold Loan is very simple to understand. Moreover, the Banks /NBFC provides you with funds against your gold ornament. The amount depends upon the gold weight.
 

Q.  Gold loan better than a Personal loan?

Yes, the Gold loan is better than personal Loan because in Gold Loan banks/NBFC's takes Gold ornament as well as a gold coin as collateral and in case of Personal loan it is un-secured and hence carries higher interest than a gold loan.
 

Q. Is Gold Loan secured?

Yes, it is important to note that the Gold Loan comes in the types of secured loans.
 

Q. What happens when you don’t repay a Gold Loan?

 If the applicant is unable to return the gold loan on time, then the bank is liable to sell his gold ornaments.
 

 Q. To get a loan on gold do I need a co-applicant?

 No, to avail loan on gold you don’t need any co-applicant 
 

Q. What is the best online platform to avail gold loan?

Dialabank is the best platform to get a loan. Dialabank provides you hassle-free process as well as the lowest interest rate in the market as compared to others.
 

Q. Is there any fee payable for the Gold Loan?

Yes, you have to pay the loan processing fee (non-refundable) as well as the Valuation fee.