Gold Loan Bhandara
India is one of the biggest shoppers of gold.
The flood in adornments request is generally observed during the wedding and festival seasons, prompting increment in the gold costs and gold loan requirement.
The need of money during exceptional occasions makes individuals either sell the gold resource or take a loan against the same
About Gold Loan Bhandara
Gold loan is the best financial tool that helps an individual to cater the required amount of money without any hassle.
A person who is not eligible for any other loan can apply for gold finance.
Taking loan against gold is the best option to overcome all of the financial issues.
Gold loan is the only loan in the market which could be available within 5 to 10 minutes with an ease.
And also provides loan against gold at the low-interest rate.
Why One Should Choose Gold Loan Bhandara?
- 100% safety and security of your gold
- Minimal documentation process
- Easy repayment schemes you can back fund easily
- Hassle free process to get a gold loan
- Flexible repayment options
- Easy repayment schemes
- The loan gets sanctioned in just a few minutes.
- Less interest rate on the female customer
Features Of Gold Loan In Bhandara
- Lower interest rates
- Enjoy anytime liquidity.
- No EMI, service only interest and enjoy the loan facility
- Simple documentation and fast processing
- Overdraft limit varies depending on the market rate of gold.
- The interest rate is payable the only amount of the overdraft that you use.
- You can avail loan up to rs.1 crore or more & up to 70% of the value for any purpose
- You get 100% safety & security of your gold jewelry
- Get your loan processed in less than 30 minutes
Gold Loan Eligibility Criteria
- Loan amount: Minimum 18k and Maximum depends upon the weight of the gold
- Age: Minimum: 21 years and Maximum (at loan maturity): 70 years
- Citizenship: Indian
- Gold requirements: Minimum 10 gram of gold
- Employment status: Salaried and Self-employed
Documents Required For Gold Loan Bhandara
- Borrower identity: Two passport size colored photographs
- Proof of identity: Passport copy/ voters id card/ driving license/Aadhar card/ pan card.
- Residence proof: Ration card/ tel, electricity bill/ rental bill/ passport copy/trade license /shop & est. License/sales tax certificate.
- Signature proof: Passport copy/driving license/banker's verification/cheque
Additional Documents Required
The banks generally demand the above-given documents. However few banks demand some additional
- Land proof: In the case of agriculture loan of more than Rs. 1 lac. The proof is not required for allied agriculture purposes.
- Income proof: Salary certificate and form no.16.
The Rate Of Interest
The interest rates are very much less as compared to unsecured loans. It takes only 30 minutes to get disbursed.
- Gold loan interest rate: 10.50% onward
- Processing fee: 1.50%
- Lone tenure: 3month to 48month
- Loan amount: Rs.18k to Rs. 1cr
- The purity of eligible gold: 18carat to 22carrat
Benefits Apply Through Dialabank
- No extra fee-Dialabank offers you personalized service at zero fees. We provide you best gold loan deal at no extra cost
- Rate comparison - we help you understand the details of all costs involved in taking a gold loan and help you find the cheapest offer.
- Research - benefit from our detailed research on all the products from the leading gold loan players in the market and make the right choice for you and provide you with the lowest interest rate.
- Personalized service - our trained relationship managers will understand your requirements and your profile and help you find the most suitable gold loan offer in the market.
- Unbiased and transparent search - our objective is to simplify your gold loan search and we provide information in an unbiased and transparent manner.
The city of Bhandara is a municipal council in Bhandara district, the state of Maharashtra. Bhandara had a population of 11, 98,810. It is an agricultural center for the farmers around its region majorly growing rice. If you need a gold loan Bhandara is very simple just you have to fill up the form and after that, we provide you all information regarding gold loan and provide you best interest rate in the market
How To Apply?
Apply online on www.dialabank.com
Check the eligibility
Call the helpline number 600-11-600 or 95920-46860
Visit the bank
Submit all the documents
Get the loan
we assure you that we will provide you with the lowest interest rate on your gold as compared to others call us 95920-46860 for more details.