Gold Loan is the best option available for the loan seekers at very best interest rates. Several financing authorities are available in the market dealing with these Loans. The borrower should go for the best deal with the best offer available. Gold Loan is the only loan in the market which could be available within 5 to 10 minutes with ease. In India, several lending institutions, private banks, and credit unions are available that provide Loan against Gold at the low-interest rate.

Gold Loan Nashik Interest Rates

  1. To begin with, The Gold Loan Interest Rate of this service starts at 10.5%-12% p.a.

  2. Also, The financial organizations provide these loans for 1 to 4 years.

  3. Moreover, The pre-closure charges are in between 0% to 2% of the value of the loans.

Why one should choose Gold Loan Nashik?

  1. Loan Amount: A maximum amount of Rs.10,00,000 can be availed.

  2. EMI options: Hassle-free payment of EMIs.

  3. Instant liquidity: Enjoy liquidity of cash at any time. Generate instant cash in time of need.

  4. Security: The customer can rest assured that their gold is in safe hands.

Documents required for Gold Loan Nashik

  1. Proof of Identity: Passport Copy/ Voters ID card/ Driving License/Adhaar card/PAN card.

  2. Address Proof: Ration card/ Tel, Electricity Bill/ Rental bill/ Passport copy/Trade license /Shop & Est. License/Sales Tax certificate.

  3. Signature Proof: Passport Copy/Driving License/Banker's verification/cheque.

  4. 2 passport size photographsProof of Identity: Passport Copy/ Voters ID card/ Driving License/Adhaar card/PAN card.

  5. Address Proof: Ration card/ Tel, Electricity Bill/ Rental bill/ Passport copy/Trade license /Shop & Est. License/Sales Tax certificate.

  6. Signature Proof: Passport Copy/Driving License/Banker's verification/cheque.

  7. 2 passport size photographs

Know More - Gold Loan and Loan Against Property

Additional Documents Required

  1. Land Proof: In the case of Agriculture Loan of more than Rs. 1 lakh. The proof is not required for allied agriculture purposes.

  2. A Demand Promissory Note.

  3. Certificate by the Jewel Appraiser (Bank will arrange).

  4. Income Proof: Salary Certificate and Form No.16.

Gold Loan Nashik Eligibility Criteria

  1. The minimum loan amount for taking a gold loan is Rs. 25,000. The maximum loan amount will depend upon the weight of the gold, profile of the customer, etc.

  2. Minimum age of applicant: 21 years

  3. Maximum age of applicant at loan maturity: 65 years

  4. Gold jewelry should be owned by the applicant or any of the family members.

  5. Attractive Interest Rates

  6. Safety and security of your gold jewelry

  7. Flexible repayment options

  8. No hidden charges 

 Features of Gold Loan Nashik

  1. You can avail Loan up to Rs.1 Crore or more & up to 70% of value for any purpose

  2. You get 100% Safety & Security of your Gold Jewellery

  3. Get your Gold Loan processed in less than 30 minutes

  4. Enjoy Anytime Liquidity.

  5. No EMI, Service only Interest and enjoy the Loan facility

  6. Lower Interest Rates

  7. Simple documentation and fast processing.

  8. Overdraft limit varies depending on the market rate of gold.

  9. The interest rate is payable the only amount of the overdraft that you use.

About Nashik

The city of Nashik in Maharashtra, India. It is located in the northwest of Maharashtra, 171 km from Mumbai and 210 km from Pune. Nashik is the administrative headquarters of Nashik district and Nashik Division. It is the third largest city of Maharashtra. Nashik is the fourth fastest growing city of India and 16th fastest growing city in the world. It had a population of 1,480,769. The Nassak Diamond derives its name from the fact that it long remained in the Trimbakeshwar Shiva Temple, near Nashik. It is one of the largest religious gatherings in the world known as Maha Kumbh.

How to Apply?

It is very easy to apply for a Gold Loan in Nashik, just visit www.dialabank.com and avail this service at the comfort of your home.

Gold Loan Bank Interest Rates:

Bank

 Interest Rates
HDFC Bank Gold Loan 10.00% - 14.50%
ICICI Gold Loan 10.00% - 16.10%
Muthoot Finance Gold Loan 12.00% - 24.00%
Axis Bank Gold Loan 14.50% - 17.00%
Manappuram Gold Loan 19.00% - 26.00%
Yes Bank Gold Loan 10.00% - 15.99%
Bank of India Gold Loan 19.00% - 26.00%
Federal Bank Gold Loan  11.75% - 13.50%
IIFL Gold Loan 12.00% - 12.00%
Central Bank of India Gold Loan 12. 90% - 14.65%
Canara Bank Gold Loan 12.65% - 12.65%
Andhra Bank Gold Loan 11.70% - 10.45%
Induslnd Bank Gold Loan 11.15% - 15.75%