We help you in getting the best Gold Loan offer with an attractive rate of interest and affordable EMIs. Every common man faces financial crises, and for that, he needs instant financing. With the availability of Gold Loan, all the hassle and tension has vanished. Gold enhances your beauty as well as it supports you in your hard times.
About Gold Loan
Gold Loan is the only loan in the market which could be available within 5 to 10 minutes with an ease. In India, several lending institutions, private banks, and credit unions are available that provide Loan against Gold at the low-interest rate.
Vasco da Gama is the largest city in the state of Goa on the west coast of India. It is named after the Portuguese explorer Vasco da Gama. Vasco has Goa's largest population. Vasco is also the headquarters of the Mormugao taluka. The town lies on the western tip of the Mormugao peninsula, at the mouth of the Zuari River, about 30 kilometers from Panaji, Goa's capital, and about 5 kilometers from Dabolim Airport. The Indian Navy's Goa Naval Area (base) is located at Vasco from which it controls Dabolim airport.
12.5 % to 15.5 %
Gold Loan Scheme
Loan Tenure / Period
Minimum Tenure: 6 months
Maximum Tenure: 24 months
Why one should choose Gold Loan in Vasco?
- Low interest rates
- No prepayment charges.
- No need for a cosigner.
- Easily available Loan
- Personalized Service - Our trained Relationship Managers will understand your requirements and your profile and help you find the most suitable Gold Loan offer.
- Rate Comparison - We help you understand the details of all costs involved in taking a Gold Loan and help you find the Cheapest Offer.
- Research - Benefit from our detailed research on all the products from the leading Gold Loan players in the market and make the right choice.
- Zero Charges - Dialabank offers personalized service to its customers at zero fees. Use our services to find the right Gold Loan deal at no extra cost.
- Unbiased and Transparent Search - Our objective is to simplify your Gold Loan search and we provide information in an unbiased and transparent manner.
Features of Gold Loan in Vasco
- You can avail Loan up to Rs.1 Crore & up to 90% of value for any purpose
- You get 100% Safety & Security of your Gold Jewelry / Bars
- Get your loan processed in 30 minutes
- Enjoy Anytime Liquidity
- No EMI, Service only Interest and enjoy the Loan facility
- Lower Interest Rates
- Simple documentation and fast processing
- Overdraft limit varies depending on the market rate of gold.
- The interest rate is payable the only amount of the overdraft that you use
- No income and salary criteria- Gold loans do not require any qualifications for income or salary of the person, So even if you are unemployed and unsalaried you can still avail of a gold loan. This is because you are pledging a valuable asset, gold in return of the money.
- Available also in case of bad credit history or low-income level
- Relatively Lower interest rates- The another advantage of taking a gold loan is that they are available on low-interest rates, say 12-16% annually in comparison to the personal loans interest rates of 15-26% per annum.
- You need to repay only the interest- You have the option to pay only the interest during the tenure of the entire gold loan and at the end of tenure, you can pay the entire borrowed amount in a single shot.
- Total Convenience- The most convenient of all the loans is a gold loan because in this all you have to do is pledge your gold with a bank or a private finance institute and the work is done. You can get a loan up to 90% of its market value immediately.
- Less processing time- No tedious and lengthy documentation is required in case of gold loans, hence it can be resorted to in times of urgent needs. Banks take a few hours in the processing of the gold loan whereas some NBFC’s state that they only take a few minutes for the same task.
Documents Required for Gold Loan
- Proof of Identity: Passport Copy/ Voters ID card/ Driving License/Adhaar card/ PAN card.
- Address Proof: Ration card/ Tel, Electricity Bill/ Rental bill/ Passport copy/Trade license /Shop & Est. License/Sales Tax certificate.
- Signature Proof: Passport Copy/Driving License/Banker's verification/cheque.
- 2 passport size photographs
Additional Documents Required
- Land Proof: In case of Agriculture Loan of more than Rs. 1 lakh, the proof is not required for allied agriculture purposes.
- A Demand Promissory Note
- Certificate by the Jewel Appraiser (Bank will arrange).
- Income Proof: Salary Certificate and Form No.16.
How to Apply?
Visit www.dialabank.com online.
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