About Gold Loan

Gold Loan is the best option available for the loan seekers at very best interest rates.

Several financing authorities are available in market dealing with these Loans.

The borrower should go for the best deal with best offer available.

Gold Loan is the only loan in the market which could be available within 5 to 10 minutes with an ease. 

In India, several lending institutions, private banks and credit unions are available that provide Loan against Gold at a low interest rate.

Gold Loan Interest Rates

  1.  The rate of the interest in these loans starts at 10.5% p.a.
  2. The time of the loan is 12 to 48 months.

 

ELIGIBILITY

Age

Minimum : 18 year

Maximum (at loan maturity): 70 year

Gold requirements

Minimum 10 gram of gold

Loan Amount

Minimum : 15k

Maximum : No Limit

Citizenship

Indian

Employment Status

Salaried

Self-employed 

Documentation

  1. Identity Proof: Passport Copy/ Voters ID card/ Driving License.
  2. Proof of Address: Ration card/ Tel, Electricity. Bill/ Rental Agr. / Passport copy/ Trade license /Shop & Est. License/Sales Tax certificate.
  3. Signature Verification Proof: Passport Copy/Driving License/Banker's verification/cheque.
  4. 2 passport size photographs.

Others Documents

  1. For agriculturists, the banks and NBFCs offers low rates of interests on the gold deposits.
  2. For this, the applicants have to provide the agricultural documents and also the income proof.

Features And Benefits

Following are the Features of Gold Loan:

  1. Rs 1 Crore of maximum amount is being granted in these loans.
  2. Your gold deposits will be more safe and sound than ever with the banks and NBFCs.
  3. The loans can be selected by the applicants whenever and wherever they want.
  4. These loans are approved with the low-interest rates.
  5. The number of papers, which the banks and NFCs require for the approvals of these loans, is lesser than any other loan.
  6. The loans are obtainable in just a few hours.
  7. The gold loans have the facility of over drafting.

About Barhaganj

The City of Barhalganj in the Indian state of Uttar Pradesh in the municipality of Gorakhpur. It is surrounded by several rivers, which are of religious import to the Hindu population in Uttar Pradesh. It is located on the left bank of the Ghaghra river, a tributary of the Ganga River. It is linked to the district oMaubyby a bridge over the Saryu river. The town of Barhalganj is situated along NH-29, which links the holy city of Varanasi to the India-Nepal border town of Nautanwa.