Best Banks for Gold Loan in Hanumangarh
Feature
HDFC Bank
SBI
Interest Rate
9.90% onwards
7% onwards
12% onwards
Min Loan Amt
Metro : 25000, Non : 15000
25000
15000
Max Loan Amt
1 Cr
1 Cr
1 Cr
Loan Tenure
3 months to 24 months
9 months to 24 months
Processing Fee
0.25% to 1.50% of the Loan Amt
0.25% to 1.50%
Nil
Pre-closure Charges
2%, Nil foreclosure charges after 3 months
2%, Nil foreclosure charges after 9 months
Nil
Overdraft Facility
Yes
Yes
Yes
Pay Only Interest Facility
Yes
Yes
Yes
Gold Rate Per Gram
3066
3073
3073
Gold Loan Hanumangarh Features
Are you running short out of cash? Do not tense Gold Loan is available for you. This loan is secured in nature with minimum documentation and less paperwork. Gold Loan Hanumangarh is the best deal to opt-in times of emergency need of money. It is quite a simple and easily accessible process. The borrower goes to the lender or any firm and asks for Gold Loan. The lender checks gold purity. The loan is sanctioned and money is given to customers instantly.
In addition, there is no end-use limitation on the use of the gold loan amount. You can use this amount of loan anywhere you need to do.
Gold Loan Rate Per Gram Today in Hanumangarh
Updated - Gold Loan Per Gram Rate w.e.f Apr 19 2024
Gold Weight
Gold Purity
24 CaratGold Purity
22 CaratGold Purity
20 CaratGold Purity
18 Carat
1 gram
4621
4290
3900
3510
10 gram
46210
42900
39000
35100
20 gram
93600
85800
78000
70200
30 gram
140400
128700
117000
105300
40 gram
187200
171600
156000
140400
50 gram
234000
214500
195000
175500
100 gram
468000
429000
390000
351000
200 gram
936000
858000
780000
702000
300 gram
1404000
1287000
1170000
1053000
400 gram
1872000
1716000
1560000
1404000
500 gram
2340000
2145000
1950000
1755000
Gold Loan in Hanumangarh Interest Rates and Charges
HDFC Gold Loan
9.90%
0.25 % - 1.50%
3 - 24 Month
Private Gold Loan
10.50%
0.25 % - 1.50%
9 - 24 Months
Axis Gold Loan
10.50%
0.50% - 1.50%
6 - 24 Months
Yes Bank Gold Loan
10.50%
0.50% - 1.50%
6 - 36 Months
SBI Gold Loan
9.50%
500/- to 0.50%
6 - 36 Months
Kotak Gold Loan
11.00%
1% to 2%
9 - 24 Months
IIFL Gold Loan
12.00%
Nil
3 - 11 Months
Muthoot Finance Gold Loan
12.00%
Nil
1 - 24 Months
Manappuram Gold Loan
12.50%
Nil
6 - 12 Months
PNB Gold Loan
11.00%
0.70% to 1%
6 - 12 Months
Canara Bank Gold Loan
10.75%
1 %
6 - 12 Months
IndusInd Bank Gold Loan
11.50%
1% - 1.5%
9 - 24 Months
Gold Loan in Hanumangarh Documents Required
- Proof of Identity: Passport Copy/ Voters ID card/ Driving License/Aadhaar card.
- One Address Proof is required: Ration card/ Tel, Electricity Bill/ Rental bill/ Passport copy/Trade license /Shop & Est. License/Sales Tax certificate.
- Signature Proof: Passport Copy/Driving License/Banker’s verification/cheque.
- 2 passport size photographs.
Additional Documents Required for Gold Loan Hanumangarh
- Land Proof is essential if you apply for an Agriculture Loan of more than Rs. 1 lac. Land proof is not necessary for allied farming purposes.
- A Demand Promissory Note.
- Certificate by the Jewel Appraiser (Collected by the bank).
- Income Proof: Salary Certificate and Form No.16
Gold Loan in Hanumangarh Eligibility Criteria
- Age – Minimum 21 years maximum (at loan maturity) 60 years
- Gold jewelry must be owned by the applicant or any of the family members.
- A person should be a citizen of India
- He/she should have 10 grams of gold.
GOLD LOAN @ 0.75%*
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How to Apply for Gold Loan Hanumangarh
Online Process to Apply for Gold Loan Hanumangarh
- You can apply for the Gold Loan at Dialabank in just a few clicks
- It is an easy and convenient process.
- First, you must fill a form online.
- Our relationship manager will then contact you for further assistance.
After that, you will get a call back from our side. Furthermore, a document to pick the facility offered by the bank from your doorstep. For more information about Gold Loan Hanumangarh, you can call on 9878981166.
Dialabank is considered as the best platform to apply for a gold loan online. There are so many reasons. Few of then are the following:
- First of all, Dialabank is India’s first financial helpline; it offers the best financial services to customers all over the country.
- Besides that, the bank has a good reputation among the customer’s cause of its best services.
- Another reason, if you are applying for a gold loan on Dialabank, then you will get a low Gold Loan Interest Rate.
- Also, Dialabank provides a document pickup facility from the doorstep of the customer.
- One more important thing is that the Dialabank guides the customers free of cost which means there are no additional charges of applying for a gold loan online on the website of Dialabank.
- While applying for a gold loan with Dialabank, very little paperwork is required.
- Also, you will get a high LTV of your gold.
- Finally, the Relationship managers are trained enough to guide you in the entire processing of Gold Loan Hanumangarh.
Offline Process to Apply for Gold Loan Hanumangarh
The applicant also has an option to get a Gold Loan Hanumangarh from the nearby branches. You will search for Gold Loan near me on google. It will enlist all the neighboring departments from where you can avail of the loan.
Processing Fees / Prepayment Charges on Gold Loan Hanumangarh
CIBIL Score Required for Gold Loan Hanumangarh
There is no need for the CIBIL score for Gold loan Hanumangarh.