Interested in taking a loan from the bank but don’t have enough credit? Looking for a way to fund your daughter’s college fee without spending your savings? Is your business going through a rough time and you need extra financial help? We are here to help you. With Manappuram Gold Loan Tanuku you get enough funds to make your financial problems go away. As you need to provide collateral, this loaning scheme is said to be a secure way of taking a loan amount from the bank. You can use your gold pendants, your gold earrings as collateral against the principal amount of loan.

About Gold Loan Hanumangarh

Gold Loan is the best option available for the loan seekers at very best interest rates. Several financing authorities are available in market dealing with these Loans. Borrower should go for the best deal with best offer available.Gold Loan is the only loan in the market which could be available within 5 to 10 minutes with an ease. In India, several lending institutions, private banks and credit unions are available that provide Loan against Gold at low interest rate.

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Gold Loan Interest Rates Hanumangarh

The Gold loan is available at 1% per month or 10.75 percent per year. For more unbiased and expert advice, please call us now at 9878981166.

The tenure of Gold Loan is 12 months, so make sure that you pay during this term to avoid any additional charges.

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Eligibility for Availing Gold Loan

  1. Applicant’s Age must be above 18 years and below 65 years
  2. Applicant must be an Indian citizen
  3. Minimum gold must be 10 gm to avail gold loan 
  4. Gold must be between 18 carats to 22 carat
  5. A gold loan can be availed only on jewelry

Know More - Gold Loan: Factors to Remember

Benefits of taking Gold Loan

  1. First, when you take a gold loan, you are free to use its principal amount in any way you like.
  2. Secondly, you get to avail the loan which has the lowest interest rate in comparison to any other loaning scheme.
  3. Don’t worry about your gold as it is safely locked in the vault and NBFC holds full responsibility in case of any damage.
  4. Moreover, with this loaning scheme, you get multiple repayment options. Therefore, it is easier for a borrower to pay the loan amount back.
  5. The overall process is hassle-free and time-saving.
  6. In addition to this, these loans have multiple repayment options. Making them one of the most versatile loaning schemes of all time.
  7. The collateral gold is safely locked in the bank's vault, and the case of any damage bank holds full responsibility.
  8. Lastly, both salaried and self-employed applicant is eligible to take this loan.

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Documentation required for availing Gold Loan 

  1. Identity Proof: Voters ID card/ Driving License /Passport Copy
  2. 2 passport size photographs.
  3. Address Proof: Passport copy/Trade license /Shop & Est. License/Sales Tax certificate/
  4. Ration card/ Tel, Electricity Bill/ Rental bill
  5. Signature Proof: Banker's verification/Cheque /Passport Copy/Driving License.

 How to Apply Gold Loan Online?

  1. Firstly, visit our website that is Dialabank
  2. Secondly, the applicant has to fill a form Online which involve necessary information.
  3. After this, you will get a call back from our Relationship Manager to clear all doubts as well as to assist you in the entire process of the Gold Loan.
  4. Next, the applicant can check his /her eligibility for further clarification of the approval of a gold loan.
  5. Moreover, Submit all the documents need as proofs in the bank.
  6. Gold loan is approved in some minutes and disbursed within a day.
  7. Lastly,  call us directly for any quires at 9592046860, to clear any doubts.

Know More - Best Gold Loan Services

About Hanumangarh

The city of Hanumangarh is northern Rajasthan state in western India. It is situated on the banks of the river Ghaggar, located about 400 km from Delhi. Hanumangarh is the administrative seat of Hanumangarh District. The city was once called Bhatner. It had a population of 129,654. Hanumangarh Junction is a major railway station on Jodhpur-Bikaner-Kalka route; Sadulpur, Rewari, Jaipur, Sriganganagar, Anupgarh.

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FAQs About Gold Loan 

  1. How does  Gold Loan work?
     Loan on gold is very simple to understand. The Banks /NBFC provides you with funds against your gold ornament. The amount depends upon the gold weight.
  2.  Gold Loan is secured?
    Yes, it is essential to note that the loan on gold comes in the category of secured loans. Because in a gold loan the applicant put their gold ornaments into the bank’s locker as security or as collateral.
  3. What happens when you don’t repay a Gold Loan?
     If the borrower is unable to return the gold loan on time, then the bank is liable to sell his gold ornaments.
  4. To get a gold loan do I need a co-applicant?
     No, to avail Gold loan you don’t need any co-applicant 
  5. Is Gold loan better than a Personal loan?
    Yes, a Gold loan is better than personal Loan because in Gold Loan banks/NBFC's takes Gold ornament as well as a gold coin as collateral and in case of Personal loan it is un-secured and hence carries higher interest than a gold loan.
  6. What is the best online platform to avail gold loan?
    Dialabank is the best platform to get a loan. Dialabank provides you hassle-free process as well as the lowest interest rate in the market as compared to others.
  7. Is there any fee payable for the Gold Loan?
    Yes, you have to pay the loan processing fee (non-refundable) as well as Valuation fee.

Gold Loan Interest Rate of Different Banks - Updated on 2019

Bank  Gold Loan Rate 
HDFC Bank 10.75%
Yes Bank  10.85%
Axis Bank 10.90%
SBI Gold Loan 11.50%
ICICI Bank 11.75%
IIFL Gold Loan 11.75%
Allahabad Bank Gold Loan 11.75%
Muthoot Gold Loan 12.00%
Federal Bank Gold Loan 12.00%
Manappuram Gold Loan  12.25%
IDBI Bank 12.25%
PNB Gold Loan 12.25%