Best banks for Gold Loans in Nimbahera
Feature |
HDFC Bank |
Private Bank |
Muthoot Finance |
Interest Rate |
9.90% |
10.50% |
12% |
Min Loan Amt |
Metro : 25000, Non : 15000 |
25000 |
15000 |
Max Loan Amt |
1 Cr |
1 Cr |
1 Cr |
Loan Tenure |
3 months to 24 months |
9 months to 24 months |
1 month to 24 months |
Processing Fee |
0.25% to 1.50% of the Loan Amt |
0.25% to 1.50% |
Nil |
Preclosure Chgs |
2%, Nil foreclosure charges after 3 months |
2%, Nil foreclosure charges after 9 months |
Nil |
Overdraft Facility |
Yes |
Yes |
Yes |
Pay Only Interest Facility |
Yes |
Yes |
Yes |
Gold Rate Per Gram |
2500 |
2600 |
2700* |
Gold Loan Nimbahera Features
Do you feel a need to have more money?
Are you concerned about your financial situation?
Gold loans are something you can consider taking right now. Within minimum paperwork or documentation, you can have your gold loan approved and verified within the least amount of time.
Why Gold Loan Nimbahera?
Gold Loan Nimbahera provides financial aid to the customers at the best affordable Gold loan interest rates online. For taking a gold loan, a candidate should have a gold article or gold ornament. Also, a good credit history along with a strong source of income helps in the faster verification and approval process.
Besides, you can take a loan of only up to 75 percent of the market value of gold, this happens only because of the ups and downs in the market price of the gold.
Gold Loan Rate Per Gram Today in Nimbahera
Updated - Gold Loan Per Gram Rate w.e.f Mar 29 2024 |
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Gold Weight | Gold Purity 24 Carat |
Gold Purity 22 Carat |
Gold Purity 20 Carat |
Gold Purity 18 Carat |
1 gram | 4621 | 4290 | 3900 | 3510 |
10 gram | 46210 | 42900 | 39000 | 35100 |
20 gram | 93600 | 85800 | 78000 | 70200 |
30 gram | 140400 | 128700 | 117000 | 105300 |
40 gram | 187200 | 171600 | 156000 | 140400 |
50 gram | 234000 | 214500 | 195000 | 175500 |
100 gram | 468000 | 429000 | 390000 | 351000 |
200 gram | 936000 | 858000 | 780000 | 702000 |
300 gram | 1404000 | 1287000 | 1170000 | 1053000 |
400 gram | 1872000 | 1716000 | 1560000 | 1404000 |
500 gram | 2340000 | 2145000 | 1950000 | 1755000 |
Gold Loan in Nimbahera Interest Rates and Charges
Feature
|
Gold Loan
Interest Rate
|
Processing Fee
|
Tenure
|
HDFC Gold Loan | 9.90% | 0.25 % - 1.50% | 3 - 24 Month |
Private Gold Loan | 10.50% | 0.25 % - 1.50% | 9 - 24 Months |
Axis Gold Loan | 10.50% | 0.50% - 1.50% | 6 - 24 Months |
Yes Bank Gold Loan | 10.50% | 0.50% - 1.50% | 6 - 36 Months |
SBI Gold Loan | 9.50% | 500/- to 0.50% | 6 - 36 Months |
Kotak Gold Loan | 11.00% | 1% to 2% | 9 - 24 Months |
IIFL Gold Loan | 12.00% | Nil | 3 - 11 Months |
Muthoot Finance Gold Loan | 12.00% | Nil | 1 - 24 Months |
Manappuram Gold Loan | 12.50% | Nil | 6 - 12 Months |
PNB Gold Loan | 11.00% | 0.70% to 1% | 6 - 12 Months |
Canara Bank Gold Loan | 10.75% | 1 % | 6 - 12 Months |
IndusInd Bank Gold Loan | 11.50% | 1% - 1.5% | 9 - 24 Months |
Gold Loan in Nimbahera Documents required
- Proof of Identity can be any of the following: Passport Copy/ Electoral Photo ID card/ Driving License/Aadhaar card or any other recognized govt. ID.
- Address Proof can be any of the following: Ration card/ Electricity Bill/ Trade License/ Passport copy/Trade license /Telephone Bill or other utility bills.
- Signature Proof can be any of the following: Passport Copy/Cheque/ Banker’s verification/ or other recognized records.
- 2 passport size photographs are always mandatory.
Additional Documents Required for Gold Loan Nimbahera
- Land Proof: Fo Agriculture Loan of more than 1 lac Indian rupees, no proof is claimed for allied agriculture purposes.
- A Demand Promissory Note.
- The Bank manages to provide the Certificate by the Jewel Appraiser.
- For Income proof, the applicant has to provide a salary certificate and form number 16.
Gold Loan in Nimbahera Eligibility Criteria
For Gold Loan online in Nimbahera, the Eligibility criteria are as follows:
- The loan aspirant must recognize himself/herself as an Indian citizen.
- The minimum age and the maximum age of the aspirant should be 21 and 60 years respectively.