Gold Loan Gonda

AT 0.75%* INTEREST RATE
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Gold Loan Gonda

 

Major Gold Loan Providers in Gonda

Feature HDFC Bank SBI
Muthoot Finance
Interest Rate 9.90% onwards 7% onwards 12% onwards
Min Loan Amt Metro : 25000, Non : 15000 25000 15000
Max Loan Amt 1 Cr 1 Cr 1 Cr
Loan Tenure 3 months to 24 months 9 months to 24 months
1 month to 24 months
Processing Fee 0.25% to 1.50% of the Loan Amt 0.25% to 1.50% Nil
Pre-closure Charges 2%, Nil foreclosure charges after 3 months 2%, Nil foreclosure charges after 9 months Nil
Overdraft Facility Yes Yes Yes
Pay Only Interest Facility Yes Yes Yes
Gold Rate Per Gram 3066 3073 3073

Gold Loan Gonda Features

gold loan gondaAre you running short out of cash? Do not tense, Gold Loan is available for you. This loan is secured in nature with minimal documents and less paperwork. This loan can get approved within 5 minutes after the completion of the verification process.

Gold Loan Gonda is a secured loan that provides financial aid to the customers at affordable interest rates. To get a Gold Loan, the applicant needs to have a good source of income and has a good credit history.

Furthermore, there is no end-use limitation on the use of the Gold Loan loan amount. You can utilize this loan amount anywhere you want to do.

Gold Loan Gonda Interest Rates

Bank Interest Rate
HDFC Bank Gold Loan 9.9% to 14%
Axis Bank Gold Loan 10.50% to 16%
Private Bank Gold Loan 10.75% to 16%
SBI Gold Loan 9.5 % to 13%
Kotak Gold Loan 11% to 14%
IIFL Gold Loan 9.24% to 24%
Muthoot Gold Loan 12% to 24%
Manappauram Gold Loan 12% to 26%
PNB Gold Loan 10.05% to 16%
Canara Bank Gold Loan 9.75 % to 13%
Andhra Bank Gold Loan 10.70% to 16%

To check Gold Loan Interest Rate for all major banks you can visit: Loan against Gold Interest Rate

Documents for Gold Loan Gonda

  1. One Proof of Identity from the following: Passport Copy/ Voters ID card/ Driving License/Aadhaar card.
  2. One Address Proof from the following: Ration card/ Tel, Electricity Bill/ Rental bill/ Passport copy/Trade license /Shop & Est. License/Sales Tax certificate.
  3. One Signature Proof from the following: Passport Copy/Driving License/Banker’s verification/cheque.
  4. 2 passport size photographs.

Additional Documents Required for Gold Loan Gonda

  1. Land Proof is required if you are applying for an Agriculture Loan of more than Rs. 1 lakh. The proof is not essential for allied agriculture uses.
  2. A Demand Promissory Note.
  3. Certification by the Jewel Appraiser (Bank will arrange).
  4. Salary Certificate and Form No.16 is required for income proof.

Eligibility Criteria for Gold Loan Gonda

  1. The minimum age required for the applier should be 21 years and a  maximum of up to 60 years.
  2. Nationality: Indian 

GOLD LOAN @ 0.75%*

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How to Apply for Gold Loan Gonda

Online Process to Apply for Gold Loan Gonda

Apply for the Gold Loan online at Dialabank. The process is straightforward. To begin, you must fill a simple form online.

After that, you will get a call from our side. Moreover, you will get a document to pick up facility from your doorstep. For more information about the gold loan, you can call on 9878981166.

Dialabank is taken into consideration as the best platform to apply for a gold loan online. There are so many causes behind this.

  1. First of all, Dialabank is India’s first financial helpline; it offers the best and fast financial services to customers all over the country.
  2. The bank has a good reputation among the customers because of the best and fast services.
  3. Another reason, if you apply for a gold loan on Dialabank, then you can get a low Gold Loan Interest Rate.
  4. Also, Dialabank provides a document pickup service from the doorstep of the customer.
  5. One more important thing is that the Dialabank assists the customers free of cost. That is, there are no supplementary charges of applying for a gold loan online on the website of Dialabank.
  6. Also, while applying for a gold loan through Dialabank, the paperwork required is less.
  7. You can get a high LTV of your gold.
  8. Finally, the Relationship managers are trained enough to assist you in the entire processing of Gold Loan.
Offline Process to Apply for Gold Loan Gonda

The applicant also has a choice to avail of a Gold Loan from the nearby branches. To do so, type Gold Loan near me on google. It will present all the neighbouring departments from where you can avail of the loan. Then, you must visit again and again until the loan approval.

Processing Fees / Prepayment Charges on Gold Loan Gonda

Bank
Processing Fee
Prepayment Charges
HDFC Bank Gold Loan
0.25% to 1.50%
2%, Nil foreclosure charges after 3 months
Axis Bank Gold Loan
0.50% to 1.50%
Nil
Private Bank Gold Loan
0.25% to 1.50%
2%, Nil foreclosure charges after 9 months
SBI Gold Loan
500/- to 0.50%
Nil
Kotak Gold Loan
1% to 2%
2.25% of fore closure amount if closed 1 month ahead of the tenure.
IIFL Gold Loan
Nil
Nil
Muthoot Gold Loan
Nil
Nil
Manappauram Gold Loan
Nil
Nil
PNB Gold Loan
0.70% to 1%
Nil
Canara Bank Gold Loan
1%
Nil
Andhra Bank Gold Loan
Nil
Nil

CIBIL Score Required for Gold Loan Gonda

There is no need for the CIBIL score for Gold Loan Gonda.

Gold Loan Gonda Agents

Dialabank is the leading and trustworthy agent for availing Gold Loan in Gonda. You can apply online at www.dialabank.com or dial 9878981166.

Dialabank helps you to find the best option for Banks and NBFCs by providing you with a detailed market comparison of various banks so that you can make the right choice. Visit our website www.dialabank.com and fill a simple form using your personal and employment details. Our customer relationship managers will get in touch with you.

Gold Loan Gonda Contact Number

Call 9878981166 and get instant help and approval for Gold Loan in Gonda.

Pre Calculated EMI Table for Gold Loan Gonda

Rate
5 Yrs
4 Yrs
3 Yrs
10.50%
2149
2560
3250
11.00%
2174
2584
3273
11.50%
2199
2608
3297
12.00%
2224
2633
3321
12.50%
2249
2658
3345
13.00%
2275
2682
3369
13.50%
2300
2707
3393
14.00%
2326
2732
3417
14.50%
2352
2757
3442
15.00%
2378
2783
3466

About Gonda

Gonda is a city located in Uttar Pradesh, India. Gonda has located 120 km to the northeast of the state capital Lucknow. It is split up into four tehsils that are Gonda, Colonelganj, Tarabganj, and Mankapur.

Special Note: Always check Gold Loan Rate Per Gram before applying for loan against gold.