About Gold Loan

Gold Loan is the best option available for the loan seekers at very best interest rates.

Several financing authorities are available in market dealing with these Loans.

The borrower should go for the best deal with the best offer available.

Gold Loan is the only loan in the market which could be available within 5 to 10 minutes with an ease. 

In India, several lending institutions, private banks and credit unions are available that provide Loan against Gold at low interest rate.

The amount of loans can be same as the value of the gold.

Gold Loan Interest Rates:

  1. The rate of interest begins at 10.5% p.a.
  2. There is no processing fee on these loans.
  3. The life of the loans is from 12 to 48 months.

Why should one choose Gold Loan in Bargarh?

  1. The gold loan has the ease of pre-closure.
  2. Very less documents are needed for these loans.
  3. The lowest loan amount is Rs. 18,000/-.
  4. There are no penances on these loans.




Minimum: 18 year

Maximum (at loan maturity): 70 year

Gold requirements

Minimum 10 gram of gold

Loan Amount

Minimum: 15k

Maximum: No Limit



Employment Status




  1. Identity Proof : Passport Copy/ Voters ID card/ Driving License
  2. Proof of Address: Ration card/ Tel, Electricity. Bill/ Rental Agreement / Passport copy/ Trade license /Shop & Est. License/Sales Tax certificate
  3. Signature Verification Proof: Passport Copy/Driving License/Banker's verification/cheque
  4. 2 passport size photographs

Other Documents

In the rural area agriculture loan against gold is also available for agriculturist at a very nominal rate of interest.

Agriculture Document is needed to be provided.

Features of Gold Loan:

Following are the Features of Gold Loan:

  1. The greatest finances which the banks and NBFCs can provide can be of the value of Rs 1 Crore.
  2. The applicant’s gold securities will remain safe and secure with the banks.
  3. The loans can be applied at anytime and anywhere you want.
  4. The rate of interest on these debts is very less.
  5. The papers which are required in these loans are very less.
  6. The fast processing of gold loans is one more advantages.
  7. The prerequisites of the overdraft can be taken from the lenders and the rate of interest is payable only on the amount you use.

About Bargarh

The town of Bargarh is a municipality in Bargarh district, the state of Orissa. Bargarh is the administrative headquarters of Bargarh District. It is located in western Orissa, close to the border other neighboring states of Chattisgarh. Bargarh had a population of 63,651. Bargarh is known for the annual festival, Dhanu Jatra which attracts lot of tourists. It is largely dependent on agricultural products. Bargarh was a subdivision of old Sambalpur district.

How to Apply?

Visit www.dialabank.com

Call us for more details 9592046860

We assure you that we will provide you the best interest rate on you gold as compared to others.