About Gold Loan

Gold Loan is the best option available for the loan seekers at very best interest rates.

Several financing authorities are available in market dealing with these Loans.

The borrower should go for the best deal with the best offer available.

Gold Loan is the only loan in the market which could be available within 5 to 10 minutes with an ease. 

In India, several lending institutions, private banks, and credit unions are available that provide Loan against Gold at low interest rate.

Features of Gold Loan Baripada:

Following are the Features of Gold Loan:

  1. The maximum cost of Rs 1 Crore can be granted in these loans.
  2. The gold jewelry cannot be safer than in the hands of the lenders.
  3. These loans are attainable at any time of life.
  4. The interest can be degraded for the loans which have the uses for agricultural purposes.
  5. The documents which are asked by the lenders are very less.
  6. It takes only a few hours for the granted.
  7. The over drafting is an option for the applicants in these loans.

Interest Rates Gold Loan Baripada

Interest Rate

Gold Loan interest rate

10.50% onward

Processing fee

1.50%

Lone Tenure

3month to 48 months

Loan Amount

RS.18k to RS. 1cr

The purity of eligible gold

18carat to 22carrat

 

ELIGIBILITY

Age

Minimum: 18 year

Maximum (at loan maturity): 70 year

Loan Amount

Minimum: 18k

Maximum: No Limit

Citizenship

Indian

Minimum Gold Amount

10 Grams

Employment Status

Salaried

Self-employed 

Required Documents

  1. Identity Proof: Passport Copy/ Voters ID card/ Driving License.
  2. Proof of Address: Ration card/ Tel, Electricity. Bill/ Rental Agr. / Passport copy/ Trade license /Shop & Est. License/Sales Tax certificate.
  3. Signature Verification Proof: Passport Copy/Driving License/Banker's verification/cheque.
  4. 2 passport size photographs.

OTHER DOCUMENTS

  1. For farmers, the banks and NBFCs provide the loans at a low rate on their gold deposits.
  2. For this, the applicants have to provide the agricultural documents and also the proof of income.

About Baripada

The city of Baripada is a municipality in Mayurbhanj district, the state of Orissa, India. It is the district headquarters. It is a place to stay and tour the Mayurbhanj region. This region is home to Similipal. It is one of the most important wildlife parks of India. The national park comprises lush valleys, forest land, and scores of ancient temples. Baripada is also hosting the second most popular Rath Yatra of Orissa after Puri. It had a population of 110,058. Baripada is popular for its Arts and Culture

How to Apply?

Apply online on www.dialabank.com

Check the eligibility

Call the helpline number 600-11-600 or 9592046860.

Visit the bank

Submit all the documents

Get the loan